CALDOFREDDO
ActiveSummary
The computed 12-month bankruptcy probability of CALDOFREDDO is 3.0% (moderate). The 2024 annual accounts show equity of €13,507 and a net result of €12,507. Its solvency ranks better than 22% of 36377 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability92
Solvency45
Growth-
Track record67
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.19; short-term debt: 79.8% and cash: 16.7% of total assets), and 79.8% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
20.2%
Return on assets
18.7%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 36377 sector peers (2024).
NBB · sector comparisonPosition among 36377 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 2 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€13,507
Total assets
€66,704
Net result
€12,507
Working capital
€10,204
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €66,704
Fixed assets
€3,303
Current assets
€63,400
Equity and liabilities €66,704
Equity
€13,507
Debt
€53,197
Debt finances 79.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€18,534
Cash flow
€13,361
Current ratio
1.19
Debt to equity
3.94
ROE
92.6%
ROA
18.7%
Interest coverage
21.70
Debt ≤ 1 year
€53,197
Income taxes
€4,341
Annual accounts
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €854 |
| Other operating charges640/8 | €1,048 |
| Gross operating margin9900 | €19,582 |
| Operating profit (loss)9901 | €17,680 |
| Financial income75/76B | €23 |
| Recurring financial income75 | €23 |
| Financial charges65/66B | €854 |
| Recurring financial charges65 | €854 |
| Profit (loss) for the period before taxes9903 | €16,848 |
| Income taxes67/77 | €4,341 |
| Profit (loss) for the period9904 | €12,507 |
| Profit (loss) for the period to be appropriated9905 | €12,507 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €66,704 | |
| Fixed assets21/28 | €3,303 | |
| Tangible fixed assets22/27 | €3,303 | |
| Plant, machinery and equipment23 | €3,303 | |
| Current assets29/58 | €63,400 | |
| Amounts receivable within one year40/41 | €51,359 | |
| Trade receivables40 | €42,407 | |
| Other amounts receivable41 | €8,952 | |
| Cash at bank and in hand54/58 | €11,172 | |
| Deferred charges and accrued income490/1 | €869 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €66,704 | |
| Equity10/15 | €13,507 | |
| Contributions10/11 | €1,000 | |
| Profit (loss) carried forward14 | €12,507 | |
| Amounts payable17/49 | €53,197 | |
| Amounts payable within one year42/48 | €53,197 | |
| Trade debts44 | €42,912 | |
| Suppliers440/4 | €42,912 | |
| Taxes, remuneration and social security45 | €4,341 | |
| Taxes450/3 | €4,341 | |
| Other amounts payable47/48 | €5,943 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €12,507 |
| + Depreciation and write-downs630 | €854 |
| Operating cash flow (approximation) | €13,361 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2024
Ground area
278 m²
Building footprint
96 m²
Volume, LiDAR
764 m³
Parcel 12035E0301/00Y000, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CALDOFREDDO
since 20242.359.822.433
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12035E0301/00Y000 | Flanders | 278 m² | 1 · 96 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BLEETA
BE 0786.617.441
Sint-Niklaas · Eq €13,465
SANIDINO
BE 0685.991.225
Montigny-le-Tilleul · Eq €13,561
MG Sanit hvac
BE 1010.350.911
Sint-Pieters-Leeuw · Eq €13,563
Sani-Flow
BE 1017.461.803
Merksplas · Eq €13,564
LIPPEVELD
BE 0800.038.380
Hamme (Vl.) · Eq €13,570
Of 7,044 companies in sector 43221 we hold annual accounts for 3,473. 2,079 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-05-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
Scores and ratios are computed by Checked and are not a credit decision.