BON APPEKIP
ActiveThe computed 12-month bankruptcy probability of BON APPEKIP is 2.1% (moderate). The 2024 annual accounts show equity of €48k and a net result of €18k. Its solvency ranks better than 75% of 26052 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability98▲+19
Solvency88▲+27
Growth78
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity ample (current ratio 2.66 against 1.39 in 2023; short-term debt: 28.1% and cash: 27.4% of total assets), and 37.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
62.9%
Return on assets
23.6%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-03-2026, 235 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
235 d late
2023
601 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€48k▲ 59.9%
2023 · €30k
2023: €30k
2023 → 2024
Total assets
€76k▼ 7.8%
2023 · €83k
2023: €83k
2023 → 2024
Net result
€18k▲ 173%
2023 · €7k
2023: €7k
2023 → 2024
Working capital
€36k▲ 137%
2023 · €15k
2023: €15k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€30k-€48k▲ 59.9%
Operating result€10k-€28k▲ 174%
Net result€7k-€18k▲ 173%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 174% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €76k
Fixed assets
€19k▼ 34.6%
Current assets
€57k▲ 7.0%
Equity and liabilities €76k
Equity
€48k▲ 59.9%
Debt
€28k▼ 46.3%
The debt ratio falls from 63.7% to 37.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▲
2023 · €29k
Cash flow
€28k▲
2023 · €26k
Solvency
62.9%▲
2023 · 36.3%
Current ratio
2.66▲
2023 · 1.39
Quick ratio
2.66▲
2023 · 1.39
Debt / equity
0.59▼
2023 · 1.76
ROE
37.5%▲
2023 · 21.9%
ROA
23.6%▲
2023 · 8.0%
Interest coverage
10.48▼
2023 · 24.11
Debt
€28k▼
2023 · €53k
Debt ≤ 1 year
€21k▼
2023 · €38k
Debt > 1 year
€4k▼
2023 · €14k
Income taxes
€7k▲
2023 · €3k
Staff costs
€25k▼
2023 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€83k€76k▼
Fixed assets21/28€29k€19k▼
Intangible fixed assets21€19k€16k▼
Tangible fixed assets22/27€10k€3k▼
Plant, machinery and equipment23€2k€774▼
Furniture and vehicles24€8k€3k▼
Current assets29/58€53k€57k▲
Amounts receivable within one year40/41€31k€36k▲
Trade receivables40€30k€34k▲
Other amounts receivable41€837€2k▲
Cash at bank and in hand54/58€23k€21k▼
Equity and liabilities
Total equity and liabilities10/49€83k€76k▼
Equity10/15€30k€48k▲
Reserves13€30k€48k▲
Distributable reserves133€30k€48k▲
Amounts payable17/49€53k€28k▼
Amounts payable after more than one year17€14k€4k▼
Financial debts170/4€14k€4k▼
Amounts payable within one year42/48€38k€21k▼
Current portion of amounts payable after more than one year42€14k€8k▼
Trade debts44-€768
Suppliers440/4-€768
Taxes, remuneration and social security45€23k€12k▼
Taxes450/3€11k€11k▼
Remuneration and social security454/9€12k€2k▼
Other amounts payable47/48€1k€1k=
Accrued charges and deferred income492/3-€2k
Income statement
Code20232024
Remuneration, social security and pensions62€32k€25k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€10k▼
Other operating charges640/8€81-
Gross operating margin9900€62k€64k▲
Operating profit (loss)9901€10k€28k▲
Financial charges65/66B€1k€4k▲
Recurring financial charges65€1k€4k▲
Profit (loss) for the period before taxes9903€9k€25k▲
Income taxes67/77€3k€7k▲
Profit (loss) for the period9904€7k€18k▲
Profit (loss) for the period to be appropriated9905€7k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€18k▲
Transfer to equity691/2€7k€18k▲
To other reserves6921€7k€18k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 601 days late
23-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 235 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bildeken(Oph) 269500 GeraardsbergenGround area
807 m²
Building footprint
137 m²
Volume, LiDAR
750 m³
Parcel 41053A0567/00C000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BON APPEKIP
since 20222.348.145.415
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41053A0567/00C000 | Flanders | 807 m² | 1 · 137 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGeraardsbergen2.348.145.415
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Of 3,830 companies in sector 47210 we hold annual accounts for 965. 789 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2022
Fiscal year end31-12
Activities, NACEBEL
47210Retail sale of fruit and vegetables
47810Retail trade
47120Other non-specialised retail sale
47910Retail trade
56210Event catering
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.