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Complete company report
Generated 17-08-2026
Active BE 0405.214.629Public limited company

CALLEWAERT PALLETS

Beernemsteenweg 61 ·8750 Wingene, Belgium· 67 yrs active
Sector: Groothandel in hout (46832)
Conclusion Checked

The computed 12-month bankruptcy probability of CALLEWAERT PALLETS is 0.2% (very low). The 2024 annual accounts show equity of €19.26M and a net result of €1.51M. Equity is growing by ~23.7% per year across the filed fiscal years. Its solvency ranks better than 90% of 549 sector peers (fiscal year 2024). The company has been active since 1959 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €19.26M
Net result €1.51M
Staff (FTE) 2.8
Better than sector 90%
Financial profile 5 of 5 axes measured · computed by Checked
Health94Profitability63Solvency100Growth65Stability100
84 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 94
Profitability 63
Solvency 100
Growth 65
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Annual accounts: healthy financial profile −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1959, 67 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
94 / 100 Excellent
050100
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 17-07-2025 with the NBB · fiscal year 2024 · volledig
€0€10.00M€20.00M€30.00MRevenue 2020: €11.04M€11.04MOperating result 2020: €637k€637kNet result 2020: €327k€327kRevenue 2021: €17.29M€17.29MOperating result 2021: €2.07M€2.07MNet result 2021: €1.73M€1.73MRevenue 2022: €26.26M€26.26MOperating result 2022: €5.41M€5.41MNet result 2022: €5.69M€5.69MRevenue 2023: €17.01M€17.01MOperating result 2023: €3.96M€3.96MNet result 2023: €3.08M€3.08MRevenue 2024: €14.40M€14.40MOperating result 2024: €1.96M€1.96MNet result 2024: €1.51M€1.51M20202021202220232024
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~23.7%/year over 7 fiscal years, indicative, assuming unchanged policy.
€0€10.00M€20.00M€30.00M2025: €21.51M (€19.97M - €23.05M)2026: €23.75M (€21.62M - €25.88M)2027: €26.00M (€23.07M - €28.92M)2018: €6.53M2019: €7.47M2020: €7.95M2021: €9.49M2022: €14.98M2023: €17.75M2024: €19.26M2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 78.0% 31.0%
better than 90% of 549 sector peers
Net result €1.51M €47k
better than 89% of 549 sector peers
Equity €19.26M €468k
better than 93% of 550 sector peers
Staff costs €139k €494k
higher than 31% of 404 sector peers
Employees (FTE) 2.8 7.5
better than 24% of 359 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€14.40M
-15.4% 18-24
EBITDA
€2.10M
-48.7% 18-24
Net profit
€1.51M
-51.0% 18-24
Cash flow
€1.65M
-48.7% 18-24
Total assets
€24.71M
+6.0% 18-24
Equity
€19.26M
+8.5% 18-24
Working capital
€19.50M
+9.3% 18-24
Employees (FTE)
3
-47.2% 18-24
Show 14 other metrics
Staff costs
€139k
-45.3% 18-24
Income taxes
€491k
-48.3% 18-24
Debt
€5.45M
-1.9% 18-24
Debt ≤ 1y
€4.83M
-4.2% 18-24
Debt > 1y
€358k
-12.5% 18-24
Current ratio
5.04
+11.0% 18-24
Quick ratio
4.85
+11.8% 18-24
Solvency
78.0%
+2.3% 18-24
Debt / equity
0.28
-9.6% 18-24
ROE
7.8%
-54.9% 18-24
ROA
6.1%
-53.8% 18-24
Net margin
10.5%
-42.2% 18-24
EBITDA margin
14.6%
-39.4% 18-24
Interest coverage
14.42
-71.0% 18-24
Figures by fiscal year
Fiscal year2024
Depositvolledig
Revenue€14.40M
EBITDA€2.10M
Net profit€1.51M
Cash flow€1.65M
Staff costs€139k
Income taxes€491k
Dividends-
Total assets€24.71M
Equity€19.26M
Debt€5.45M
of which ≤ 1y€4.83M
of which > 1y€358k
Working capital€19.50M
Employees (FTE)2.8
Ratios (computed)
2024
Current ratio5.04
Quick ratio4.85
Working capital ratio78.9%
Solvency78.0%
Debt / equity0.28
Long-term debt ratio0.02
Interest coverage14.42
Gross margin21.4%
Net margin10.5%
ROA6.1%
ROE7.8%
EBITDA margin14.6%
Days sales outstanding69d
Days payable outstanding34d
Inventory turnover12.93
Days inventory (DSI)28d
Balance-sheet composition 2024
Full annual accounts (26 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€24.71M
Fixed assets 21/28€373k
Tangible fixed assets 22/27€373k
Financial fixed assets 28€550
Current assets 29/58€24.34M
Stocks & contracts in progress 3€876k
Amounts receivable within one year 40/41€8.13M
Investments 50/53€1.01M
Cash & bank 54/58€135k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€24.71M
Equity 10/15€19.26M
Contributions / capital 10/11€62k
Reserves 13€19.19M
Accumulated profits (losses) 14€8k
Amounts payable 17/49€5.45M
Amounts payable after one year 17€358k
Amounts payable within one year 42/48€4.83M
Trade debts payable within one year 44€1.05M
Income statement
Turnover 70€14.40M
Operating result 9901€1.96M
Financial income 75€202k
Financial charges 65€162k
Result before taxes 9903€2.00M
Income taxes 67/77€491k
Net result for the period 9904€1.51M
Result to be appropriated 9905€1.15M
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Groothandel in hout(46832)
Legal form Public limited company(014)
Incorporation07-07-1959
StatusActive
Postal code8750
Establishment units 1 location
T.S.C.P.
Beernemsteenweg 61, 8750 WingeneVervaardiging van houten emballage
since 19592.003.573.503
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
37018C0216/00S002 Flanders 2.2 ha 1 · 8,715 m² 10.2 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
17-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
27-09-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
20-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
30-08-2022
State Gazette act Director changes
20-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
30-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
18-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
24-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
23-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
19-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
29-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgian State Gazette reading coverage 0 of 9 acts read

We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2022
30-08-2022 3 directors appointed, 4 reappointed Director changes
  • NV S-Works, Gedelegeerd bestuurder
  • NV S-Works, Gedelegeerd bestuurder
  • NV S-Works, Gedelegeerd bestuurder
  • Kris Callewaert, Bestuurder
  • Katrien Goemaere, Bestuurder
  • Robert Switala, Bestuurder
  • Kris Callewaert, Voorzitter
Technical details 
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      },
      "reason": null,
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      "evidence_quote": "De gedelegeerd bestuurder zal in deze hoedanigheid, afzonderlijk optredend, beschikken over alle machten van het dagelijks bestuur, zonder beperking van het bedrag.",
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  "act_meta": {
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}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Groothandel in hout46732Groothandel in hout46832Vervaardiging van houten emballage16240Vervaardiging van houten emballage16240Terugwinning van materialen uit afval38210Terugwinning van overig gesorteerd afval38329Handelsbemiddeling in hout en bouwmaterialen46130Handelsbemiddeling in de groothandel in hout en bouwmaterialen46130Niet-gespecialiseerde groothandel46900Niet-gespecialiseerde groothandel46900Overige vrachtbehandeling, exclusief in zeehavens52249Overige vrachtbehandeling, exclusief in zeehavens52249
Primary activity highlighted.
Names & trade names
Legal nameNL CALLEWAERT PALLETS
AbbreviationNL T.S.C.P.
Registered office
Beernemsteenweg 61
8750 Wingene, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative