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CALDERS

Open bankruptcy
Private limited company (pre-2019)founded 1995Groeneweg 17, 9320 Aalst, BelgiumKBO/BCE: BE 0455.409.456

A bankruptcy procedure is open for CALDERS according to publications in the Belgian State Gazette; curator: JOHAN BOGAERT.

Summary

The 2023 annual accounts show equity of €542k and a net result of €27k.

Signals

Three signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2023 was due by 31-01-2024 and was filed on 30-01-2024, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
not filed
2023
1 d early
2022
43 d early
2021
14 d early
2020
46 d early
2019
43 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2023, micro schema

Equity
€542k▲ 5.2%
2022 · €515k
2019: €352k 2020: €375k 2021: €494k 2022: €515k
2019 → 2023
Total assets
€618k▲ 5.0%
2022 · €588k
2019: €413k 2020: €407k 2021: €555k 2022: €588k
2019 → 2023
Net result
€27k▲ 23.3%
2022 · €22k
2019: €90k 2020: €23k 2021: €119k 2022: €22k
2019 → 2023
Working capital
€542k▲ 5.5%
2022 · €514k
2019: €330k 2020: €350k 2021: €491k 2022: €514k
2019 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20192020202120222023Trend
Equity€352k-€375k▲ 6.5%€494k▲ 31.6%€515k▲ 4.4%€542k▲ 5.2%
Operating result€149k-€41k▼ 72.5%€181k▲ 342%€34k▼ 81.4%€41k▲ 22.4%
Net result€90k-€23k▼ 74.6%€119k▲ 420%€22k▼ 81.7%€27k▲ 23.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150k€200kOperating result 2019: €149k€149kNet result 2019: €90k€90kOperating result 2020: €41k€41kNet result 2020: €23k€23kOperating result 2021: €181k€181kNet result 2021: €119k€119kOperating result 2022: €34k€34kNet result 2022: €22k€22kOperating result 2023: €41k€41kNet result 2023: €27k€27k20192020202120222023€0€50k€100k€150k€200kOperating result 2021: €181k€181kNet result 2021: €119k€119kOperating result 2022: €34k€34kNet result 2022: €22k€22kOperating result 2023: €41k€41kNet result 2023: €27k€27k202120222023
The operating result recovers in 2023; 2023 is 22% above 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €618k
Fixed assets €90 ▼ 94.2%
Current assets €618k ▲ 5.3%
Equity and liabilities €618k
Equity €542k ▲ 5.2%
Debt €76k ▲ 3.7%
Debt's share of the balance-sheet total falls from 12.4% to 12.2%. Equity and debt are higher.
Key figures and ratios
2023 value · change against 2022
EBITDA
€43k
2022 · €35k
Cash flow
€28k
2022 · €23k
Current ratio
8.17
2022 · 8.05
Debt to equity
0.14
2022 · 0.14
ROE
4.9%
2022 · 4.2%
ROA
4.3%
2022 · 3.7%
Interest coverage
181.03
2022 · 442.44
Debt ≤ 1 year
€76k
2022 · €73k
Income taxes
€14k
2022 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2022 · 39 lines
Balance sheet Code20222023
Assets
Total assets20/58€588k€618k
Fixed assets21/28€2k€90
Tangible fixed assets22/27€1k-
Furniture and vehicles24€1k-
Financial fixed assets28€90€90=
Current assets29/58€587k€618k
Amounts receivable within one year40/41€535k€599k
Trade receivables40€4k€3k
Other amounts receivable41€531k€596k
Cash at bank and in hand54/58€52k€18k
Equity and liabilities
Total equity and liabilities10/49€588k€618k
Equity10/15€515k€542k
Contributions10/11€19k€19k=
Reserves13€496k€523k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€12k€12k=
Distributable reserves133€482k€509k
Amounts payable17/49€73k€76k
Amounts payable within one year42/48€73k€76k
Trade debts44-€22
Suppliers440/4-€22
Taxes, remuneration and social security45€73k€76k
Taxes450/3€73k€76k
Income statement Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8-€1k
Gross operating margin9900€35k€44k
Operating profit (loss)9901€34k€41k
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€79€236
Recurring financial charges65€79€236
Profit (loss) for the period before taxes9903€34k€41k
Income taxes67/77€12k€14k
Profit (loss) for the period9904€22k€27k
Profit (loss) for the period to be appropriated9905€22k€27k
Appropriation of the result
Profit (loss) to be appropriated9906€22k€27k
Transfer to equity691/2€22k€27k
To other reserves6921€22k€27k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
11-04
Bankruptcy Opening
Ondernemingsrechtbank Gent, afdeling Dendermonde · CALDERS BV GROENEWEG 17, 9320 EREMBODEGEM · event 07-04-2025
2024
30-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
19-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial Weakest financial yearnet €22k ▼81.7%
Net result drops to €22k, the lowest in the series.
30-06
Financial Equity above €500kEq €515k ▲4.4%
4 profitable years in a row build equity to €515k.
17-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial Highest result since 2019net €119k ▲420%
Operating result €181k, net result €119k, both a record.
2020
16-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
19-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
10-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
29-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
02-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
26-01
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
13-01
NBB filing Annual accounts filed
fiscal year 2014 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2009
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Groeneweg 179320 Aalst
Ground area
3,635 m²
Building footprint
798 m²
Volume, LiDAR
5,686 m³
Parcel 41342B0933/00H000, Flanders · tallest building 26.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Calders BVBA
Groeneweg 17, 9320 AalstOther printing
since 20092.187.777.095
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41342B0933/00H000 Flanders 3,635 m² 1 · 798 m² 26.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator JOHAN BOGAERT
SCHOOLSTRAAT 15, 9200 DENDER- MONDE
07-04-2025present

Similar companies · same sector, comparable size

Of 903 companies in sector 96301 we hold annual accounts for 612. 506 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded23-06-1995
Fiscal year end30-06
Activities, NACEBEL 2025
96301Funeral services
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.