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Generated 15-08-2026
Active BE 0794.616.773Private limited company

Calinterior

Kortrijksesteenweg 48 ·9830 Sint-Martens-Latem, Belgium· 3 yrs active
Sector: Activiteiten van holdings (64210)
Conclusion Checked

Calinterior is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €1.20M and a net result of €-14k. Its solvency ranks better than 35% of 1409 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €1.20M
Net result €-14k
Better than sector 35%
Active 3 yrs
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health-Profitability0Solvency22Growth58Stability94
44 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 0
Solvency 22
Growth 58
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview2 NBB filings
Annual accounts filed on 08-09-2025 with the NBB · fiscal year 2024 · verkort
€-200k€-100k€0€100kOperating result 2023: €-12k€-12kNet result 2023: €-139k€-139kOperating result 2024: €101k€101kNet result 2024: €-14k€-14k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 23.3% 37.3%
better than 35% of 1409 sector peers
Net result €-14k €45k
better than 14% of 1408 sector peers
Equity €1.20M €362k
better than 73% of 1409 sector peers
Gross operating margin €101k €65k
better than 61% of 1407 sector peers
Total assets €5.13M €1.41M
better than 80% of 1409 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€-14k
+89.6% 23-24
Total assets
€5.13M
-0.5% 23-24
Equity
€1.20M
-1.2% 23-24
Debt
€3.93M
-0.3% 23-24
Debt ≤ 1y
€2.08M
+20.3% 23-24
Debt > 1y
€1.85M
-16.4% 23-24
Solvency
23.3%
-0.7% 23-24
ROE
-1.2%
+89.5% 23-24
ROA
-0.3%
+89.6% 23-24
Figures by fiscal year
Fiscal year2024
Depositverkort
Revenuen/a
EBITDAn/a
Net profit€-14k
Cash flown/a
Staff costs-
Income taxes-
Dividends-
Total assets€5.13M
Equity€1.20M
Debt€3.93M
of which ≤ 1y€2.08M
of which > 1y€1.85M
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency23.3%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA-0.3%
ROE-1.2%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€5.13M
Fixed assets 21/28€5.05M
Financial fixed assets 28€5.05M
Current assets 29/58€77k
Amounts receivable within one year 40/41€77k
Cash & bank 54/58€0
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€5.13M
Equity 10/15€1.20M
Contributions / capital 10/11€1.35M
Accumulated profits (losses) 14€-153k
Amounts payable 17/49€3.93M
Amounts payable after one year 17€1.85M
Amounts payable within one year 42/48€2.08M
Trade debts payable within one year 44€33k
Income statement
Gross operating margin 9900€101k
Operating result 9901€101k
Financial charges 65€115k
Result before taxes 9903€-14k
Net result for the period 9904€-14k
Result to be appropriated 9905€-14k
You are seeing the latest fiscal year only. 1 prior year (figures + ratios) is in a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Activiteiten van holdings(64210)
Legal form Private limited company(610)
Incorporation09-12-2022
StatusActive
Postal code9830
Establishment units 1 location
Calinterior
Kortrijksesteenweg 48, 9830 Sint-Martens-LatemHoldings
since 20222.340.547.444
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44064B0246/00F000 Flanders 7,043 m² 1 · 1,509 m² 13.4 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
08-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
23-01-2025
State Gazette act Director changes
2024
26-09-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
23-01-2025 6 directors appointed Director changes
  • Julie Vanermen, Bijzondere gevolmachtigde
  • Louis Clarys, Bijzondere gevolmachtigde
  • Jan Dante Dumon, Bijzondere gevolmachtigde
  • Julie Vanermen, Bijzondere gevolmachtigde
  • Jan-Dante Dumon, Bijzondere gevolmachtigde
  • Louis Clarys, Bijzondere gevolmachtigde
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameNL Calinterior
Registered office
Kortrijksesteenweg 48 bus 5
9830 Sint-Martens-Latem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative