CALUMAT
The computed 12-month bankruptcy probability of CALUMAT is 3.0% (moderate). The 2025 annual accounts show negative equity (€-31k) and a net result of €-31k. Its solvency ranks better than 28% of 6723 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-31k |
| Net result | €-31k |
| Better than sector | 28% |
| Active | 2 yrs |
Mixed profile: strong on profitability, weaker on health.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 0.4% | 20.4% | |
| Net result | €-3k | €4k | |
| Equity | €113 | €16k | |
| Gross operating margin | €5k | €24k | |
| Staff costs | €6k | €33k |
Show 9 other metrics
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €-24k |
| Net profit | €-31k |
| Cash flow | €-29k |
| Staff costs | €402 |
| Income taxes | - |
| Dividends | - |
| Total assets | €174k |
| Equity | €-31k |
| Debt | €205k |
| of which ≤ 1y | €96k |
| of which > 1y | €108k |
| Working capital | €24k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 1.25 |
| Quick ratio | 0.59 |
| Working capital ratio | 13.9% |
| Solvency | -17.8% |
| Debt / equity | -6.60 |
| Long-term debt ratio | -3.49 |
| Interest coverage | -4.90 |
| Gross margin | - |
| Net margin | - |
| ROA | -17.9% |
| ROE | 100.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (24 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €174k |
| Fixed assets | 21/28 | €53k |
| Intangible fixed assets | 21 | €22k |
| Tangible fixed assets | 22/27 | €14k |
| Financial fixed assets | 28 | €17k |
| Current assets | 29/58 | €121k |
| Stocks & contracts in progress | 3 | €63k |
| Amounts receivable within one year | 40/41 | €45k |
| Cash & bank | 54/58 | €12k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €174k |
| Equity | 10/15 | €-31k |
| Contributions / capital | 10/11 | €4k |
| Accumulated profits (losses) | 14 | €-35k |
| Amounts payable | 17/49 | €205k |
| Amounts payable after one year | 17 | €108k |
| Amounts payable within one year | 42/48 | €96k |
| Trade debts payable within one year | 44 | €39k |
| Income statement | ||
| Gross operating margin | 9900 | €-22k |
| Operating result | 9901 | €-26k |
| Financial income | 75 | €71 |
| Financial charges | 65 | €5k |
| Result before taxes | 9903 | €-31k |
| Net result for the period | 9904 | €-31k |
| Result to be appropriated | 9905 | €-31k |
Former directors (1)
-
Former- → 16-01-2024
| NACE primary | Detailhandel in huismeubilair(47551) |
| Legal form | Private limited company(610) |
| Incorporation | 23-11-2023 |
| Status | Active |
| Postal code | 2018 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1118/00W003 | Flanders | 1,968 m² | 1 · 705 m² | 6.5 m |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
31-08-2026 NBB filing Annual accounts filed
28-08-2025 NBB filing Annual accounts filed
07-02-2024 State Gazette act Director changes
27-11-2023 State Gazette act Incorporation
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
07-02-2024 Yves Caluwaerts resigns as director
- Yves Caluwaerts, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Yves Caluwaerts",
"address": null,
"birth_date": null
},
"effective_date": "2024-01-16",
"evidence_quote": "Het ontslag van de heer Yves Caluwaerts wordt aanvaard vanaf 16 januari 2024. Aan de heer Yves Caluwaerts wordt kwijting verleend voor de uitoefening van zijn mandaat tot 16 januari 2024.",
"discharge_granted": true
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "1002.573.390",
"name_full": "CALUMAT",
"legal_form": "BV"
}
}27-11-2023 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "Tuindijk 45, 2223 Schriek",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "CALUWAERTS Yves",
"niss": null,
"address": "3120 Tremelo, Veldonkstraat 33"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 1750,
"holder_person_name": "CALUWAERTS Yves",
"is_subscriber_only": false,
"n_shares_subscribed": 500,
"amount_subscribed_eur": 1750,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "MATHYS Matteo Albert Jean-Claude",
"niss": null,
"address": "2223 Heist-op-den-Berg, Tuindijk 45"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 1750,
"holder_person_name": "MATHYS Matteo Albert Jean-Claude",
"is_subscriber_only": false,
"n_shares_subscribed": 500,
"amount_subscribed_eur": 1750,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 3500,
"subject_company": {
"kbo": "1002.573.390",
"name_full": "CALUMAT",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2023-11-20",
"post_incorporation_mandates": []
}| Legal nameNL | CALUMAT |