Equity
€87,456 ▲ 76.3%
CALVY MANAGEMENT paid out €58,900 in dividends. That is 61% of the 2026 profit.
CALVY MANAGEMENT
Lifetime
3 annual accounts with figures on one time axispeak €140,178 (2026)
€140,178▲ 108%
peak €96,737 (2026)
€96,737▲ 155%
peak €87,456 (2026)
€87,456▲ 76.3%
€38,036▼ 13.5%
Board2 names since 2020
2 directorsCALVY Louis-Antoine Marie Yves-Olivier and 1 other
Documentsfilings and deeds
31-10-2026on the last day
2026micro format
Gross margin from €67,293 to €140,178Result from €37,892 to €96,737Registered office moved from Beauraing to Wanlin 08-05Dividend €58,900Equity from €49,620 to €87,456
Key points
from the 2026 annual accountsResult
€96,737 ▲ 155%
The result rose in 2026 from €37,892 to €96,737.
Turnover
≈ €210,000 estimated
The micro format states no turnover.
Liquidity
3.26 was 2.01 in 2025
Short-term debts fell from €43,996 to €38,036.
Filings
3 annual accounts since 2024
The last three annual accounts were filed 0 to 8 days before the end of the period.
Position in the sector
€96,737
Higher net result than 91% of companies in computer programming and consultancy. Sector median €30,968 · 656 companies.
Checked score
97
Excellent
Financially stronger than 74% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,930 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 3.26, cash €45,362
Sector: Computer programming, consultancy and related activities (NACE 62)
Legal form: limited partnership
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 63% of them on solvency, 66% on liquidity, 82% on profitability and 86% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as CALVY MANAGEMENT has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CALVY MANAGEMENT itself is lower: < 0.1% within 12 months. It rests on far more data about CALVY MANAGEMENT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for CALVY MANAGEMENT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.26 (2.01 in 2025), above the usual 1.5. Short-term debt is 30.3% and cash 36.1% of total assets. 30.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 31-10-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2026
on the day
2025
8 days early
2024
6 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 5 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 25 October (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-03-2027 year end31-10-2027 deadline
Board and ownership
- Pauline DE LA TOUR limited partnerdeed of 14-02-2020
- Louis-Antoine CALVY commanditédeed of 14-02-2020
Recent changes
Registered office moved from Beauraing to Wanlin
New registered office: Rue du Biran 17, 5564 Wanlin · Previous registered office: Rue de Neuville Mtz 33, 5573 Beauraing · Board meeting of 27-09-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0743552906
Appointment: Pauline DE LA TOUR (manager)
General meeting of 01-12-2022 · Gazette deed
Registered office moved from Ixelles to Beauraing
New registered office: Rue de Neuville, 33-5573 Beauraing · Previous registered office: CHAUSSEE DE WATERLOO, 628-1050 IXELLES · General meeting of 06-09-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CALVY MANAGEMENT Houyet | €125,492 | €140,178 | 69.7% | - |
| Arc & Be Yvoir | €138,065 | €143,638 | 25.1% | - |
| Y2Y CONSULTING Grimbergen | €126,358 | €146,523 | 1.6% | - |
| PRAUXILIUM Wanze | €129,083 | €137,708 | 1.8% | - |
| VERMEIREN INNOVATION CONSULTING Duffel | €124,124 | €151,550 | 2.7% | - |
| MPA Consulting Merelbeke-Melle | €132,366 | €130,878 | 2.8% | - |
| VITRIOOL Wijnegem | €116,569 | €130,100 | 5.1% | - |
These companies have the same main activity as CALVY MANAGEMENT: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €117,000 and €138,000, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 12-02-2020Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 3 others
- Establishment unit
- 2.300.161.3941050 Ixelles, since 12-02-2020
- Financial year end
- 31 March
- Peppol
- Reachable since 08-12-2025
Annual accounts to 31-03-2026
- €125,492▲ 34.0%
- Filing
- Filed on 31-10-2026, on the last day of the filing period
Insights on CALVY MANAGEMENT
CALVY MANAGEMENT files the micro format. That format states no turnover. The gross margin rose from €48,028 in 2024 to €140,178 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CALVY MANAGEMENT
- What is the company number of CALVY MANAGEMENT?
- The company number of CALVY MANAGEMENT is 0743.552.906. The VAT number is the same number with BE in front: BE 0743.552.906.
- Where is CALVY MANAGEMENT based?
- The registered office is at Rue du Biran, Wanlin 17, 5564 Houyet.Company details
- What does CALVY MANAGEMENT do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of CALVY MANAGEMENT?
- CALVY MANAGEMENT is a limited partnership (CommV).
- When was CALVY MANAGEMENT founded?
- CALVY MANAGEMENT was founded on 12-02-2020.
- Is CALVY MANAGEMENT still active?
- Yes, CALVY MANAGEMENT is an active enterprise in the KBO register.
- What is the turnover of CALVY MANAGEMENT?
- The turnover in financial year 2026 is ≈ €210,000. This figure is estimated from the gross margin of €140,178 and 42 comparable companies (NACE 62200). It probably lies between €190,000 and €270,000.Financials
- Is CALVY MANAGEMENT profitable?
- In financial year 2026, CALVY MANAGEMENT made a profit of €96,737.
- Where can I find the annual accounts of CALVY MANAGEMENT?
- CALVY MANAGEMENT filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of CALVY MANAGEMENT due?
- CALVY MANAGEMENT must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
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