Result
€37,046 €37,046
Back in profit in 2025, after a loss of €29,952 in 2024.
Arc & Be
Lifetime
6 annual accounts with figures on one time axispeak €143,638 (2025)
€143,638▲ 230%
lowest -€29,952 (2024)
€37,046▲ €66,998
peak €34,616 (2025)
€34,616▲ €37,046
€27,649▲ 55.7%
Board1 name since 2020
1 directorDOZOT Bertrand Edgard Marie Ghislain
Documentsfilings and deeds
07-05-20267 days late
2025micro format
Gross margin from €43,588 to €143,638Back to profit: €37,046Equity from -€2,430 to €34,616Debts from €17,755 to €27,649Cash from €41,562 to €90,853
Key points
from the 2025 annual accountsTurnover
≈ €220,000 estimated
The micro format states no turnover.
Investments
€9,830 1.5 × depreciation
Green is investment, beige is depreciation. Machinery stands 58.3% higher than in 2024.
Liquidity
4.24 was 3.06 in 2024
Short-term debts rose from €17,726 to €27,620.
Filings
6 annual accounts 3 late
The 2021 accounts came latest: 16 days after the end of the period.
Position in the sector
€143,638
Higher gross margin than 90% of companies in computer programming and consultancy. Sector median €54,236 · 21,202 companies.
Checked score
95
Excellent
Financially stronger than 58% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,930 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: 0.1%▲ +0.1 percentage points vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.2%▲ +0.1 percentage points vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.4%▲ +0.2 percentage points vs 04-2026highest value
06-2026: < 0.1%▼ -0.4 percentage points vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 4.24, cash €90,853
Size: total assets €138,065
Figures for financial year 2025 (filed on 14-05-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 25% of them on solvency, 83% on liquidity, 26% on profitability and 99% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as Arc & Be has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Arc & Be itself is lower: < 0.1% within 12 months. It rests on far more data about Arc & Be than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for Arc & Be. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.24 (3.06 in 2024), above the usual 1.5. Short-term debt is 20% and cash 65.8% of total assets. However, 74.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 21205 sector peers (2025).
NBB · sector comparisonPosition among 21205 sector peers
Solvency
better than 24%
← weakest
strongest →
raises risk · 2025 accounts filed 7 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 07-05-2026, 7 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
7 days late
2024
1 day early
2023
on the day
2022
3 days late
2021
16 days late
2020
10 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 3 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 3 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end08-11-2026 today30-04-2027 deadline
Board and ownership
- DOZOT Bertrand Edgard Marie Ghislain founderdeed of 16-01-2020
- HUBERT Charlotte Agnes founderdeed of 16-01-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0741542828
Incorporation
Founders: DOZOT Bertrand Edgard Marie Ghislain and HUBERT Charlotte Agnes · Founding capital of €6,000, 600 shares · Appointment: DOZOT Bertrand Edgard Marie Ghislain (director) · published on 16-01-2020 · Gazette deed
First establishment
Rue du Bois des Loges,Durnal 25, Yvoir
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Arc & Be Yvoir | €138,065 | €143,638 | 25.1% | - |
| CALVY MANAGEMENT Houyet | €125,492 | €140,178 | 69.7% | - |
| FLYTEK Sprimont | €139,194 | €144,182 | 72.3% | - |
| PRAUXILIUM Wanze | €129,083 | €137,708 | 1.8% | - |
| Y2Y CONSULTING Grimbergen | €126,358 | €146,523 | 1.6% | - |
| Mad Hat Zoersel | €141,742 | €156,867 | 2.1% | - |
| BONKEROP Mechelen | €127,955 | €155,078 | 94.5% | - |
These companies have the same main activity as Arc & Be: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €125,000 and €142,000, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 14-01-2020Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 1 other
- Establishment unit
- 2.299.431.9165530 Yvoir, since 14-01-2020
- Financial year end
- 30 September
- Peppol
- Reachable since 28-08-2025
Insights on Arc & Be
Arc & Be files the micro format. That format states no turnover. The gross margin rose from €101 in 2020 to €143,638 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Arc & Be
- What is the company number of Arc & Be?
- The company number of Arc & Be is 0741.542.828. The VAT number is the same number with BE in front: BE 0741.542.828.
- Where is Arc & Be based?
- The registered office is at Rue du Bois des Loges,Durnal 25, 5530 Yvoir.Company details
- What does Arc & Be do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of Arc & Be?
- Arc & Be is a private limited company (BV).
- When was Arc & Be founded?
- Arc & Be was founded on 14-01-2020.
- Is Arc & Be still active?
- Yes, Arc & Be is an active enterprise in the KBO register.
- What is the turnover of Arc & Be?
- The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €143,638 and 42 comparable companies (NACE 62200). It probably lies between €200,000 and €280,000.Financials
- Is Arc & Be profitable?
- In financial year 2025, Arc & Be made a profit of €37,046.
- Where can I find the annual accounts of Arc & Be?
- Arc & Be filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Arc & Be due?
- Arc & Be must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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