Calo Construct
ActiveSummary
The computed 12-month bankruptcy probability of Calo Construct is 3.3% (moderate). The 2025 annual accounts show equity of €4,978 and a net result of -€1,629. Equity is shrinking by ~10.6% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 3 accounts on average 12 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 3,597 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 87% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,597 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €220 | €96 | €0 | ▼ 100% |
| Gross operating margin9900 | €399 | €0 | -€1,815 | - |
| Operating profit (loss)9901 | €179 | -€96 | -€1,815 | ▼ 1,791% |
| Financial income75/76B | €60 | €684 | €388 | ▼ 43.4% |
| Recurring financial income75 | €60 | €684 | €388 | ▼ 43.4% |
| Financial charges65/66B | €215 | €218 | €201 | ▼ 7.7% |
| Recurring financial charges65 | €215 | €218 | €201 | ▼ 7.7% |
| Profit (loss) for the period before taxes9903 | €24 | €370 | -€1,629 | ▼ 540% |
| Income taxes67/77 | - | €74 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €24 | €296 | -€1,629 | ▼ 650% |
| Profit (loss) for the period to be appropriated9905 | €24 | €296 | -€1,629 | ▼ 650% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €14,911 | €6,708 | €5,054 | ▼ 24.7% |
| Fixed assets21/28 | €96 | €0 | - | - |
| Tangible fixed assets22/27 | €96 | €0 | - | - |
| Plant, machinery and equipment23 | €96 | €0 | - | - |
| Current assets29/58 | €14,815 | €6,708 | €5,054 | ▼ 24.7% |
| Amounts receivable within one year40/41 | €14,815 | €6,708 | €5,054 | ▼ 24.7% |
| Trade receivables40 | €2,700 | €0 | - | - |
| Other amounts receivable41 | €12,115 | €6,708 | €5,054 | ▼ 24.7% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €14,911 | €6,708 | €5,054 | ▼ 24.7% |
| Equity10/15 | €6,311 | €6,607 | €4,978 | ▼ 24.7% |
| Contributions10/11 | €1,800 | €1,800 | €1,800 | = |
| Capital10 | €1,800 | - | - | - |
| Issued capital100 | €1,800 | - | - | - |
| Profit (loss) carried forward14 | €4,511 | €4,807 | €3,178 | ▼ 33.9% |
| Amounts payable17/49 | €8,600 | €101 | €75 | ▼ 25.6% |
| Amounts payable within one year42/48 | €8,600 | €101 | €75 | ▼ 25.6% |
| Financial debts43 | €79 | €27 | €1 | ▼ 96.1% |
| Credit institutions430/8 | €79 | €27 | €1 | ▼ 96.1% |
| Trade debts44 | €8,522 | €0 | - | - |
| Suppliers440/4 | €8,522 | €0 | - | - |
| Taxes, remuneration and social security45 | - | €74 | €74 | = |
| Taxes450/3 | - | €74 | €74 | = |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €24 | €296 | -€1,629 | ▼ 650% |
| + Depreciation and write-downs630 | €220 | €96 | €0 | ▼ 100% |
| Operating cash flow (approximation) | €245 | €392 | -€1,629 | ▼ 515% |
| Investment in fixed assets (approximation) | - | €0 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13003E1968/00M000 | Flanders | 1,780 m² | 1 · 156 m² | 4.7 m · 1 fl. |
Linked by address, not proof of ownership
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.