CALDERS
Open bankruptcyAre you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Ghent, Dendermonde division
- Declared bankrupt
- 7 April 2025
- Supervising judge
- Peter Jans
- Official Gazette
- 11-04-2025 (pdf) ↗search the document for 2025/115679
Deadlines
- Provisional date payments stopped
- 7 October 2024Payments and security you received since that day can in some cases be challenged by the curator. A later judgment can change the date.art. XX.105, XX.111 and XX.112 CEL
- Appeal or third-party opposition until
- passed on 26 April 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 7 May 2025art. XX.104 and XX.155 CEL
- First verification report
- passed on 16 May 2025Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 7 April 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Johan BogaertSchoolstraat 15, 9200 Dender- Mondebogaert.j@telenet.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2023 was due by 31-01-2024 and was filed on 30-01-2024, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2024
not filed
2023
1 d early
2022
43 d early
2021
14 d early
2020
46 d early
2019
43 d early
2018
21 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 28 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?Process a list How is the Funeral services sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2023, micro schema
Equity
€542,132▲ 5.2%
2022 · €515,328
Total assets
€617,719▲ 5.0%
2022 · €588,248
Net result
€26,804▲ 23.3%
2022 · €21,736
Working capital
€542,043▲ 5.5%
2022 · €513,796
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result€149,145-€41,054▼ 72.5%€181,422▲ 342%€33,665▼ 81.4%€41,214▲ 22.4%
Net result€89,652-€22,797above the sector's middle half▼ 74.6%€118,570above the sector's middle half▲ 420%€21,736above the sector's middle half▼ 81.7%€26,804above the sector's middle half▲ 23.3%
Equity€352,225-€375,022above the sector's middle half▲ 6.5%€493,592above the sector's middle half▲ 31.6%€515,328above the sector's middle half▲ 4.4%€542,132above the sector's middle half▲ 5.2%
Total assets€412,709-€407,423above the sector's middle half▼ 1.3%€555,275above the sector's middle half▲ 36.3%€588,248above the sector's middle half▲ 5.9%€617,719above the sector's middle half▲ 5.0%
Debt€60,483-€32,401▼ 46.4%€61,683▲ 90.4%€72,920▲ 18.2%€75,587▲ 3.7%
Working capital€330,065-€350,069above the sector's middle half▲ 6.1%€490,617above the sector's middle half▲ 40.1%€513,796above the sector's middle half▲ 4.7%€542,043above the sector's middle half▲ 5.5%
Solvency85.3%-92.0%above the sector's middle half▲ 6.7pp88.9%above the sector's middle half▼ 3.2pp87.6%above the sector's middle half▼ 1.3pp87.8%above the sector's middle half▲ 0.2pp
Current ratio6.46-11.80above the sector's middle half▲ 5.358.95above the sector's middle half▼ 2.858.05above the sector's middle half▼ 0.918.17above the sector's middle half▲ 0.13
Return on assets (ROA)21.7%-5.6%within the sector's middle half▼ 16.1pp21.4%above the sector's middle half▲ 15.8pp3.7%within the sector's middle half▼ 17.7pp4.3%within the sector's middle half▲ 0.6pp
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2023; 2023 is 22% above 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €617,719
Fixed assets
€90 ▼ 94.2%
Current assets
€617,629 ▲ 5.3%
Equity and liabilities €617,719
Equity
€542,132 ▲ 5.2%
Debt
€75,587 ▲ 3.7%
Debt's share of the balance-sheet total falls from 12.4% to 12.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€42,657▲
2022 · €35,107
Cash flow
€28,247▲
2022 · €23,179
Debt to equity
0.14▼
2022 · 0.14
ROE
4.9%▲
2022 · 4.2%
Interest coverage
181.03▼
2022 · 442.44
Debt ≤ 1 year
€75,587▲
2022 · €72,920
Income taxes
€14,175▲
2022 · €11,850
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,692 | €2,979 | €2,663 | €1,443 | €1,443 | = |
| Other operating charges640/8 | - | - | - | - | €1,043 | - |
| Gross operating margin9900 | €151,518 | €44,033 | €184,085 | €35,107 | €43,699 | ▲ 24.5% |
| Operating profit (loss)9901 | €149,145 | €41,054 | €181,422 | €33,665 | €41,214 | ▲ 22.4% |
| Financial income75/76B | - | - | - | €0 | - | - |
| Recurring financial income75 | €4 | €0 | - | €0 | - | - |
| Financial charges65/66B | - | - | - | €79 | €236 | ▲ 197% |
| Recurring financial charges65 | €1,961 | €2,043 | €1,781 | €79 | €236 | ▲ 197% |
| Profit (loss) for the period before taxes9903 | €147,187 | €39,011 | €179,640 | €33,586 | €40,979 | ▲ 22.0% |
| Income taxes67/77 | €57,535 | €16,215 | €61,070 | €11,850 | €14,175 | ▲ 19.6% |
| Profit (loss) for the period9904 | €89,652 | €22,797 | €118,570 | €21,736 | €26,804 | ▲ 23.3% |
| Profit (loss) for the period to be appropriated9905 | €89,652 | €22,797 | €118,570 | €21,736 | €26,804 | ▲ 23.3% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €412,709 | €407,423 | €555,275 | €588,248 | €617,719 | ▲ 5.0% |
| Fixed assets21/28 | €22,160 | €24,953 | €2,975 | €1,532 | €90 | ▼ 94.2% |
| Tangible fixed assets22/27 | €22,071 | €24,863 | €2,886 | €1,443 | - | - |
| Furniture and vehicles24 | - | - | - | €1,443 | - | - |
| Financial fixed assets28 | €90 | €90 | €90 | €90 | €90 | = |
| Current assets29/58 | €390,549 | €382,470 | €552,300 | €586,716 | €617,629 | ▲ 5.3% |
| Amounts receivable within one year40/41 | €337,011 | €354,266 | €475,299 | €534,768 | €599,205 | ▲ 12.0% |
| Trade receivables40 | - | - | - | €3,521 | €2,710 | ▼ 23.0% |
| Other amounts receivable41 | - | - | - | €531,247 | €596,494 | ▲ 12.3% |
| Cash at bank and in hand54/58 | €53,538 | €28,204 | €77,001 | €51,948 | €18,425 | ▼ 64.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €412,709 | €407,423 | €555,275 | €588,248 | €617,719 | ▲ 5.0% |
| Equity10/15 | €352,225 | €375,022 | €493,592 | €515,328 | €542,132 | ▲ 5.2% |
| Contributions10/11 | €19,400 | €19,400 | - | €19,400 | €19,400 | = |
| Reserves13 | €332,825 | €355,622 | €474,192 | €495,928 | €522,732 | ▲ 5.4% |
| Non-distributable reserves130/1 | - | - | - | €1,940 | €1,940 | = |
| Reserves not available under the articles1311 | - | - | - | €1,940 | €1,940 | = |
| Tax-exempt reserves132 | - | - | - | €11,722 | €11,722 | = |
| Distributable reserves133 | - | - | - | €482,266 | €509,070 | ▲ 5.6% |
| Amounts payable17/49 | €60,483 | €32,401 | €61,683 | €72,920 | €75,587 | ▲ 3.7% |
| Amounts payable within one year42/48 | €60,483 | €32,401 | €61,683 | €72,920 | €75,587 | ▲ 3.7% |
| Trade debts44 | €2,947 | €2,771 | €613 | - | €22 | - |
| Suppliers440/4 | - | - | - | - | €22 | - |
| Taxes, remuneration and social security45 | - | - | - | €72,920 | €75,565 | ▲ 3.6% |
| Taxes450/3 | - | - | - | €72,920 | €75,565 | ▲ 3.6% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €89,652 | €22,797 | €118,570 | €21,736 | €26,804 | ▲ 23.3% |
| + Depreciation and write-downs630 | €1,692 | €2,979 | €2,663 | €1,443 | €1,443 | = |
| Operating cash flow (approximation) | €91,344 | €25,775 | €121,234 | €23,179 | €28,247 | ▲ 21.9% |
| Investment in fixed assets (approximation) | - | -€5,771 | €19,314 | €0 | €0 | - |
| Change in cash | - | -€25,334 | €48,797 | -€25,054 | -€33,523 | ▼ 33.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
04-06
Bankruptcy
Supervising judge replaced
Ondernemingsrechtbank Gent, afdeling Dendermonde · event 27-05-2026
2025
11-04
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Dendermonde · event 07-04-2025
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet €21,736 ▼81.7%
Net result drops to €21,736, the lowest in the series.
30-06
Financial
Equity above €500,000Eq €515,328 ▲4.4%
4 profitable years in a row build equity to €515,328.
17-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €118,570 ▲420%
Operating result €181,422, net result €118,570, both a record.
2020
16-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
19-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
10-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Show earlier events
2016
02-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
26-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
13-01
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 5 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2009
Ground area
3,635 m²
Building footprint
798 m²
Volume, LiDAR
5,686 m³
Parcel 41342B0933/00H000, Flanders · tallest building 26.0 m, ±2 floors. Linked by address, not a title deed.
152
companies at this address
See who is registered here
1 establishment unit
Calders BVBA
since 20092.187.777.095
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41342B0933/00H000 | Flanders | 3,635 m² | 1 · 798 m² | 26.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | JOHAN BOGAERT Schoolstraat 15, 9200 Dender- Monde |
07-04-2025 → present |
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Of 903 companies in this sector we hold annual accounts for 612. 506 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company (pre-2019)
Founded23-06-1995
Fiscal year end30-06
Activities, NACEBEL 2025
96301Funeral services
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.