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Complete company report
Generated 23-08-2026
Active BE 0546.942.616Public limited companyOpen bankruptcy

Calvert Group Belgium

· 12 yrs active
Conclusion Checked

A bankruptcy procedure is open for Calvert Group Belgium according to publications in the Belgian State Gazette. The 2023 annual accounts show negative equity (€-182k) and a net result of €-67k.

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €-182k
Net result €-67k
Active 12 yrs
Board 3
Financial profile 5 of 5 axes measured · computed by Checked
Health0Profitability100Solvency33Growth78Stability0
42 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 100
Solvency 33
Growth 78
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
0 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 06-10-2024 with the NBB · fiscal year 2023 · micro
€-600k€-400k€-200k€0€200k€400kOperating result 2019: €376k€376kNet result 2019: €17k€17kOperating result 2020: €131k€131kNet result 2020: €-55k€-55kOperating result 2021: €289k€289kNet result 2021: €288k€288kOperating result 2022: €-237k€-237kNet result 2022: €-413k€-413kOperating result 2023: €-66k€-66kNet result 2023: €-67k€-67k20192020202120222023
Operating resultNet result
EBITDA
€-65k
+72.0% 18-23
Net profit
€-67k
+83.9% 18-23
Cash flow
€-66k
+83.9% 18-23
Total assets
€191k
-11.7% 18-23
Equity
€-182k
-57.8% 18-23
Working capital
€-194k
-51.4% 18-23
Employees (FTE)
1
- 18-23
Income taxes
€177k
-4.1% 18-23
Show 10 other metrics
Debt
€373k
+12.5% 18-23
Debt ≤ 1y
€373k
+12.5% 18-23
Debt > 1y
€9k
0.0% 18-23
Current ratio
0.48
-21.8% 18-23
Quick ratio
0.48
-21.8% 18-23
Solvency
-95.5%
-78.8% 18-23
Debt / equity
-2.05
+28.7% 18-23
ROE
36.6%
-89.8% 18-23
ROA
-35.0%
+81.7% 18-23
Interest coverage
-104.82
+82.6% 18-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenue-
EBITDA€-65k
Net profit€-67k
Cash flow€-66k
Staff costs-
Income taxes-
Dividends-
Total assets€191k
Equity€-182k
Debt€373k
of which ≤ 1y€373k
of which > 1y-
Working capital€-194k
Employees (FTE)-
Ratios (computed)
2023
Current ratio0.48
Quick ratio0.48
Working capital ratio-101.9%
Solvency-95.5%
Debt / equity-2.05
Long-term debt ratio-
Interest coverage-104.82
Gross margin-
Net margin-
ROA-35.0%
ROE36.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€191k
Fixed assets 21/28€12k
Tangible fixed assets 22/27€3k
Financial fixed assets 28€9k
Current assets 29/58€179k
Amounts receivable within one year 40/41€28k
Cash & bank 54/58€394
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€191k
Equity 10/15€-182k
Contributions / capital 10/11€63k
Reserves 13€3k
Accumulated profits (losses) 14€-247k
Amounts payable 17/49€373k
Amounts payable within one year 42/48€373k
Trade debts payable within one year 44€5k
Income statement
Gross operating margin 9900€-65k
Operating result 9901€-66k
Financial income 75€105
Financial charges 65€624
Result before taxes 9903€-67k
Net result for the period 9904€-67k
Result to be appropriated 9905€-67k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 4 directors
Directors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (22069716). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • Darren W. Spriggs
    Director
    State Gazette act 22069716 (13-06-2022)
    Current
    13-06-2022 → present
  • Mark A. Hess
    Director
    State Gazette act 22069716 (13-06-2022)
    Current
    13-06-2022 → present
  • Tino Ceniti
    Director
    State Gazette act 22069716 (13-06-2022)
    Current
    13-06-2022 → present
    2 events
    • 13-06-2022 Resigned· Director
    • 13-06-2022 Appointed· Director
Former directors (1)
  • Julie Ferguson Ceniti
    Director
    State Gazette act 22069716 (13-06-2022)
    Former
    - → 13-06-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Directors & mandates1 person
Role Name Tenure Source
Curator ALAIN HENDERICKX
RUE DE STASSART 48 BL C/6, 1050 IXELLES
 02-06-2025 → present Belgian State Gazette
Legal Structure
NACE primary -
Legal form Public limited company(014)
Incorporation27-02-2014
StatusActive
Postal code-
First BS signal 11-06-2025
Latest BS signal 11-06-2025
Establishment units 1 location
Establishment
Ondersteunende activiteiten in verband met de aardolie- en aardgaswinning
since 20142.228.010.222
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21342B0043/00F003 Brussels 290 m² 1 · 293 m² 10.6 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
11-06-2025
Bankruptcy Opening
Tribunal de l’entreprise francophone de Bruxelles · SA CALVERT GROUP BELGIUM RUE DE GRAND-BIGARD 14, 1082 BERCHEM-SAINTE-AGATHE · event 02-06-2025
2024
06-10-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
17-11-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
13-06-2022
State Gazette act Director changes
18-05-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
28-10-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
28-05-2021
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
14-10-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
23-07-2019
NBB filing Annual accounts filed
fiscal year 2017 · micro
2018
14-09-2018
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
29-09-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
30-09-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
Lifecycle & Insolvency Signals1 events
11-06-2025
Bankruptcy Opening
Date: 02-06-2025 · Tribunal de l’entreprise francophone de Bruxelles · SA CALVERT GROUP BELGIUM RUE DE GRAND-BIGARD 14, 1082 BERCHEM-SAINTE-AGATHE · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-06-11 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 6 acts read

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 4 years ago
2022
13-06-2022 5 directors appointed, 2 resigning Director changes
  • Mark A. Hess, Bestuurder
  • Darren W. Spriggs, Bestuurder
  • Tino Ceniti, Bestuurder
  • Christoph Hanssen, Gedelegeerd bestuurder
  • Annemie Coox, Gedelegeerd bestuurder
  • Tino Ceniti, Bestuurder
  • Julie Ferguson Ceniti, Bestuurder
Technical details 
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  "act_meta": {
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Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL Calvert Group Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative