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Generated 19-07-2026
Active BE 1002.573.390Private limited company

CALUMAT

Provinciestraat 225-229 ·2018 Antwerpen, Belgium· 2 yrs active
Sector: Retail trade (47551)
Conclusion Checked

The computed 12-month bankruptcy probability of CALUMAT is 3.0% (moderate). The 2024 annual accounts show equity of €113 and a net result of €-3k. Its solvency ranks better than 28% of 6656 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €113
Net result €-3k
Better than sector 28%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health35Profitability0Solvency23Growth50Stability67
35 / 100

Fragile profile, watch profitability in particular.

Health 35
Profitability 0
Solvency 23
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
3.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
35 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 0.4% 20.3%
better than 28% of 6656 sector peers
Net result €-3k €4k
better than 27% of 6637 sector peers
Equity €113 €16k
better than 28% of 6670 sector peers
Gross operating margin €5k €24k
better than 29% of 6616 sector peers
Staff costs €6k €33k
higher than 20% of 3017 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA€-818
Net profit€-3k
Cash flow€-2k
Staff costs€6k
Income taxes-
Dividends-
Total assets€30k
Equity€113
Debt€30k
of which ≤ 1y€9k
of which > 1y€20k
Working capital€5k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.51
Quick ratio1.51
Working capital ratio15.7%
Solvency0.4%
Debt / equity261.56
Long-term debt ratio180.78
Interest coverage-0.53
Gross margin-
Net margin-
ROA-11.4%
ROE-2998.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€30k
Fixed assets 21/28€16k
Tangible fixed assets 22/27€16k
Current assets 29/58€14k
Amounts receivable within one year 40/41€4k
Cash & bank 54/58€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€30k
Equity 10/15€113
Contributions / capital 10/11€4k
Accumulated profits (losses) 14€-3k
Amounts payable 17/49€30k
Amounts payable after one year 17€20k
Amounts payable within one year 42/48€9k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€5k
Operating result 9901€-2k
Financial income 75€0
Financial charges 65€2k
Result before taxes 9903€-3k
Net result for the period 9904€-3k
Result to be appropriated 9905€-3k
Ratios computed by Checked.
Directors & mandates 1 directors
Former directors (1)
  • Yves Caluwaerts
    Director
    State Gazette act 24023489 (07-02-2024)
    Former
    - → 16-01-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Retail trade(47551)
Legal form Private limited company(610)
Incorporation23-11-2023
StatusActive
Postal code2018
Establishment units 1 location
Ixina Antwerpen
Provinciestraat 225-229, 2018 AntwerpenVervaardiging van keukenmeubelen
since 20252.377.828.207
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11808H1118/00W003 Flanders 1,968 m² 1 · 705 m² 6.5 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
28-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
07-02-2024
State Gazette act Director changes
v3.2
2023
27-11-2023
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 2 years ago
2024
07-02-2024 Yves Caluwaerts resigns as director Director changes
  • Yves Caluwaerts, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Yves Caluwaerts",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2024-01-16",
      "evidence_quote": "Het ontslag van de heer Yves Caluwaerts wordt aanvaard vanaf 16 januari 2024. Aan de heer Yves Caluwaerts wordt kwijting verleend voor de uitoefening van zijn mandaat tot 16 januari 2024.",
      "discharge_granted": true
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1002.573.390",
    "name_full": "CALUMAT",
    "legal_form": "BV"
  }
}
2023
27-11-2023 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Tuindijk 45, 2223 Schriek",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "CALUWAERTS Yves",
        "niss": null,
        "address": "3120 Tremelo, Veldonkstraat 33"
      },
      "share_class": "Aandelen",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 1750,
      "holder_person_name": "CALUWAERTS Yves",
      "is_subscriber_only": false,
      "n_shares_subscribed": 500,
      "amount_subscribed_eur": 1750,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "MATHYS Matteo Albert Jean-Claude",
        "niss": null,
        "address": "2223 Heist-op-den-Berg, Tuindijk 45"
      },
      "share_class": "Aandelen",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 1750,
      "holder_person_name": "MATHYS Matteo Albert Jean-Claude",
      "is_subscriber_only": false,
      "n_shares_subscribed": 500,
      "amount_subscribed_eur": 1750,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 3500,
  "subject_company": {
    "kbo": "1002.573.390",
    "name_full": "CALUMAT",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2023-11-20",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in huismeubilair47551Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Coating van metalen25510Oppervlaktebehandeling van metalen25610Vervaardiging van keukenmeubelen31002Schrijnwerk43320Detailhandel in onderdelen en accessoires van motorvoertuigen45320Detailhandel in en onderhoud en reparatie van motorfietsen en delen en toebehoren van motorfietsen45402Groothandel in elektrische huishoudelijke apparaten en audio- en videoapparatuur46431Detailhandel in elektrische huishoudapparaten47540Detailhandel in onderdelen en accessoires van motorvoertuigen47820Detailhandel in motorrijwielen, delen en toebehoren van motorrijwielen47830Verhuur en lease van personenauto's en lichte bestelwagens (< 3,5 ton)77110Verhuur en lease van personenauto’s en andere lichte motorvoertuigen77110Overige zakelijke dienstverlening, neg82990Wassen en poetsen van motorvoertuigen95316
Primary activity highlighted.
Names & trade names
Legal nameNL CALUMAT
Registered office
Provinciestraat 225-229
2018 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative