CALITE CONSTRUCTION SPRL
ActiveCALITE CONSTRUCTION SPRL has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €-8k. Equity is shrinking by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 39% of 7391 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▲+41
Solvency58▼-27
Growth42=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.99 against 1.78 in 2024; short-term debt: 65.8% and cash: 25.6% of total assets), and 66.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.4%
Return on assets
-11%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-8k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
61 d late
2023
19 d late
2022
13 d early
2021
11 d early
2020
12 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€197k▲ 79.6%
2022 · €110k
2018: €131k
2019: €196k
2020: €152k
2021: €139k
2022: €110k
2018 → 2023
EBIT margin
15.8%▲ 26.6pp
2022 · -10.8%
2018: -2.3%
2019: 8.0%
2020: -2.3%
2021: -1.2%
2022: -10.8%
2018 → 2023
Net result
€-8k▲ 73.1%
2024 · €-31k
2018: €-7k
2019: €8k
2020: €9k
2021: €-7k
2022: €-14k
2023: €26k
2024: €-31k
2018 → 2025
Working capital
€-542
2024 · €24k
2018: €44k
2019: €62k
2020: €61k
2021: €64k
2022: €50k
2023: €70k
2024: €24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€139k-€110k▼ 21.2%€197k▲ 79.6%
Equity€76k-€62k▼ 18.4%€88k▲ 41.9%€51k▼ 41.8%€25k▼ 51.1%
Operating result€-2k-€-12k▼ 608%€31k€-23k€-8k▲ 67.5%
Net result€-7k-€-14k▼ 95.6%€26k€-31k€-8k▲ 73.1%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €23k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets
€26k▼ 17.3%
Current assets
€49k▼ 9.7%
Equity and liabilities €75k
Equity
€25k▼ 51.1%
Debt
€50k▲ 44.9%
The debt ratio rises from 40.2% to 66.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€3k▲
2024 · €-10k
Cash flow
€3k▲
2024 · €-18k
Solvency
33.4%▼
2024 · 59.8%
Current ratio
0.99▼
2024 · 1.78
Quick ratio
0.99▼
2024 · 1.78
Debt / equity
2.00▲
2024 · 0.67
ROE
-32.8%▲
2024 · -59.7%
ROA
-11.0%▲
2024 · -35.7%
Interest coverage
4.34▲
2024 · -7.99
Debt
€50k▲
2024 · €35k
Debt ≤ 1 year
€49k▲
2024 · €30k
Debt > 1 year
€604▼
2024 · €4k
Staff costs
€45k▼
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€86k€75k▼
Fixed assets21/28€32k€26k▼
Tangible fixed assets22/27€32k€26k▼
Plant, machinery and equipment23€27k€24k▼
Furniture and vehicles24€3k€2k▼
Leasing and similar rights25€2k-
Current assets29/58€54k€49k▼
Amounts receivable within one year40/41€23k€21k▼
Trade receivables40€17k€18k▲
Other amounts receivable41€7k€2k▼
Cash at bank and in hand54/58€29k€19k▼
Deferred charges and accrued income490/1€2k€9k▲
Equity and liabilities
Total equity and liabilities10/49€86k€75k▼
Equity10/15€51k€25k▼
Contributions10/11€12k€12k=
Capital10€12k-
Issued capital100€19k-
Uncalled capital101€6k-
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€37k€11k▼
Amounts payable17/49€35k€50k▲
Amounts payable after more than one year17€4k€604▼
Financial debts170/4€4k€604▼
Amounts payable within one year42/48€30k€49k▲
Current portion of amounts payable after more than one year42€7k€4k▼
Trade debts44€14k€14k▼
Suppliers440/4€14k€14k▼
Advances received on contracts in progress46-€2k
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€8k€433▼
Remuneration and social security454/9€1k€10k▲
Other amounts payable47/48-€18k
Income statement
Code20242025
Remuneration, social security and pensions62€46k€45k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€11k▼
Other operating charges640/8€271€2k▲
Non-recurring operating charges66A€14k-
Gross operating margin9900€49k€50k▲
Operating profit (loss)9901€-23k€-8k▲
Financial income75/76B-€72
Recurring financial income75-€72
Financial charges65/66B€1k€796▼
Recurring financial charges65€1k€796▼
Profit (loss) for the period before taxes9903€-24k€-8k▲
Income taxes67/77€6k-
Profit (loss) for the period9904€-31k€-8k▲
Profit (loss) for the period to be appropriated9905€-31k€-8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€29k▼
Profit (loss) brought forward from the previous period14P€68k€37k▼
Profit to be distributed694/7-€18k
Return on contributions (dividend)694-€18k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €-31k ▼216%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Back to profitnet €26k
Net result €26k after 2 loss-making years.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Amay · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Hodinfosse(AMA) 364540 AmayGround area
2,259 m²
Building footprint
51 m²
Volume, LiDAR
398 m³
Parcel 61003A0218/00E000, Wallonia · tallest building 8.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CALITE CONSTRUCTION
since 20142.231.825.191
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61003A0218/00E000 | Wallonia | 2,259 m² | 1 · 51 m² | 8.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,041. 12,076 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2014
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43910Bricklaying and masonry work
43994Specialised construction activities
43110Demolition
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.