CALOTECHNIC
ActiveCALOTECHNIC has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43k and a net result of €21k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 27% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+43
Solvency51▲+13
Growth57▲+17
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.15 against 0.93 in 2024; short-term debt: 17.5% and cash: 30.1% of total assets), but 74% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26%
Return on assets
12.5%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €43k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
89 d late
2023
34 d late
2022
16 d late
2021
23 d late
2020
26 d late
2019
101 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€225k▲ 4.9%
2021 · €215k
2018: €280k
2019: €218k
2020: €219k
2021: €215k
2018 → 2022
EBIT margin
3.1%▲ 4.3pp
2021 · -1.2%
2018: 1.6%
2019: -7.4%
2020: 4.5%
2021: -1.2%
2018 → 2022
Net result
€21k▲ 625%
2024 · €3k
2018: €4k
2019: €-17k
2020: €8k
2021: €-8k
2022: €-6k
2023: €12k
2024: €3k
2018 → 2025
Working capital
€33k
2024 · €-5k
2018: €9k
2019: €120
2020: €6k
2021: €-5k
2022: €-15k
2023: €3k
2024: €-5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€215k-€225k▲ 4.9%
Equity€14k-€8k▼ 45.2%€19k▲ 155%€22k▲ 14.7%€43k▲ 93.0%
Operating result€-3k-€7k€13k▲ 87.3%€6k▼ 54.0%€28k▲ 367%
Net result€-8k-€-6k▲ 26.5%€12k€3k▼ 75.8%€21k▲ 625%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 367% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €164k
Fixed assets
€102k▼ 2.1%
Current assets
€61k▲ 0.4%
Equity and liabilities €164k
Equity
€43k▲ 93.0%
Debt
€121k▼ 15.6%
The debt ratio falls from 86.7% to 74.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€36k▲
2024 · €8k
Cash flow
€28k▲
2024 · €5k
Solvency
26.0%▲
2024 · 13.3%
Current ratio
2.15▲
2024 · 0.93
Quick ratio
2.15▲
2024 · 0.93
Debt / equity
2.85▼
2024 · 6.51
ROE
48.2%▲
2024 · 12.8%
ROA
12.5%▲
2024 · 1.7%
Interest coverage
15.08▲
2024 · 2.43
Debt
€121k▼
2024 · €144k
Debt ≤ 1 year
€29k▼
2024 · €66k
Debt > 1 year
€70k=
2024 · €70k
Income taxes
€5k
Staff costs
€14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€166k€164k▼
Fixed assets21/28€105k€102k▼
Tangible fixed assets22/27€104k€102k▼
Land and buildings22€75k€75k=
Furniture and vehicles24€29k€27k▼
Financial fixed assets28€318€318=
Current assets29/58€61k€61k▲
Amounts receivable within one year40/41€25k€901▼
Other amounts receivable41€25k€901▼
Cash at bank and in hand54/58€36k€49k▲
Deferred charges and accrued income490/1-€11k
Equity and liabilities
Total equity and liabilities10/49€166k€164k▼
Equity10/15€22k€43k▲
Contributions10/11€12k€12k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€8k€29k▲
Amounts payable17/49€144k€121k▼
Amounts payable after more than one year17€70k€70k=
Financial debts170/4€70k€70k=
Amounts payable within one year42/48€66k€29k▼
Current portion of amounts payable after more than one year42€11k€1k▼
Trade debts44€10k-
Suppliers440/4€10k-
Taxes, remuneration and social security45€25k€7k▼
Taxes450/3€21k€5k▼
Remuneration and social security454/9€4k€2k▼
Other amounts payable47/48€21k€21k▲
Accrued charges and deferred income492/3€8k€22k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€14k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€8k▲
Other operating charges640/8€958€467▼
Gross operating margin9900€9k€50k▲
Operating profit (loss)9901€6k€28k▲
Financial income75/76B€175€122▼
Recurring financial income75€175€122▼
Non-recurring financial income76B€175-
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€3k€26k▲
Income taxes67/77-€5k
Profit (loss) for the period9904€3k€21k▲
Profit (loss) for the period to be appropriated9905€3k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€29k▲
Profit (loss) brought forward from the previous period14P€6k€8k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €21k ▲625%
Operating result €28k, net result €21k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.15
Current ratio from 0.93 to 2.15; short-term debt falls from €66k to €29k.
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 89 days late
2024
03-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 34 days late
2023
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.12
Current ratio from 0.34 to 1.12.
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 16 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 23 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 101 days late
2019
31-12
Financial
Weakest financial yearnet €-17k ▼535%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 23 days late
2018
24-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Ménil 701420 Braine-l'AlleudGround area
427 m²
Building footprint
72 m²
Volume, LiDAR
674 m³
Parcel 25742A0355/00B000, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CALOTECHNIC
since 20062.156.638.315
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25742A0355/00B000 | Wallonia | 427 m² | 1 · 72 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VAN BRUSSEL WIM
BE 0543.399.047
Rotselaar · Eq €43k
NIJSSEN
BE 0448.094.171
Hechtel-Eksel · Eq €43k
KM REAL ESTATE
BE 0784.902.224
Beersel · Eq €43k
EWK Technics
BE 0752.838.675
Herk-de-Stad · Eq €43k
Sanitaire Braele Alain
BE 0764.987.233
Viroinval · Eq €43k
Of 9,524 companies in sector 43222 we hold annual accounts for 5,658. 4,383 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-04-2009
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.