CALLISTA
ActiveCALLISTA has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.14M and a net result of €508k. Equity is growing by ~18.3% per year across the filed fiscal years. Its solvency ranks better than 74% of 2678 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+21
Solvency99▲+4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190k at 30 days acceptable
Liquidity ample (current ratio 3.99 against 3.7 in 2024; short-term debt: 17.9% and cash: 29.3% of total assets), and 26.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.8%
Return on assets
17.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
90 d late
2023
64 d late
2022
16 d early
2021
61 d late
2020
101 d late
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.14M▲ 10.2%
2024 · €1.95M
2018: €435k
2019: €751k
2020: €1.16M
2021: €1.47M
2022: €1.89M
2023: €2.19M
2024: €1.95M
2018 → 2025
Total assets
€2.90M▲ 4.0%
2024 · €2.79M
2018: €675k
2019: €1.12M
2020: €1.72M
2021: €2.19M
2022: €2.57M
2023: €2.66M
2024: €2.79M
2018 → 2025
Net result
€508k▲ 2,509%
2024 · €19k
2018: €247k
2019: €310k
2020: €406k
2021: €432k
2022: €420k
2023: €301k
2024: €19k
2018 → 2025
Working capital
€1.55M▲ 10.7%
2024 · €1.40M
2018: €380k
2019: €639k
2020: €1.00M
2021: €1.21M
2022: €1.55M
2023: €1.68M
2024: €1.40M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.47M-€1.89M▲ 28.6%€2.19M▲ 15.9%€1.95M▼ 11.2%€2.14M▲ 10.2%
Operating result€581k-€543k▼ 6.6%€354k▼ 34.8%€218▼ 99.9%€628k▲ 287,439%
Net result€432k-€420k▼ 2.8%€301k▼ 28.4%€19k▼ 93.5%€508k▲ 2,509%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 287,439% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.90M
Fixed assets
€834k▼ 4.4%
Current assets
€2.07M▲ 7.8%
Equity and liabilities €2.90M
Equity
€2.14M▲ 10.2%
Debt
€760k▼ 10.3%
The debt ratio falls from 30.3% to 26.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€830k▲
2024 · €183k
Cash flow
€710k▲
2024 · €202k
Solvency
73.8%▲
2024 · 69.7%
Current ratio
3.99▲
2024 · 3.70
Quick ratio
3.99▲
2024 · 3.70
Debt / equity
0.35▼
2024 · 0.43
ROE
23.7%▲
2024 · 1.0%
ROA
17.5%▲
2024 · 0.7%
Interest coverage
83.67▲
2024 · 43.08
Debt
€760k▼
2024 · €847k
Debt ≤ 1 year
€519k=
2024 · €519k
Debt > 1 year
€241k▼
2024 · €283k
Income taxes
€174k▲
2024 · €5k
Staff costs
€1.13M▼
2024 · €1.26M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.79M€2.90M▲
Fixed assets21/28€873k€834k▼
Intangible fixed assets21€32k€73k▲
Tangible fixed assets22/27€838k€759k▼
Plant, machinery and equipment23€18k€13k▼
Furniture and vehicles24€437k€341k▼
Other tangible fixed assets26€349k€329k▼
Assets under construction and advance payments27€34k€75k▲
Financial fixed assets28€3k€3k=
Current assets29/58€1.92M€2.07M▲
Amounts receivable after more than one year29-€103k
Other amounts receivable291-€103k
Amounts receivable within one year40/41€835k€556k▼
Trade receivables40€545k€543k▼
Other amounts receivable41€290k€13k▼
Current investments50/53€725k€543k▼
Cash at bank and in hand54/58€342k€851k▲
Deferred charges and accrued income490/1€18k€17k▼
Equity and liabilities
Total equity and liabilities10/49€2.79M€2.90M▲
Equity10/15€1.95M€2.14M▲
Contributions10/11€19k€19k=
Reserves13€1.93M€2.13M▲
Tax-exempt reserves132€19k€19k=
Distributable reserves133€1.91M€2.11M▲
Amounts payable17/49€847k€760k▼
Amounts payable after more than one year17€283k€241k▼
Financial debts170/4€283k€241k▼
Amounts payable within one year42/48€519k€519k=
Current portion of amounts payable after more than one year42€74k€84k▲
Trade debts44€139k€131k▼
Suppliers440/4€139k€131k▼
Taxes, remuneration and social security45€281k€260k▼
Taxes450/3€69k€106k▲
Remuneration and social security454/9€212k€154k▼
Other amounts payable47/48€25k€43k▲
Accrued charges and deferred income492/3€45k€45▼
Income statement
Code20242025
Remuneration, social security and pensions62€1.26M€1.13M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€183k€202k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€17k€10k▼
Other operating charges640/8€113k€6k▼
Gross operating margin9900€1.57M€1.97M▲
Operating profit (loss)9901€218€628k▲
Financial income75/76B€28k€64k▲
Recurring financial income75€28k€64k▲
Financial charges65/66B€4k€10k▲
Recurring financial charges65€4k€10k▲
Profit (loss) for the period before taxes9903€24k€682k▲
Income taxes67/77€5k€174k▲
Profit (loss) for the period9904€19k€508k▲
Profit (loss) for the period to be appropriated9905€19k€508k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€508k▲
Transfer from equity791/2€265k€310k▲
Transfer to equity691/2€19k€508k▲
To other reserves6921€19k€508k▲
Profit to be distributed694/7€265k€310k▲
Return on contributions (dividend)694€265k€310k▲
Social balance
Average headcount (FTE)908718.715.7▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €508k ▲2509%
Operating result €628k, net result €508k, both a record.
31-12
Financial
Equity above €2MEq €2.14M ▲10.2%
8 profitable years in a row build equity to €2.14M.
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 90 days late
2024
31-12
Financial
Weakest financial yearnet €19k ▼93.5%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 64 days late
2023
31-12
Financial
Equity above €2MEq €2.19M ▲15.9%
6 profitable years in a row build equity to €2.19M.
15-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 61 days late
2021
09-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 101 days late
2020
31-12
Financial
Equity above €1MEq €1.16M ▲54%
3 profitable years in a row build equity to €1.16M.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €500kEq €751k ▲72.5%
2 profitable years in a row build equity to €751k.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwade Weide (C) 202920 KalmthoutGround area
3,278 m²
Building footprint
1,278 m²
Volume, LiDAR
10,600 m³
2 parcels, Flanders · tallest building 14.7 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Kwade Weide (C) 20, 2920 Kalmthout
since 20182.272.994.862
Callista BV
since 20242.361.971.081
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662E0525/00E000 | Flanders | 2,993 m² | 1 · 1,131 m² | 10.0 m · 3 fl. |
| 13021B0850/00H002 | Flanders | 285 m² | 1 · 147 m² | 14.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 4 entries · 9,378 EUR awarded · 8,907 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 1,323 EUR | 852 EUR |
| 2024 | 1 | 555 EUR | 3,533 EUR |
| 2023 | 1 | 7,500 EUR | 4,522 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 4,581 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2012
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.