Summary
Call+ is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €230,762 and a net result of €1.6m. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 494 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 494 sector peers (2025).
NBB · sector comparisonPosition among 494 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-03-2026, 129 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
129 d early
2024
164 d early
2023
64 d early
2022
29 d late
2021
31 d late
2020
9 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 44 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Equity
€230,762▼ 70.5%
2024 · €783,089
Net result
€1.6m▲ 240%
2024 · €458,281
Total assets
€2.7m▲ 53.6%
2024 · €1.7m
Solvency
8.7%▼ 36.6pp
2024 · 45.3%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€63,301▲ 72.1%-€123,005▼ 94.3%€137,466€546,184▲ 297%€2.0m▲ 274%
Net result-€69,059below the sector's middle half▲ 72.8%-€123,695below the sector's middle half▼ 79.1%€128,845above the sector's middle half€458,281above the sector's middle half▲ 256%€1.6mabove the sector's middle half▲ 240%
Equity€319,658above the sector's middle half€195,963within the sector's middle half▼ 38.7%€324,809above the sector's middle half▲ 65.7%€783,089above the sector's middle half▲ 141%€230,762within the sector's middle half▼ 70.5%
Total assets€486,452within the sector's middle half▲ 4.3%€528,056within the sector's middle half▲ 8.6%€903,195above the sector's middle half▲ 71.0%€1.7mabove the sector's middle half▲ 91.6%€2.7mwithin the sector's middle half▲ 53.6%
Debt€166,795▼ 75.9%€332,092▲ 99.1%€545,510▲ 64.3%€851,521▲ 56.1%€2.4m▲ 179%
Working capital€188,231above the sector's middle half▼ 2.5%€181,043above the sector's middle half▼ 3.8%€179,434above the sector's middle half▼ 0.9%€729,755above the sector's middle half▲ 307%€160,913within the sector's middle half▼ 77.9%
Solvency65.7%within the sector's middle half▲ 113.9pp37.1%within the sector's middle half▼ 28.6pp36.0%within the sector's middle half▼ 1.1pp45.3%within the sector's middle half▲ 9.3pp8.7%below the sector's middle half▼ 36.6pp
Current ratio4.01above the sector's middle half▼ 0.582.26within the sector's middle half▼ 1.751.33within the sector's middle half▼ 0.931.86within the sector's middle half▲ 0.531.07within the sector's middle half▼ 0.79
Return on assets (ROA)-14.2%below the sector's middle half▲ 40.3pp-23.4%below the sector's middle half▼ 9.2pp14.3%within the sector's middle half▲ 37.7pp26.5%above the sector's middle half▲ 12.2pp58.6%above the sector's middle half▲ 32.1pp
Staff (FTE)1.9▲ 58.3%
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2025 Net result +240% on 2024. The accounts now follow the full schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 274% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.7m
Fixed assets
€119,849 ▼ 19.5%
Current assets
€2.5m ▲ 60.5%
Equity and liabilities €2.7m
Equity
€230,762 ▼ 70.5%
Provisions
€50,000 ▼ 47.7%
Debt
€2.4m ▲ 179%
Debt's share of the balance-sheet total rises from 49.2% to 89.4%. Equity is lower and debt is higher.
Key figures and ratios
ROE
674.5%▲
2024 · 58.5%
Debt ≤ 1 year
€2.4m▲
2024 · €851,521
Income taxes
€513,128▲
2024 · €59,092
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €79,508 | €51,353 | €18,009 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €29,842 | €32,212 | €29,330 | €29,404 | €29,198 | ▼ 0.7% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | €32,877 | €62,636 | -€45,513 | ▼ 173% |
| Other operating charges640/8 | €6,748 | €1,946 | €80 | €2,063 | €1,078 | ▼ 47.7% |
| Gross operating margin9900 | €52,797 | -€37,494 | €217,762 | €640,288 | €2.0m | ▲ 217% |
| Operating profit (loss)9901 | -€63,301 | -€123,005 | €137,466 | €546,184 | €2.0m | ▲ 274% |
| Financial income75/76B | €21 | €2,750 | €90 | €6,547 | €66,424 | ▲ 915% |
| Recurring financial income75 | €21 | €2,750 | €90 | €6,547 | €66,424 | ▲ 915% |
| Financial charges65/66B | €5,467 | €3,257 | €8,654 | €35,358 | €41,748 | ▲ 18.1% |
| Recurring financial charges65 | €5,467 | €3,257 | €8,654 | €35,358 | €41,748 | ▲ 18.1% |
| Profit (loss) for the period before taxes9903 | -€68,747 | -€123,512 | €128,903 | €517,373 | €2.1m | ▲ 300% |
| Income taxes67/77 | €312 | €183 | €57 | €59,092 | €513,128 | ▲ 768% |
| Profit (loss) for the period9904 | -€69,059 | -€123,695 | €128,845 | €458,281 | €1.6m | ▲ 240% |
| Profit (loss) for the period to be appropriated9905 | -€69,059 | -€123,695 | €128,845 | €458,281 | €1.6m | ▲ 240% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €486,452 | €528,056 | €903,195 | €1.7m | €2.7m | ▲ 53.6% |
| Fixed assets21/28 | €235,641 | €203,177 | €178,252 | €148,848 | €119,849 | ▼ 19.5% |
| Intangible fixed assets21 | €230,624 | €202,258 | €173,893 | €145,527 | €117,161 | ▼ 19.5% |
| Tangible fixed assets22/27 | €4,765 | €919 | €2,959 | €1,921 | €1,088 | ▼ 43.4% |
| Furniture and vehicles24 | €4,765 | €919 | €1,011 | €402 | - | - |
| Other tangible fixed assets26 | - | - | €1,948 | €1,518 | €1,088 | ▼ 28.3% |
| Financial fixed assets28 | €252 | €0 | €1,400 | €1,400 | €1,600 | ▲ 14.3% |
| Current assets29/58 | €250,812 | €324,879 | €724,943 | €1.6m | €2.5m | ▲ 60.5% |
| Amounts receivable after more than one year29 | - | - | €31,876 | €236,547 | €928,414 | ▲ 292% |
| Other amounts receivable291 | - | - | €31,876 | €236,547 | €928,414 | ▲ 292% |
| Amounts receivable within one year40/41 | €115,439 | €60,693 | €322,617 | €357,288 | €322,346 | ▼ 9.8% |
| Trade receivables40 | €32,400 | - | €194,213 | €276,818 | €259,846 | ▼ 6.1% |
| Other amounts receivable41 | €83,039 | €60,693 | €128,405 | €80,470 | €62,500 | ▼ 22.3% |
| Current investments50/53 | - | - | - | €188,000 | €10,762 | ▼ 94.3% |
| Cash at bank and in hand54/58 | €79,064 | €227,267 | €370,450 | €797,480 | €1.3m | ▲ 59.8% |
| Deferred charges and accrued income490/1 | €56,309 | €36,918 | - | €1,961 | €2,056 | ▲ 4.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €486,452 | €528,056 | €903,195 | €1.7m | €2.7m | ▲ 53.6% |
| Equity10/15 | €319,658 | €195,963 | €324,809 | €783,089 | €230,762 | ▼ 70.5% |
| Contributions10/11 | €713,428 | €713,789 | €713,789 | €713,789 | €100,000 | ▼ 86.0% |
| Reserves13 | €361 | - | - | €188,000 | €130,762 | ▼ 30.4% |
| Non-distributable reserves130/1 | €361 | - | - | €188,000 | €10,762 | ▼ 94.3% |
| Reserves not available under the articles1311 | €361 | - | - | €188,000 | €10,762 | ▼ 94.3% |
| Distributable reserves133 | - | - | - | - | €120,000 | - |
| Profit (loss) carried forward14 | -€394,131 | -€517,826 | -€388,980 | -€118,700 | - | - |
| Provisions and deferred taxes16 | - | - | €32,877 | €95,513 | €50,000 | ▼ 47.7% |
| Provisions for liabilities and charges160/5 | - | - | €32,877 | €95,513 | €50,000 | ▼ 47.7% |
| Other liabilities and charges164/5 | - | - | €32,877 | €95,513 | €50,000 | ▼ 47.7% |
| Amounts payable17/49 | €166,795 | €332,092 | €545,510 | €851,521 | €2.4m | ▲ 179% |
| Amounts payable after more than one year17 | €104,214 | €188,256 | - | - | - | - |
| Financial debts170/4 | €104,214 | €188,256 | - | - | - | - |
| Amounts payable within one year42/48 | €62,581 | €143,836 | €545,510 | €851,521 | €2.4m | ▲ 179% |
| Financial debts43 | - | - | - | - | €765 | - |
| Credit institutions430/8 | - | - | - | - | €765 | - |
| Trade debts44 | €13,196 | €130,877 | €474,913 | €675,342 | €658,072 | ▼ 2.6% |
| Suppliers440/4 | €13,196 | €130,877 | €474,913 | €675,342 | €658,072 | ▼ 2.6% |
| Advances received on contracts in progress46 | €39,204 | - | - | - | - | - |
| Taxes, remuneration and social security45 | €10,180 | €12,959 | €70,597 | €175,003 | €400,520 | ▲ 129% |
| Taxes450/3 | €312 | €6,242 | €70,597 | €175,003 | €400,520 | ▲ 129% |
| Remuneration and social security454/9 | €9,868 | €6,717 | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €1,176 | €1.3m | ▲ 111,971% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€69,059 | -€123,695 | €128,845 | €458,281 | €1.6m | ▲ 240% |
| + Depreciation and write-downs630 | €29,842 | €32,212 | €29,330 | €29,404 | €29,198 | ▼ 0.7% |
| Operating cash flow (approximation) | -€39,218 | -€91,483 | €158,175 | €487,685 | €1.6m | ▲ 225% |
| Investment in fixed assets (approximation) | - | €252 | -€4,405 | €0 | -€200 | - |
| Change in cash | - | €148,203 | €143,183 | €427,030 | €477,075 | ▲ 11.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-09
State Gazette act
Appointment: DUNE 52 SRL (director)Permanent representative: Marie-Noël De Greef3 facts ▸
State Gazette act
Appointment: DUNE 52 SRL (director)
Permanent representative: Marie-Noël De Greef3 facts ▸
- General meeting, 04-09-2026
- Director appointment, DUNE 52 SRL (director)
- Permanent representative, Marie-Noël De Greef (permanent representative)
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €1.6m ▲240%
Operating result €2.0m, net result €1.6m, both a record.
17-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500,000Eq €783,089 ▲141%
2 profitable years in a row build equity to €783,089.
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €128,845
Net result €128,845 after 4 loss-making years.
31-12
Financial
Equity above €200,000Eq €324,809 ▲65.7%
Equity rises from €195,963 to €324,809.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €200,000Eq €319,658
Equity rises from -€224,711 to €319,658.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
31-12
Financial
Weakest financial yearnet -€254,324
Net result drops to -€254,324, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 4.59
Current ratio from 1.69 to 4.59; short-term debt falls from €63,389 to €53,825.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 14 acts read
About the unread acts
Of the 14 Belgian State Gazette acts we know for this company, 1 has been read. The other 13 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Board 1
DUNE 52
CurrentDirector · since 01-09-2026 · Private limited company · perm. rep.: Marie-Noël De Greef
Permanent representatives 1
Marie-Noël De Greef
CurrentPermanent representative · since 01-09-2026 · for DUNE 52
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
13 of this company's 14 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 2017
Ground area
1,887 m²
Building footprint
1,096 m²
Volume, LiDAR
25,481 m³
2 parcels, Brussels, Wallonia · tallest building 31.7 m, ±9 floors. Linked by address, not a title deed.
290
companies at this address
See who is registered here
2 establishment units
Grand'Route 4, 1435 Mont-Saint-Guibert
since 20172.273.272.105
de Meeûssquare 35, 1000 Brussel
since 20252.371.164.208
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21805E0456/00C000 | Brussels | 1,266 m² | 1 · 900 m² | 31.7 m · 9 fl. |
| 25020A0287/00Y002indicative | Wallonia | 621 m² | 1 · 196 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| DUNE 52 |
|
Structure & network
Owners and holdings
1 ownerOwners 1
-
11.29%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
1 current directorThe group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
+N: links not shown yet
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Recognitions · licences · registrations
Legal Entity Identifier
984500B63D0WF0A4C976
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Of 4,673 companies in sector 66220 we hold annual accounts for 3,222. 2,794 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-10-2017
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0682462108
Also
9925:BE0682462108
Registered
24-11-2023
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.