Result
€6,494 ▼ 97.4%
The result fell in 2025 from €248,729 to €6,494.
CAM CONSTRUCT
Overview
Lifetime
9 annual accounts with figures on one time axispeak €776,398 (2022)
€136,320▼ 80.1%
lowest -€205,410 (2023)
€6,494▼ 97.4%
peak €683,328 (2025)
€683,328▲ 1.0%
€568,359▼ 42.2%
peak 2 FTE (2022)
0.5 FTE▼ 75.0%
Board3 names since 2021
3 directorsCAM MANAGEMENT and 2 others
Owners
Documentsfilings and deeds
08-06-202653 days before the deadline
2025abbreviated format
Gross margin from €685,961 to €136,320Result from €248,729 to €6,494Staff from 2 FTE to 0.5 FTEDebts from €982,618 to €568,359Cash from €450,828 to €134,481
Key points
from the 2025 annual accountsFilings
9 annual accounts 3 late
The 2018 accounts came latest: 30 days after the end of the period.
At the same address
60 companies
Checked score
94
Excellent
Financially stronger than 55% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.6%▲ +0.1 percentage points vs 03-2025highest value
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.5%▼ -0.1 percentage points vs 05-2025
07-2025: < 0.1%▼ -0.5 percentage points vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: 0.1%▲ +0.1 percentage points vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Size: 0.5 FTE, total assets €1.3m
Figures for financial year 2025 (filed on 11-06-2026)
Sector: Real estate activities (NACE 68)
Equity €683,328 (54.6% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 67% of them on solvency, 46% on liquidity, 57% on profitability and 49% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as CAM CONSTRUCT has now. Each dot stands for 28 companies, two years later.
95.2%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of CAM CONSTRUCT itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for CAM CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.73 (2.55 in 2024), above the usual 1.5. Short-term debt is 32.8% and cash 10.7% of total assets. 45.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
53 days early
2024
43 days early
2023
48 days early
2022
40 days early
2021
33 days early
2020
59 days early
2019
20 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 37 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
CM
CAM MANAGEMENT
Director, CAMBIER Patrick
CM
CDN MANAGEMENT
Director, DE NIL Catherine
S
SOCAPRO
Director, CAMBIER Sophie
- CAMDEN HOLD 98.33%equity €10.2m (2025) · 2023 annual accounts of CAMDEN HOLD
Shares in 1 company, ZOUTE INVESTMENT PARTNERS
Board & ownershipRecent changes
Environmental permit granted
Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden, Verwijderen van vrijstaande gebouwen · Knokke-Heist
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0656915771
Environmental permit granted
Bouwen of herbouwen, Slopen van niet vrijstaande gebouwen of constructies, Verwijderen van vrijstaande bijgebouwen, niet-overdekte lage constructies of andere beperkte handelingen · Knokke-Heist
Environmental permit granted
Bouwen of herbouwen, Slopen van niet vrijstaande gebouwen of constructies · Knokke-Heist
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CAM CONSTRUCT Knokke-Heist | €1.3m | €136,320 | 54.6% | 0.5 |
| DE VRIESE PROJECTS Deinze | €1.3m | €133,667 | 25.9% | 0.3 |
| GloReno Zandhoven | €1.3m | €78,054 | 7.4% | 0.5 |
| dvlp. CONSTRUCT Knokke-Heist | €1.0m | €85,548 | 29.6% | 0.6 |
| PRIMEURS Avelgem | €0.9m | €236,106 | 50.6% | 1 |
| DM-BOUWCOÖRDINATIE Wervik | €1.1m | €131,496 | 79.7% | 0 |
| Lucor Projects Ghent | €1.1m | €73,834 | 2.5% | 0.4 |
These companies have the same main activity as CAM CONSTRUCT: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €936,000 and €1.3m, founded between 2016 and 2018.
Official details
Source: KBO- Status
- Active since 23-06-2016Normal situation
- Registered office
- 61 active companies are registered at this address6 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Development of residential building projectsNACE 68121and 2 others
- Establishment unit
- 2.254.396.4978300 Knokke-Heist, since 23-06-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 12-12-2025
Annual accounts 2025
- €136,320▼ 80.1%
- ≈ €290,000estimated
- €6,494▼ 97.4%
- €683,328▲ 1.0%
- €1.3m▼ 24.6%
- 0.5 FTE▼ 75.0%
- Filing
- Filed on 08-06-2026, 53 days before the end of the filing period
Insights on CAM CONSTRUCT
CAM CONSTRUCT files the abbreviated format. That format states no turnover. The gross margin rose from €29,137 in 2017 to €136,320 in 2025.
CAMDEN HOLD holds 98.33% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
abbreviated format, filed on 08-06-2026, 53 days before the deadline€136,320
▼ 80.1%
€22,611
▼ 91.3%
€6,494
▼ 97.4%
€711,328
▼ 21.2%
54.6%
▲ 13.8 percentage points
2.73
▲ 0.18
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €290,000. Estimated: probably between €180,000 and €670,000.
Balance sheet
balance sheet total €1.3m on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
54.6%
Higher than 69% of 11,299 companies in 2025.
2.73
Higher than 75% of 10,851 companies in 2025.
0.5%
Higher than 46% of 11,184 companies in 2025.
CAM CONSTRUCT
Middle half of the sector
80% of the sector
Abbreviated accounts in real estate (NACE 68)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: top quarter · Staff: middle half
Staff
€84,691
Staff costs divided by the average number of full-time equivalents.
-2 people
people who joined
people who left
In 2025, nobody joined and 2 people left.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||
20/58 |
1.3m | 1.7m | 1.2m | 2.4m | 3.0m | 1.4m | 551,426 | 1.5m | 1.4m | |
20 |
118 | 353 | 589 | 824 | 1,059 | 1,295 | 1,530 | 1,766 | 2,001 | |
21/28 |
129,376 | 175,858 | 153,043 | 64,242 | 77,061 | 77,767 | 83,345 | 600 | 800 | |
21 |
0 | 35 | 205 | 14,480 | 28,756 | 43,031 | 56,422 | - | - | |
22/27 |
129,376 | 175,824 | 127,838 | 24,562 | 23,105 | 9,336 | 1,923 | - | - | |
23 |
2,924 | 4,949 | 4,243 | 7,484 | 5,789 | 6,040 | 1,923 | - | - | |
24 |
107,391 | 143,007 | 86,921 | 13,134 | 17,317 | 3,296 | - | - | - | |
26 |
19,060 | 27,867 | 36,674 | 3,943 | - | - | - | - | - | |
28 |
- | 0 | 25,000 | 25,200 | 25,200 | 25,400 | 25,000 | 600 | 800 | |
29/58 |
1.1m | 1.5m | 1.1m | 2.3m | 2.9m | 1.3m | 466,551 | 1.5m | 1.4m | |
3 |
663,116 | 859,791 | 625,178 | 759,895 | 2.2m | 309,864 | 7,500 | 578,092 | 1.3m | |
30/36 |
663,116 | 859,791 | 625,178 | 759,895 | 2.2m | 309,864 | 7,500 | 578,092 | 1.3m | |
40/41 |
313,199 | 158,849 | 49,873 | 210,304 | 163,725 | 489,481 | 201,825 | 60,421 | 63,453 | |
40 |
236,781 | 155,124 | 2,169 | 144,464 | 128,050 | 95,606 | 135,641 | 34,998 | 39,298 | |
41 |
76,418 | 3,724 | 47,704 | 65,840 | 35,675 | 393,875 | 66,183 | 25,423 | 24,155 | |
54/58 |
134,481 | 450,828 | 361,880 | 1.4m | 480,876 | 485,914 | 240,007 | 808,905 | 55,956 | |
490/1 |
11,398 | 13,773 | 13,324 | 8,034 | 18,115 | 16,489 | 17,219 | 19,461 | 3,096 | |
| Balance sheet: equity and liabilities | ||||||||||
10/49 |
1.3m | 1.7m | 1.2m | 2.4m | 3.0m | 1.4m | 551,426 | 1.5m | 1.4m | |
10/15 |
683,328 | 676,834 | 428,105 | 633,515 | 276,353 | 321,039 | 307,783 | 293,517 | 98,534 | |
10/11 |
100,000 | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 | |
100 |
- | - | - | - | - | - | 100,000 | 100,000 | 100,000 | |
13 |
576,834 | 328,105 | 176,353 | 176,353 | 163,450 | 163,450 | 163,450 | 162,700 | - | |
130/1 |
3,250 | 3,250 | 3,250 | 3,250 | 3,250 | 3,250 | - | - | - | |
130 |
- | - | - | - | - | - | 3,250 | 2,500 | - | |
1311 |
3,250 | 3,250 | 3,250 | 3,250 | 3,250 | 3,250 | - | - | - | |
132 |
- | - | - | 0 | 160,200 | 160,200 | 160,200 | 160,200 | - | |
133 |
573,584 | 324,855 | 173,103 | 173,103 | - | - | - | - | - | |
14 |
6,494 | 248,729 | 151,752 | 357,162 | 12,903 | 57,589 | 44,333 | 30,817 | -1,466 | |
17/49 |
568,359 | 982,618 | 775,781 | 1.8m | 2.7m | 1.1m | 243,643 | 1.2m | 1.3m | |
17 |
150,000 | 400,000 | 640,000 | 640,000 | 1.1m | 800,000 | 200,000 | 450,000 | 172,854 | |
170/4 |
150,000 | 400,000 | 640,000 | 640,000 | 1.1m | 800,000 | 200,000 | 450,000 | 172,854 | |
42/48 |
410,865 | 581,087 | 127,723 | 1.1m | 1.5m | 254,825 | 43,539 | 595,234 | 1.1m | |
43 |
379,512 | 393,753 | - | 0 | 1.1m | - | - | 510 | - | |
430/8 |
379,512 | 393,753 | - | 0 | 1.1m | - | - | 510 | - | |
44 |
31,238 | 97,304 | 106,914 | 207,264 | 44,710 | 83,400 | 35,146 | 124,225 | 68,686 | |
440/4 |
31,238 | 97,304 | 106,914 | 207,264 | 44,710 | 83,400 | 35,146 | 124,225 | 68,686 | |
46 |
- | - | 0 | 714,000 | 378,000 | - | - | - | - | |
45 |
115 | 90,030 | 20,809 | 202,154 | 48,506 | 171,425 | 8,394 | 425,500 | 2,647 | |
450/3 |
0 | 68,278 | 0 | 185,136 | 37,883 | 158,831 | 551 | 425,465 | 447 | |
454/9 |
115 | 21,752 | 20,809 | 17,018 | 10,623 | 12,594 | 7,842 | 35 | 2,200 | |
47/48 |
- | - | - | - | - | - | - | 45,000 | 1.0m | |
492/3 |
7,494 | 1,531 | 8,058 | 13,469 | 14,417 | 4,948 | 104 | 130,494 | 10,269 | |
| Income statement | ||||||||||
76A |
0 | 15,746 | 9,586 | - | - | - | - | - | - | |
9900 |
136,320 | 685,961 | 1,276 | 776,398 | 139,226 | 168,368 | 243,798 | 505,850 | 29,137 | |
62 |
42,345 | 156,165 | 158,447 | 136,200 | 154,948 | 76,170 | 89,021 | 15,564 | - | |
630 |
46,718 | 41,597 | 32,461 | 21,170 | 19,865 | 17,436 | 14,822 | 235 | 353 | |
640/8 |
24,646 | 229,321 | 6,670 | 127,719 | 3,872 | 58,621 | 120,148 | 178,732 | 26,585 | |
9901 |
22,611 | 258,878 | -196,302 | 491,309 | -39,459 | 16,141 | 19,808 | 311,319 | 2,198 | |
75/76B |
290 | 37,616 | 684 | 1,354 | 16,826 | 13,293 | 2,442 | 17,908 | 26,136 | |
75 |
290 | 37,616 | 684 | 1,354 | 16,826 | 13,293 | 2,442 | 17,908 | 26,136 | |
65/66B |
11,168 | 21,971 | 9,382 | 19,536 | 21,276 | 9,725 | 5,602 | 52,445 | 29,512 | |
65 |
11,168 | 21,971 | 9,382 | 19,536 | 21,276 | 9,725 | 5,602 | 52,445 | 29,512 | |
9903 |
11,733 | 274,523 | -205,000 | 473,127 | -43,908 | 19,709 | 16,647 | 276,783 | -1,178 | |
67/77 |
5,239 | 25,794 | 410 | 115,965 | 778 | 6,453 | 2,382 | 81,800 | 287 | |
9904 |
6,494 | 248,729 | -205,410 | 357,162 | -44,686 | 13,256 | 14,265 | 194,983 | -1,466 | |
789 |
- | - | 0 | 160,200 | - | - | - | - | - | |
689 |
- | - | - | - | - | - | - | 160,200 | - | |
9905 |
6,494 | 248,729 | -205,410 | 517,362 | -44,686 | 13,256 | 14,265 | 34,783 | -1,466 | |
| Appropriation of the result | ||||||||||
9906 |
255,223 | 400,481 | 151,752 | 530,265 | 12,903 | 57,589 | 45,083 | 33,317 | -1,466 | |
14P |
248,729 | 151,752 | 357,162 | 12,903 | 57,589 | - | - | - | - | |
691/2 |
248,729 | 151,752 | 0 | 173,103 | - | 0 | 750 | 2,500 | - | |
6920 |
- | - | - | - | - | 0 | 750 | 2,500 | - | |
6921 |
248,729 | 151,752 | 0 | 173,103 | - | - | - | - | - | |
| Social balance sheet | ||||||||||
9087 |
0.5 | 2 | 2 | 2 | 1.9 | 1.3 | 1.3 | 0.3 | - | |
Hours worked1013 |
1,111 | 3,367 | 3,424 | 3,446 | 3,452 | 2,147 | 2,465 | 544 | - | |
| Document | ||||||||||
The notes to these accounts have 19 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 08-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 08-06-2026 | 2026-00151705 | |
| 31-12-2024 | abbreviated format | 18-06-2025 | 2025-00160353 | |
| 31-12-2023 | abbreviated format | 13-06-2024 | 2024-00129912 | |
| 31-12-2022 | abbreviated format | 21-06-2023 | 2023-00149084 | |
| 31-12-2021 | abbreviated format | 28-06-2022 | 2022-20115070 | |
| 31-12-2020 | abbreviated format | 02-06-2021 | 2021-16900307 | |
| 31-12-2019 | abbreviated format | 20-08-2020 | 2020-42800095 | |
| 31-12-2018 | abbreviated format | 30-08-2019 | 2019-55100194 | |
| 31-12-2017 | abbreviated format | 27-08-2018 | 2018-49700031 |
Subsidies and aid
Flemish government 2022 to 2025, 3 entries, €1,829 awarded, €1,829 paid
| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €1,163 | €1,163 |
| 2024 | 1 | €494 | €494 |
| 2022 | 1 | €172 | €172 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| 69,329 | 300,475 | -163,841 | 512,479 | -19,594 | 33,577 | 34,629 | 311,554 | 2,551 | ||
| 53,212 | 290,326 | -172,949 | 378,332 | -24,821 | 30,692 | 29,087 | 195,218 | -1,112 | ||
| 235 | 98,130 | 126,764 | 8,115 | 19,123 | 11,623 | 97,931 | 35 | 800 | ||
| -316,348 | 88,949 | -1.0m | 886,227 | -5,038 | 245,907 | -568,898 | 752,950 | - | ||
| 711,328 | 902,154 | 922,532 | 1.2m | 1.4m | 1.0m | 423,012 | 871,646 | 278,856 | ||
| 54.6% | 40.8% | 35.6% | 26.3% | 9.3% | 23.2% | 55.8% | 20.0% | 7.1% | ||
| 2.73 | 2.55 | 8.22 | 2.09 | 1.88 | 5.11 | 10.72 | 2.46 | 1.25 | ||
| 1.12 | 1.07 | 3.33 | 1.41 | 0.43 | 3.89 | 10.54 | 1.49 | 0.11 | ||
| 0.83 | 1.45 | 1.81 | 2.80 | 9.75 | 3.30 | 0.79 | 4.01 | 13.14 | ||
| 1.0% | 36.7% | -48.0% | 56.4% | -16.2% | 4.1% | 4.6% | 66.4% | -1.5% | ||
| 0.5% | 15.0% | -17.1% | 14.8% | -1.5% | 1.0% | 2.6% | 13.3% | -0.1% | ||
| 6.21 | 13.68 | -17.46 | 26.23 | -0.92 | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2025 | 31-12-2024 | 31-12-2023 | 31-12-2022 | 31-12-2021 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | - | 2 | 2 | 2 | 2 |
| full-time | - | 2 | 2 | 2 | 2 |
| part-time | - | 0 | 0 | 0 | 0 |
| in full-time equivalents | - | 2 | 2 | 2 | 2 |
| 0.5 | 2 | 2 | 2 | 1.9 | |
| On a permanent contract | - | 2 | 2 | 2 | 2 |
| Joined | 0 | - | - | 1 | 1 |
| Left | 2 | - | - | 1 | 1 |
Source: social balance sheet in the 2021 to 2025 annual accounts
Securities and guarantees
on own assets and for others| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Debts secured on the company's own assets | €379,512 | - | - | - | €900,000 |
| Mortgages, amount registered | €0 | - | - | - | - |
| €5.6m | €1.5m | €1.5m | €1.5m | €990,000 | |
| Carrying value of the mortgaged assets | €556,858 | - | €0 | €0 | €1.4m |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €98,130 | €126,764 | €8,115 | €19,123 |
| €46,718 | €41,597 | €32,461 | €21,170 | €19,865 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on CAM CONSTRUCT
The operating result for 2025 is 91% lower than in 2024.
Debt's share of the balance-sheet total falls from 59.2% to 45.4%. Equity is higher and debt is lower.
Board & ownership
Board
3 directors, last change in 2023CAM MANAGEMENT
Director (not named in the articles), permanent representative CAMBIER Patrick
appointed by deed of 06-06-2023
term without a fixed end
earlier manager, until 06-06-2023
listed in the 2025 annual accounts, filed on 08-06-2026
CDN MANAGEMENT
Director (not named in the articles), permanent representative DE NIL Catherine
appointed by deed of 06-06-2023
term without a fixed end
earlier manager, until 06-06-2023
listed in the 2025 annual accounts, filed on 08-06-2026
SOCAPRO
Director (not named in the articles), permanent representative CAMBIER Sophie
appointed by deed of 06-06-2023
term without a fixed end
earlier manager, until 06-06-2023
listed in the 2025 annual accounts, filed on 08-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alone“Artikel 13. Bevoegdheden van het bestuursorgaan - externe vertegenwoordiging Als er slechts één bestuurder is, is het geheel van de…”deed of 06-06-2023
Full text
Artikel 13. Bevoegdheden van het bestuursorgaan - externe vertegenwoordiging Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan hem toegekend, met de mogelijkheid een deel van deze bevoegdheden te delegeren. Hij vertegenwoordigt de vennootschap desgevallend alleen optredend. Indien de vennootschap door meer dan één bestuurder wordt bestuurd, mag iedere bestuurder, alleen optredend, alle handelingen stellen die nodig of nuttig zijn voor de verwezenlijking van het voorwerp van de vennootschap, behalve deze die de wet of de statuten aan de algemene vergadering voorbehouden. Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder. Op basis van bijzondere volmachten zal één bestuurder de vennootschap ten aanzien van derden en in rechte rechtsgeldig kunnen vertegenwoordigen. De vennootschap is bovendien, binnen het kader van hun mandaat, geldig verbonden door bijzonder gevolmachtigden. Bovendien kan de vennootschap in het buitenland vertegenwoordigd worden door iedere persoon uitdrukkelijk daartoe aangesteld door het bestuur.
Permanent representatives 3
Mandates through the years
3 names, the dashed line is todayCAM MANAGEMENT
Director (not named in the articles)
Director (not named in the articles)
CDN MANAGEMENT
Director (not named in the articles)
Director (not named in the articles)
SOCAPRO
Director (not named in the articles)
Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
- CAM MANAGEMENT
- Director (not named in the articles), since before 31-12-2021
- Manager, until 06-06-2023
- CDN MANAGEMENT
- Director (not named in the articles), since before 31-12-2021
- Manager, until 06-06-2023
- SOCAPRO
- Director (not named in the articles), since before 31-12-2021
- Manager, until 06-06-2023
Control
98.33%
This company
CAM CONSTRUCT
Equity €683,328
Profit €6,494 in 2025
Capital
- Contribution
- €100,000
- Source
- 2025 annual accounts
Owners through the years
as the annual accounts name themOwners as a list
- CAMDEN HOLD
Source: lists of holdings in the owners' accounts
Articles of association
deed of 06-06-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of May at 18:00
Network & group
Holdings
own 2023 accountsThis companyCAM CONSTRUCT1 holding, 1 country
2023 accounts
Belgium 1 Equity Result
- BE Zoute Investment Partners25%no longer active €106,123 result -€1,607
Source: list of holdings in its own 2023 accounts. Every holding stands with its own latest accounts.
Parent
CAMDEN HOLD
0894.596.851 · 98.33% of the shares · equity €10.2m · profit €618,750 (2025)
At the same address
Kalvekeetdijk 179, 8300 Knokke-Heist · 60 other companies| besox
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| Domus
registered office since 01-05-1975 · founded in 1975 |
total assets €21.9m (2025) 0415.292.533 |
| Duin Immo en Beheer
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turnover €3.1m (2025) 0438.419.313 |
| VM Vastgoedbeheer
establishment since 01-07-2020 · founded in 1989 · negative equity (2024) · group Emeria Benelux · accounts filed late |
141 FTE (2024) 0437.396.556 |
| AMRY PATRIMONIAL
registered office since 29-04-1993 · founded in 1993 |
total assets €10.7m (2025) 0450.024.768 |
| WINCHILL
registered office since 13-07-2020 · founded in 2020 |
total assets €8.6m (2025) 0750.593.027 |
| COOMOR SERVICE CENTER
registered office since 14-03-1991 · founded in 1991 |
total assets €6.9m (2025) 0443.625.144 |
| Capitall
registered office since 19-04-2021 · founded in 2021 |
total assets €6.3m (2025) 0766.892.886 |
| ATCARS
registered office since 05-09-2019 · founded in 2019 |
total assets €5.4m (2025) 0733.724.133 |
Holdings and subsidiaries
1 holdingHoldings 1
Share, source and own figures per holding (1)
- Equity €106,123 Loss of €1,607 in 2024 (profit of €177,552 in 2023)25%
Holdings through the years 2019 to 2023
| Name | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|
| ZOUTE INVESTMENT PARTNERS | 25% | ||||
Source: list of holdings in its own accounts
Connections & network
3 current directorsThe network starts from the directors of CAM CONSTRUCT. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
27 events since 2016Board
Filings
Financial
Permits
Establishments
Address
201620182020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed PDFabbreviated format · 53 days before the deadline
Environmental permit granted OmgevingsloketVerbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden, Verwijderen van vrijstaande gebouwen · Knokke-Heist
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0656915771
Environmental permit granted OmgevingsloketBouwen of herbouwen, Slopen van niet vrijstaande gebouwen of constructies, Verwijderen van vrijstaande bijgebouwen, niet-overdekte lage constructies of andere beperkte handelingen · Knokke-Heist
Environmental permit granted OmgevingsloketBouwen of herbouwen, Slopen van niet vrijstaande gebouwen of constructies · Knokke-Heist
Annual accounts 2024 filed PDFabbreviated format · 43 days before the deadline
Environmental permit granted OmgevingsloketBouwen of herbouwen, Slopen van niet vrijstaande gebouwen of constructies, Verwijderen van vrijstaande bijgebouwen, niet-overdekte lage constructies of andere beperkte handelingen · Knokke-Heist
2024
Back to profit net €248,729 The net result is €248,729, after one loss-making year.
Annual accounts 2023 filed PDFabbreviated format · 48 days before the deadline
Environmental permit granted OmgevingsloketBouwen of herbouwen, Nieuwbouw van bijgebouwen, niet-overdekte lage constructies en andere handelingen · Provincie West-Vlaanderen
Environmental permit granted OmgevingsloketBouwen of herbouwen, Slopen van niet vrijstaande gebouwen of constructies, Verwijderen van vrijstaande bijgebouwen, niet-overdekte lage constructies of andere beperkte handelingen · Knokke-Heist
2023
Weakest financial year net -€205,410 The net result drops to -€205,410, the lowest from 2017 to 2025. It recovers the following year.
Liquidity more than triples current ratio 8.22 The current ratio rises from 2.09 to 8.22. Short-term debt falls from €1.1m to €127,723.
Annual accounts 2022 filed PDFabbreviated format · 40 days before the deadline
Registered office moved within Knokke-HeistNew registered office: Kalvekeetdijk 179 bus 112, 8300 Knokke-Heist · Previous registered office: Duinrooslaan 12, 8300 Knokke-Heist · Changes of role: SOCAPRO, CAM MANAGEMENT and CDN MANAGEMENT13 points ▸
- Director resignation, SOCAPRO (manager)
- Director resignation, CAM MANAGEMENT (manager)
- Director resignation, CDN MANAGEMENT (manager)
- Director appointment, SOCAPRO (director (not named in the articles))
- Director appointment, CAM MANAGEMENT (director (not named in the articles))
- Director appointment, CDN MANAGEMENT (director (not named in the articles))
- Permanent representative, CAMBIER Sophie
- Permanent representative, CAMBIER Patrick
- Permanent representative, DE NIL Catherine
- Director discharge, SOCAPRO
- Director discharge, CAM MANAGEMENT
- Director discharge, CDN MANAGEMENT
- Registered-office move, Kalvekeetdijk 179 bus 112, 8300 Knokke-Heist
- The deed holds 2 more points.
2022
Back to profit net €357,162 The net result is €357,162, after one loss-making year.
Equity above €500,000 equity €633,515 ▲129% Equity rises from €276,353 to €633,515.
Annual accounts 2021 filed PDFabbreviated format · 33 days before the deadline
2021
Annual accounts 2020 filed PDFabbreviated format · 59 days before the deadline
2020
Annual accounts 2019 filed PDFabbreviated format · 20 days late
2019
Liquidity more than quadruples current ratio 10.72 The current ratio rises from 2.46 to 10.72. Short-term debt falls from €595,234 to €43,539.
Annual accounts 2018 filed PDFabbreviated format · 30 days late
2018
Back to profit net €194,983 The net result is €194,983, after one loss-making year.
Equity above €200,000 equity €293,517 ▲198% Equity rises from €98,534 to €293,517.
Annual accounts 2017 filed PDFabbreviated format · 27 days late
Financial milestones sit on the financial year-end date, not the filing date.
All 25 environmental permit applications
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0656.915.771
- VAT number
- BE 0656.915.771
- Peppol ID
- 0208:0656915771
- Other Peppol ID
- 9925:BE0656915771
- LEI code
- 967600WXHEE7S8R9XX34 no longer live in the LEI register
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 23-06-2016
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of May at 18:00deed of 06-06-2023 (in Dutch)
- Peppol
- Reachable since 12-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- CAM CONSTRUCT in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 06-06-2023 (in Dutch)
Activities
NACEBEL 202568121
Development of residential building projects main activity
Codes under NACEBEL 2008
41101
Real estate development main activity
47591
Retail trade
64200
Holdings
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Kalvekeetdijk 179 registered office 8300 Knokke-Heist | 23-06-2016 | 2.254.396.497 |
Buildings and parcels at the address
- Ground area
- 2,650 m²
- Buildings
- 134 m²
- Volume, LiDAR
- 148 m³
- Tallest building
- 5.0 m
Buildings to scale, each on its own parcel
Environmental permits
25 applications in Flanders since 2020 · 13 granted · 1 refused| 20-02-2026 | Granted | Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden; Verwijderen van vrijstaande gebouwen submitted 07-07-2025 · project 2025029836 | Knokke-Heist |
| 22-08-2025 | Granted | Bouwen of herbouwen; Slopen van niet vrijstaande gebouwen of constructies; Verwijderen van vrijstaande bijgebouwen, niet-overdekte lage constructies of andere beperkte handelingen submitted 11-04-2025 · project 2025045965 | Knokke-Heist |
| 01-08-2025 | Granted | Bouwen of herbouwen; Slopen van niet vrijstaande gebouwen of constructies submitted 14-05-2025 · project 2025038132 | Knokke-Heist |
| 21-03-2025 | Granted | Bouwen of herbouwen; Slopen van niet vrijstaande gebouwen of constructies; Verwijderen van vrijstaande bijgebouwen, niet-overdekte lage constructies of andere beperkte handelingen submitted 06-11-2024 · project 2024147123 | Knokke-Heist |
| 21-05-2024 | Discontinued | Bouwen of herbouwen; Nieuwbouw of aanleggen; Verwijderen van vrijstaande bijgebouwen, niet-overdekte lage constructies of andere beperkte handelingen submitted 02-01-2024 · project 2023168716 | Knokke-Heist |
| 29-02-2024 | Granted | Bouwen of herbouwen; Nieuwbouw van bijgebouwen, niet-overdekte lage constructies en andere handelingen submitted 22-08-2022 · project 2022097772 | Provincie West-Vlaanderen |
| 02-02-2024 | Granted | Bouwen of herbouwen; Slopen van niet vrijstaande gebouwen of constructies; Verwijderen van vrijstaande bijgebouwen, niet-overdekte lage constructies of andere beperkte handelingen submitted 29-09-2023 · project 2023097365 | Knokke-Heist |
| 23-01-2023 | Discontinued | Verwijderen van vrijstaande gebouwen submitted 20-01-2023 · project 2023008492 | Knokke-Heist |
| 29-07-2022 | Discontinued | Bouwen of herbouwen submitted 01-04-2022 · project 2022046994 | Knokke-Heist |
| 03-06-2022 | Discontinued | Bouwen of herbouwen submitted 29-01-2022 · project 2022013091 | Knokke-Heist |
The 10 most recent of 25 applications.
Source: Omgevingsloket Vlaanderen.
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 31039E0077/00N000 | 2,650 m² | 1 · 134 m² | 5.0 m |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0656.915.771