CAMADA
ActiveThe computed 12-month bankruptcy probability of CAMADA is 3.1% (moderate). The 2025 annual accounts show equity of €54k and a net result of €-23k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 41% of 11282 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
33
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▼-90
Solvency55▲+9
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.43 against 1.26 in 2024; short-term debt: 69.8% and cash: 1.9% of total assets), and 69.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.2%
Return on assets
-12.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
26 d late
2022
23 d late
2021
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€54k▼ 29.7%
2024 · €77k
2021: €7k
2022: €-810
2023: €178k
2024: €77k
2021 → 2025
Total assets
€179k▼ 51.5%
2024 · €368k
2021: €15k
2022: €38k
2023: €264k
2024: €368k
2021 → 2025
Net result
€-23k
2024 · €81k
2021: €4k
2022: €-8k
2023: €179k
2024: €81k
2021 → 2025
Working capital
€54k▼ 29.8%
2024 · €76k
2021: €15
2022: €-5k
2023: €178k
2024: €76k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€-810€178k€77k▼ 57.0%€54k▼ 29.7%
Operating result€4k-€-7k€233k€109k▼ 53.4%€-23k
Net result€4k-€-8k€179k€81k▼ 54.7%€-23k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €23k after €109k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €179k
Fixed assets
€220=
Current assets
€178k▼ 51.5%
Equity and liabilities €179k
Equity
€54k▼ 29.7%
Debt
€125k▼ 57.2%
The debt ratio falls from 79.2% to 69.8%. Equity and debt are lower.
Key figures and ratios
Solvency
30.2%▲
2024 · 20.8%
Current ratio
1.43▲
2024 · 1.26
Quick ratio
1.43▲
2024 · 1.26
Debt / equity
2.32▼
2024 · 3.80
ROE
-42.3%▼
2024 · 105.9%
ROA
-12.8%▼
2024 · 22.1%
Debt
€125k▼
2024 · €292k
Debt ≤ 1 year
€125k▼
2024 · €292k
Income taxes
€-1k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€368k€179k▼
Fixed assets21/28€220€220=
Financial fixed assets28€220€220=
Current assets29/58€368k€178k▼
Amounts receivable within one year40/41€269k€175k▼
Trade receivables40€264k€150k▼
Other amounts receivable41€5k€25k▲
Cash at bank and in hand54/58€99k€3k▼
Equity and liabilities
Total equity and liabilities10/49€368k€179k▼
Equity10/15€77k€54k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€74k€51k▼
Amounts payable17/49€292k€125k▼
Amounts payable within one year42/48€292k€125k▼
Current portion of amounts payable after more than one year42€11k€6k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€64k€11k▼
Taxes450/3€64k€11k▼
Other amounts payable47/48€214k€105k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€616-
Other operating charges640/8€803€884▲
Gross operating margin9900€110k€-22k▼
Operating profit (loss)9901€109k€-23k▼
Financial charges65/66B€617€651▲
Recurring financial charges65€617€651▲
Profit (loss) for the period before taxes9903€108k€-24k▼
Income taxes67/77€27k€-1k▼
Profit (loss) for the period9904€81k€-23k▼
Profit (loss) for the period to be appropriated9905€81k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€257k€51k▼
Profit (loss) brought forward from the previous period14P€175k€74k▼
Profit to be distributed694/7€183k-
Return on contributions (dividend)694€183k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
10-08
State Gazette act
Registered officeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move2 facts ▸
- General meeting, 09/07/2026
- Registered-office move, Rue des Lauriers n°1, 1170 Bruxelles
2025
31-12
Financial
Weakest financial yearnet €-23k ▼128%
Net result drops to €-23k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Back to profitnet €179k
Net result €179k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 3.07
Current ratio from 0.88 to 3.07.
31-12
Financial
Equity above €150kEq €178k
Equity rises from €-810 to €178k.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lauriersstraat 11170 Watermaal-BosvoordeGround area
233 m²
Building footprint
73 m²
Volume, LiDAR
522 m³
Parcel 21017D0065/00R006, Brussels · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21017D0065/00R006 | Brussels | 233 m² | 1 · 73 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MAVIOS
BE 0777.753.819
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NAJJAR
BE 0454.310.386
Boortmeerbeek · Eq €54k
EBURA
BE 0560.775.905
Beringen · Eq €54k
REHASPORT
BE 0816.918.162
Ham-sur-Heure-Nalinnes · Eq €54k
AVCOTECH
BE 0731.637.148
Mettet · Eq €54k
Of 6,156 companies in sector 46190 we hold annual accounts for 2,571. 1,933 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-05-2021
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.