CALLENS
ActiveCALLENS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €244k and a net result of €31k. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 72% of 3096 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-30
Solvency85▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 1.38 in 2024), and 40.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.5%
Return on assets
7.7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
57 d early
2023
15 d early
2022
11 d early
2021
16 d early
2020
11 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€244k▲ 13.8%
2024 · €215k
2018: €122k
2019: €127k
2020: €123k
2021: €145k
2022: €164k
2023: €185k
2024: €215k
2018 → 2025
Total assets
€411k▲ 11.7%
2024 · €367k
2018: €457k
2019: €466k
2020: €421k
2021: €412k
2022: €377k
2023: €363k
2024: €367k
2018 → 2025
Net result
€31k▼ 22.3%
2024 · €40k
2018: €19k
2019: €7k
2020: €-3k
2021: €23k
2022: €24k
2023: €31k
2024: €40k
2018 → 2025
Working capital
€24k▲ 12.5%
2024 · €21k
2018: €71k
2019: €42k
2020: €371
2021: €-40k
2022: €-26k
2023: €-4k
2024: €21k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€145k-€164k▲ 12.4%€185k▲ 13.2%€215k▲ 16.0%€244k▲ 13.8%
Operating result€41k-€42k▲ 3.1%€48k▲ 14.8%€60k▲ 22.9%€50k▼ 15.2%
Net result€23k-€24k▲ 4.9%€31k▲ 29.3%€40k▲ 31.1%€31k▼ 22.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €411k
Fixed assets
€324k▲ 11.4%
Current assets
€86k▲ 13.1%
Equity and liabilities €411k
Equity
€244k▲ 13.8%
Debt
€166k▲ 8.9%
The debt ratio falls from 41.6% to 40.5%: equity grows faster than debt.
Key figures and ratios
EBITDA
€79k▼
2024 · €86k
Cash flow
€60k▼
2024 · €67k
Solvency
59.5%▲
2024 · 58.4%
Current ratio
1.38▼
2024 · 1.38
Quick ratio
1.38▼
2024 · 1.38
Debt / equity
0.68▼
2024 · 0.71
ROE
12.9%▼
2024 · 18.9%
ROA
7.7%▼
2024 · 11.0%
Interest coverage
9.52▼
2024 · 12.16
Debt
€166k▲
2024 · €153k
Debt ≤ 1 year
€62k▲
2024 · €55k
Debt > 1 year
€104k▲
2024 · €98k
Income taxes
€11k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€367k€411k▲
Fixed assets21/28€291k€324k▲
Tangible fixed assets22/27€291k€324k▲
Land and buildings22€71k€112k▲
Plant, machinery and equipment23€5k€5k▼
Furniture and vehicles24€532€2k▲
Other tangible fixed assets26€214k€205k▼
Financial fixed assets28€135€135=
Current assets29/58€76k€86k▲
Amounts receivable within one year40/41€18k€20k▲
Trade receivables40€14k€16k▲
Other amounts receivable41€4k€4k▼
Cash at bank and in hand54/58€53k€61k▲
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€367k€411k▲
Equity10/15€215k€244k▲
Contributions10/11€25k€25k=
Reserves13€190k€219k▲
Tax-exempt reserves132€28k€28k=
Distributable reserves133€162k€191k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€153k€166k▲
Amounts payable after more than one year17€98k€104k▲
Financial debts170/4€98k€104k▲
Amounts payable within one year42/48€55k€62k▲
Current portion of amounts payable after more than one year42€24k€28k▲
Trade debts44€17k€15k▼
Suppliers440/4€17k€15k▼
Taxes, remuneration and social security45€3k€13k▲
Taxes450/3€3k€13k▲
Other amounts payable47/48€11k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€28k▲
Other operating charges640/8€10k€11k▲
Gross operating margin9900€95k€90k▼
Operating profit (loss)9901€60k€50k▼
Financial income75/76B€366€569▲
Recurring financial income75€366€569▲
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Profit (loss) for the period before taxes9903€53k€43k▼
Income taxes67/77€12k€11k▼
Profit (loss) for the period9904€40k€31k▼
Profit (loss) for the period to be appropriated9905€40k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€31k▼
Transfer to equity691/2€30k€30k▼
To other reserves6921€30k€30k▼
Profit to be distributed694/7€11k€2k▼
Return on contributions (dividend)694€800€900▲
Directors or managers695€10k€1k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €40k ▲31.1%
Operating result €60k, net result €40k, both a record.
31-12
Financial
Equity above €200kEq €215k ▲16%
4 profitable years in a row build equity to €215k.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €164k ▲12.4%
2 profitable years in a row build equity to €164k.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-3k ▼146%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Torhout · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Edewallestraat 108820 TorhoutGround area
4,017 m²
Building footprint
937 m²
Parcel 31523H0239/00M000, Flanders. Linked by address, not a title deed.
1 establishment unit
CALLENS
since 20092.180.434.888
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31523H0239/00M000 | Flanders | 4,017 m² | 1 · 937 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTorhout2.180.434.888
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Of 20,586 companies in sector 01500 we hold annual accounts for 1,144. 929 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2009
Fiscal year end31-12
Activities, NACEBEL
01500Mixed farming
01610Support activities for crop production
49410Freight transport by road
77120Rental and leasing activities
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.