SANIVANI
ActiveSANIVANI has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €76k and a net result of €2k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 95% of 36376 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▲+47
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 9.66 against 12.97 in 2023; short-term debt: 8.9% and cash: 66.1% of total assets), and 8.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
64 d early
2022
62 d early
2021
61 d early
2020
51 d early
2019
64 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€76k▲ 2.5%
2023 · €74k
2018: €80k
2019: €74k
2020: €70k
2021: €63k
2022: €71k
2023: €74k
2018 → 2024
Total assets
€84k▲ 5.5%
2023 · €79k
2018: €119k
2019: €105k
2020: €90k
2021: €79k
2022: €78k
2023: €79k
2018 → 2024
Net result
€2k▼ 51.5%
2023 · €4k
2018: €12k
2019: €-5k
2020: €-4k
2021: €-7k
2022: €7k
2023: €4k
2018 → 2024
Working capital
€64k▲ 9.2%
2023 · €59k
2018: €72k
2019: €69k
2020: €69k
2021: €63k
2022: €70k
2023: €59k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€70k-€63k▼ 9.9%€71k▲ 11.1%€74k▲ 5.5%€76k▲ 2.5%
Operating result€-3k-€-7k▼ 114%€8k€-7k€2k
Net result€-4k-€-7k▼ 82.8%€7k€4k▼ 45.5%€2k▼ 51.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €2k after a loss of €7k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €84k
Fixed assets
€12k▼ 22.9%
Current assets
€72k▲ 12.4%
Equity and liabilities €84k
Equity
€76k▲ 2.5%
Debt
€7k▲ 50.9%
The debt ratio rises from 6.2% to 8.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7k▲
2023 · €-4k
Cash flow
€6k▲
2023 · €6k
Solvency
91.1%▼
2023 · 93.8%
Current ratio
9.66▼
2023 · 12.97
Quick ratio
9.30▼
2023 · 12.39
Debt / equity
0.10▲
2023 · 0.07
ROE
2.4%▼
2023 · 5.2%
ROA
2.2%▼
2023 · 4.9%
Interest coverage
22.50▲
2023 · -20.46
Debt
€7k▲
2023 · €5k
Debt ≤ 1 year
€7k▲
2023 · €5k
Income taxes
€709▼
2023 · €739
Staff costs
€778
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€79k€84k▲
Fixed assets21/28€16k€12k▼
Tangible fixed assets22/27€15k€12k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€13k€11k▼
Financial fixed assets28€81€81=
Current assets29/58€64k€72k▲
Stocks and contracts in progress3€3k€3k▼
Stocks30/36€3k€3k▼
Amounts receivable within one year40/41€22k€13k▼
Trade receivables40€13k€7k▼
Other amounts receivable41€9k€6k▼
Cash at bank and in hand54/58€39k€55k▲
Deferred charges and accrued income490/1-€202
Equity and liabilities
Total equity and liabilities10/49€79k€84k▲
Equity10/15€74k€76k▲
Contributions10/11€6k€6k=
Reserves13€73k€70k▼
Distributable reserves133€73k€70k▼
Profit (loss) carried forward14€-5k-
Amounts payable17/49€5k€7k▲
Amounts payable within one year42/48€5k€7k▲
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€2k-
Remuneration and social security454/9€2k-
Other amounts payable47/48€1k€3k▲
Income statement
Code20232024
Remuneration, social security and pensions62-€778
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€10k-
Other operating charges640/8€797€904▲
Gross operating margin9900€7k€8k▲
Operating profit (loss)9901€-7k€2k▲
Financial income75/76B€12k€802▼
Recurring financial income75€12k€802▼
Non-recurring financial income76B€12k-
Financial charges65/66B€205€296▲
Recurring financial charges65€205€296▲
Profit (loss) for the period before taxes9903€5k€3k▼
Income taxes67/77€739€709▼
Profit (loss) for the period9904€4k€2k▼
Profit (loss) for the period to be appropriated9905€4k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-3k▲
Profit (loss) brought forward from the previous period14P€-9k€-5k▲
Transfer from equity791/2-€5k
Transfer to equity691/2-€2k
To other reserves6921-€2k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after 3 loss-making years.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudstrijdersstraat 542520 RanstGround area
882 m²
Building footprint
174 m²
Volume, LiDAR
700 m³
Parcel 11031C0547/00N003, Flanders · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SANIVANI
since 20072.165.724.839
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11031C0547/00N003 | Flanders | 882 m² | 1 · 174 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JORIS DE RYCK
BE 0835.241.264
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AIRTUBE
BE 0534.783.863
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Nick Van Vooren
BE 0805.818.887
Assenede · Eq €76k
ERIC KERSTENS
BE 0480.298.567
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BATI & GARDEN
BE 0878.965.104
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Of 9,528 companies in sector 43222 we hold annual accounts for 5,659. 4,826 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2007
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43410Roofing work
45220
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.