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BOSMANS TECHNICS

Active
Private limited companyfounded 20232 yrs activeAbdijstraat 68, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 1003.672.163
Summary

The computed 12-month bankruptcy probability of BOSMANS TECHNICS is 3.0% (moderate). The 2025 annual accounts show equity of €4,992 and a net result of -€315. Its solvency ranks better than 13% of 28374 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability30▼-44
Solvency34▲+3
Growth32
Track record82
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 2.3 against 0.55 in 2024; short-term debt: 41.2% and cash: 4.2% of total assets), but 91.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
8.5%
Return on assets
-0.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 28374 sector peers (2025).
NBB · sector comparison
Position among 28374 sector peers
Solvency
better than 13%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
31 d early
2024
43 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 37 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BOSMANS TECHNICS was incorporated on 20 December 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€4,992▼ 5.9%
2024 · €5,307
Total assets
€58,706▼ 28.5%
2024 · €82,135
Net result
-€315
2024 · €5,207
Working capital
€31,517
2024 · -€15,208
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€12,500-€6,936▼ 44.5%
Net result€5,207within the sector's middle half--€315below the sector's middle half
Equity€5,307below the sector's middle half-€4,992below the sector's middle half▼ 5.9%
Total assets€82,135within the sector's middle half-€58,706below the sector's middle half▼ 28.5%
Debt€76,827-€53,713▼ 30.1%
Working capital-€15,208below the sector's middle half-€31,517within the sector's middle half
Solvency6.5%below the sector's middle half-8.5%below the sector's middle half▲ 2.0pp
Current ratio0.55below the sector's middle half-2.30within the sector's middle half▲ 1.76
Return on assets (ROA)6.3%within the sector's middle half--0.5%below the sector's middle half▼ 6.9pp
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000€15,000Operating result 2024: €12,500€12,500Net result 2024: €5,207€5,207Operating result 2025: €6,936€6,936Net result 2025: -€315-€31520242025-€5,000€0€5,000€10,000€15,000Operating result 2024: €12,500€12,500Net result 2024: €5,207€5,210Operating result 2025: €6,936€6,940Net result 2025: -€315-€31520242025
The operating result falls in 2025; 2025 is 45% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €58,706
Fixed assets €3,010 ▼ 95.3%
Current assets €55,695 ▲ 204%
Equity and liabilities €58,706
Equity €4,992 ▼ 5.9%
Debt €53,713 ▼ 30.1%
Debt's share of the balance-sheet total falls from 93.5% to 91.5%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€8,504▼
2024 · €27,599
Cash flow
€1,253▼
2024 · €20,307
Quick ratio
2.03▲
2024 · 0.51
Debt to equity
10.76▼
2024 · 14.48
ROE
-6.3%▼
2024 · 98.1%
Interest coverage
1.47▼
2024 · 5.67
Debt ≤ 1 year
€24,179▼
2024 · €33,522
Debt > 1 year
€28,907▼
2024 · €43,097
Income taxes
€1,489▼
2024 · €2,426
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,301 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a small loss
5.5% went bankrupt
1.6% stopped otherwise
93% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,301 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€82,135€58,706▼
Fixed assets21/28€63,821€3,010▼
Tangible fixed assets22/27€63,821€3,010▼
Plant, machinery and equipment23€1,458€2,021▲
Furniture and vehicles24€1,608€989▼
Leasing and similar rights25€60,755€0▼
Current assets29/58€18,314€55,695▲
Stocks and contracts in progress3€1,341€6,730▲
Stocks30/36€1,341€1,341=
Contracts in progress37-€5,389
Amounts receivable within one year40/41€14,404€43,053▲
Trade receivables40€12,522€4,068▼
Other amounts receivable41€1,882€38,985▲
Cash at bank and in hand54/58€21€2,440▲
Deferred charges and accrued income490/1€2,548€3,472▲
Equity and liabilities
Total equity and liabilities10/49€82,135€58,706▼
Equity10/15€5,307€4,992▼
Contributions10/11€100€100=
Reserves13€5,207€4,892▼
Distributable reserves133€5,207€4,892▼
Amounts payable17/49€76,827€53,713▼
Amounts payable after more than one year17€43,097€28,907▼
Financial debts170/4€43,097€28,907▼
Amounts payable within one year42/48€33,522€24,179▼
Current portion of amounts payable after more than one year42€13,259€14,865▲
Financial debts43€160€0▼
Credit institutions430/8€160€0▼
Trade debts44€3,641€5,102▲
Suppliers440/4€3,641€5,102▲
Taxes, remuneration and social security45€2,478€4,211▲
Taxes450/3€500€4,211▲
Remuneration and social security454/9€1,978€0▼
Other amounts payable47/48€13,984€0▼
Accrued charges and deferred income492/3€208€628▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,099€1,568▼
Other operating charges640/8€3,445€9,664▲
Gross operating margin9900€31,045€18,169▼
Operating profit (loss)9901€12,500€6,936▼
Financial income75/76B€1€24▲
Recurring financial income75€1€24▲
Financial charges65/66B€4,868€5,786▲
Recurring financial charges65€4,868€5,786▲
Profit (loss) for the period before taxes9903€7,633€1,174▼
Income taxes67/77€2,426€1,489▼
Profit (loss) for the period9904€5,207-€315▼
Profit (loss) for the period to be appropriated9905€5,207-€315▼
Appropriation of the result
Profit (loss) to be appropriated9906€5,207-€315▼
Transfer from equity791/2-€315
Transfer to equity691/2€5,207€0▼
To other reserves6921€5,207€0▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,099€1,568▼ 89.6%
Other operating charges640/8€3,445€9,664▲ 181%
Gross operating margin9900€31,045€18,169▼ 41.5%
Operating profit (loss)9901€12,500€6,936▼ 44.5%
Financial income75/76B€1€24▲ 2,125%
Recurring financial income75€1€24▲ 2,125%
Financial charges65/66B€4,868€5,786▲ 18.9%
Recurring financial charges65€4,868€5,786▲ 18.9%
Profit (loss) for the period before taxes9903€7,633€1,174▼ 84.6%
Income taxes67/77€2,426€1,489▼ 38.6%
Profit (loss) for the period9904€5,207-€315▼ 106%
Profit (loss) for the period to be appropriated9905€5,207-€315▼ 106%
Line20242025Change
Assets
Total assets20/58€82,135€58,706▼ 28.5%
Fixed assets21/28€63,821€3,010▼ 95.3%
Tangible fixed assets22/27€63,821€3,010▼ 95.3%
Plant, machinery and equipment23€1,458€2,021▲ 38.6%
Furniture and vehicles24€1,608€989▼ 38.5%
Leasing and similar rights25€60,755€0▼ 100%
Current assets29/58€18,314€55,695▲ 204%
Stocks and contracts in progress3€1,341€6,730▲ 402%
Stocks30/36€1,341€1,341=
Contracts in progress37-€5,389-
Amounts receivable within one year40/41€14,404€43,053▲ 199%
Trade receivables40€12,522€4,068▼ 67.5%
Other amounts receivable41€1,882€38,985▲ 1,971%
Cash at bank and in hand54/58€21€2,440▲ 11,704%
Deferred charges and accrued income490/1€2,548€3,472▲ 36.3%
Equity and liabilities
Total equity and liabilities10/49€82,135€58,706▼ 28.5%
Equity10/15€5,307€4,992▼ 5.9%
Contributions10/11€100€100=
Reserves13€5,207€4,892▼ 6.1%
Distributable reserves133€5,207€4,892▼ 6.1%
Amounts payable17/49€76,827€53,713▼ 30.1%
Amounts payable after more than one year17€43,097€28,907▼ 32.9%
Financial debts170/4€43,097€28,907▼ 32.9%
Amounts payable within one year42/48€33,522€24,179▼ 27.9%
Current portion of amounts payable after more than one year42€13,259€14,865▲ 12.1%
Financial debts43€160€0▼ 100%
Credit institutions430/8€160€0▼ 100%
Trade debts44€3,641€5,102▲ 40.1%
Suppliers440/4€3,641€5,102▲ 40.1%
Taxes, remuneration and social security45€2,478€4,211▲ 69.9%
Taxes450/3€500€4,211▲ 742%
Remuneration and social security454/9€1,978€0▼ 100%
Other amounts payable47/48€13,984€0▼ 100%
Accrued charges and deferred income492/3€208€628▲ 202%
Line20242025Change
Profit (loss) for the period9904€5,207-€315▼ 106%
+ Depreciation and write-downs630€15,099€1,568▼ 89.6%
Operating cash flow (approximation)€20,307€1,253▼ 93.8%
Investment in fixed assets (approximation)-€59,242-
Change in cash-€2,419-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Liquidity quadruplescurrent ratio 2.30
Current ratio from 0.55 to 2.30; short-term debt falls from €33,522 to €24,179.
18-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
849 m²
Building footprint
164 m²
Volume, LiDAR
681 m³
Parcel 71462E0118/00C002, Flanders · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BOSMANS TECHNICS
Abdijstraat 68, 3550 Heusden-ZolderRepair, maintenance and installation of machinery and equipment
since 20232.353.478.930
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71462E0118/00C002 Flanders 849 m² 1 · 164 m² 5.7 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,038 companies in sector 43221 we hold annual accounts for 3,479. 1,114 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43223Specialised construction activities
43320Joinery installation
43350Other building finishing work
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003672163
Registered 28-07-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.