CALO
ActiveCALO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.59M and a net result of €121k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 94% of 683 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77=
Solvency100▲+2
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 2.19 against 1.32 in 2024; short-term debt: 12.4% and cash: 4.8% of total assets), and 12.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.6%
Return on assets
6.6%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
1 d early
2022
4 d early
2021
4 d early
2020
9 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.59M▲ 3.3%
2024 · €1.54M
2019: €1.55M
2020: €1.56M
2021: €1.65M
2022: €1.72M
2023: €1.78M
2024: €1.54M
2019 → 2025
Total assets
€1.82M▼ 13.9%
2024 · €2.11M
2019: €1.87M
2020: €1.73M
2021: €1.83M
2022: €2.10M
2023: €2.10M
2024: €2.11M
2019 → 2025
Net result
€121k▼ 11.5%
2024 · €137k
2019: €43k
2020: €11k
2021: €83k
2022: €121k
2023: €108k
2024: €137k
2019 → 2025
Working capital
€268k▲ 49.3%
2024 · €180k
2019: €218k
2020: €262k
2021: €358k
2022: €417k
2023: €391k
2024: €180k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.65M-€1.72M▲ 4.3%€1.78M▲ 3.4%€1.54M▼ 13.1%€1.59M▲ 3.3%
Operating result€97k-€144k▲ 48.7%€114k▼ 21.2%€155k▲ 36.4%€138k▼ 10.8%
Net result€83k-€121k▲ 45.9%€108k▼ 10.5%€137k▲ 26.0%€121k▼ 11.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.82M
Fixed assets
€1.32M▼ 2.8%
Current assets
€494k▼ 34.2%
Equity and liabilities €1.82M
Equity
€1.59M▲ 3.3%
Debt
€226k▼ 60.5%
The debt ratio falls from 27.0% to 12.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€181k▼
2024 · €188k
Cash flow
€164k▼
2024 · €169k
Solvency
87.6%▲
2024 · 73.0%
Current ratio
2.19▲
2024 · 1.32
Quick ratio
2.19▲
2024 · 1.32
Debt / equity
0.14▼
2024 · 0.37
ROE
7.6%▼
2024 · 8.9%
ROA
6.6%▲
2024 · 6.5%
Interest coverage
25.94▼
2024 · 41.13
Debt
€226k▼
2024 · €570k
Debt ≤ 1 year
€226k▼
2024 · €570k
Income taxes
€19k▼
2024 · €24k
Staff costs
€123k▲
2024 · €104k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.11M€1.82M▼
Fixed assets21/28€1.36M€1.32M▼
Intangible fixed assets21€341€81▼
Tangible fixed assets22/27€1.36M€1.32M▼
Land and buildings22€1.36M€1.32M▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€0€4k▲
Current assets29/58€750k€494k▼
Amounts receivable within one year40/41€611k€404k▼
Trade receivables40€24k€6k▼
Other amounts receivable41€587k€398k▼
Cash at bank and in hand54/58€137k€88k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€2.11M€1.82M▼
Equity10/15€1.54M€1.59M▲
Contributions10/11€1.54M€1.54M=
Reserves13€2k€53k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€53k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€570k€226k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€570k€226k▼
Current portion of amounts payable after more than one year42€12k€0▼
Trade debts44€96k€90k▼
Suppliers440/4€96k€90k▼
Advances received on contracts in progress46€3k€0▼
Taxes, remuneration and social security45€22k€17k▼
Taxes450/3€6k€2k▼
Remuneration and social security454/9€16k€16k▼
Other amounts payable47/48€437k€118k▼
Accrued charges and deferred income492/3€16€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€104k€123k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€43k▲
Other operating charges640/8€10k€9k▼
Gross operating margin9900€302k€313k▲
Operating profit (loss)9901€155k€138k▼
Financial income75/76B€11k€8k▼
Recurring financial income75€11k€8k▼
Financial charges65/66B€5k€7k▲
Recurring financial charges65€5k€7k▲
Profit (loss) for the period before taxes9903€161k€140k▼
Income taxes67/77€24k€19k▼
Profit (loss) for the period9904€137k€121k▼
Profit (loss) for the period to be appropriated9905€137k€121k▼
Appropriation of the result
Profit (loss) to be appropriated9906€137k€121k▼
Transfer from equity791/2€300k€0▼
Transfer to equity691/2€67k€51k▼
To the legal reserve6920€0-
To other reserves6921€67k€51k▼
Profit to be distributed694/7€370k€70k▼
Return on contributions (dividend)694€300k€0▼
Directors or managers695€70k€70k=
Social balance
Average headcount (FTE)90876.63.7▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Highest result since 2019net €137k ▲26%
Operating result €155k, net result €137k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
22-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Weakest financial yearnet €11k ▼73.3%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijmenamseweg 2142820 BonheidenGround area
6,283 m²
Building footprint
822 m²
Volume, LiDAR
5,396 m³
Parcel 12031D0125/00W000, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CALO
since 20142.236.428.634
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12031D0125/00W000 | Flanders | 6,283 m² | 1 · 822 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
3 live approvalsOnthaal, organisatie en sales duaal (so)
Polyvalent administratief ondersteuner (vwo)
Polyvalent administratief ondersteuner duaal (so)
Similar companies · same sector, comparable size
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HOTEL CO 51 BELGIUM
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PROFUS
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Of 2,395 companies in sector 55100 we hold annual accounts for 1,516. 848 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2014
Fiscal year end30-06
Activities, NACEBEL
55100Hotels and similar accommodation
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.