Calo Construct
ActiveSummary
The computed 12-month bankruptcy probability of Calo Construct is 2.0% (moderate). The 2026 annual accounts show equity of €4,903 and a net result of -€75. Equity is shrinking by about 9.6% per year across the filed financial years. The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.
Financials · financial year 2026, micro format
2023 to 2026, 4 financial years
The operating result is zero in 2026, compared with -€1,815 in 2025.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
Peer companies
Historical observationOf the 3,441 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 90% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a small loss
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,470 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,441 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €220 | €96 | €0 | - | - |
| Gross operating margin9900 | €399 | €0 | -€1,815 | €0 | ▲ 100% |
| Operating profit (loss)9901 | €179 | -€96 | -€1,815 | €0 | ▲ 100% |
| Financial income75/76B | €60 | €684 | €388 | €131 | ▼ 66.1% |
| Recurring financial income75 | €60 | €684 | €388 | €131 | ▼ 66.1% |
| Financial charges65/66B | €215 | €218 | €201 | €206 | ▲ 2.6% |
| Recurring financial charges65 | €215 | €218 | €201 | €206 | ▲ 2.6% |
| Profit (loss) for the period before taxes9903 | €24 | €370 | -€1,629 | -€75 | ▲ 95.4% |
| Income taxes67/77 | - | €74 | €0 | - | - |
| Profit (loss) for the period9904 | €24 | €296 | -€1,629 | -€75 | ▲ 95.4% |
| Profit (loss) for the period to be appropriated9905 | €24 | €296 | -€1,629 | -€75 | ▲ 95.4% |
| Line | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €14,911 | €6,708 | €5,054 | €4,977 | ▼ 1.5% |
| Fixed assets21/28 | €96 | €0 | - | - | - |
| Tangible fixed assets22/27 | €96 | €0 | - | - | - |
| Plant, machinery and equipment23 | €96 | €0 | - | - | - |
| Current assets29/58 | €14,815 | €6,708 | €5,054 | €4,977 | ▼ 1.5% |
| Amounts receivable within one year40/41 | €14,815 | €6,708 | €5,054 | €4,904 | ▼ 3.0% |
| Trade receivables40 | €2,700 | €0 | - | - | - |
| Other amounts receivable41 | €12,115 | €6,708 | €5,054 | €4,904 | ▼ 3.0% |
| Cash at bank and in hand54/58 | - | - | - | €73 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €14,911 | €6,708 | €5,054 | €4,977 | ▼ 1.5% |
| Equity10/15 | €6,311 | €6,607 | €4,978 | €4,903 | ▼ 1.5% |
| Contributions10/11 | €1,800 | €1,800 | €1,800 | €1,800 | = |
| Capital10 | €1,800 | - | - | - | - |
| Issued capital100 | €1,800 | - | - | - | - |
| Profit (loss) carried forward14 | €4,511 | €4,807 | €3,178 | €3,103 | ▼ 2.4% |
| Amounts payable17/49 | €8,600 | €101 | €75 | €74 | ▼ 1.4% |
| Amounts payable within one year42/48 | €8,600 | €101 | €75 | €74 | ▼ 1.4% |
| Financial debts43 | €79 | €27 | €1 | €0 | ▼ 100% |
| Credit institutions430/8 | €79 | €27 | €1 | €0 | ▼ 100% |
| Trade debts44 | €8,522 | €0 | - | - | - |
| Suppliers440/4 | €8,522 | €0 | - | - | - |
| Taxes, remuneration and social security45 | - | €74 | €74 | €74 | = |
| Taxes450/3 | - | €74 | €74 | €74 | = |
| Line | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €24 | €296 | -€1,629 | -€75 | ▲ 95.4% |
| + Depreciation and write-downs630 | €220 | €96 | €0 | - | - |
| Operating cash flow (approximation) | €245 | €392 | -€1,629 | -€75 | ▲ 95.4% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Public contracts: not fully processed yet. The notices from February 2021 to September 2026 are still being read.