Financials
- Fiscal year
- 2025
- Total assets
- €273,352
- Loss
- -€17,246
- Solvency
- 62.0%
Total assets▼ 0.8%
Net result
20182025
CUPPENS CHRIS
ActiveSummary
CUPPENS CHRIS has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €169,369 and a net result of -€17,246. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 66% of 32341 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222NACE 45331
1 site
Size
€273,352total assets 2025
- Equity
- €169,369
- Loss
- -€17,246
Turnover not published (abridged schema)
Structure
Accounts 51 d early0 of 3 deeds read
Why 79- Sector Specialised construction activities (NACE 43)- Loss of €17,246, the second in a row (FY 2025)- Liquidity: current ratio 0.50, cash €1,067, halved+ Founded in 1990Show the evidence
Checked score
Score 2025
79
/ 100
Excellent
Probability in this band: under 0.55%
Better than 34% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
87-6
equity 62.0% of total assets
Liquidity
40-6
short-term debt 26.2% · cash 0.4%
Profitability
23+9
return on assets -6.3%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.3%lowest value
12-2024: 0.3%● 0.0% vs 11-2024lowest value
01-2025: 0.3%▲ +4.4% vs 12-2024
02-2025: 0.3%● 0.0% vs 01-2025
03-2025: 0.3%● 0.0% vs 02-2025
04-2025: 0.3%▲ +9.8% vs 03-2025
05-2025: 0.3%▲ +0.3% vs 04-2025
06-2025: 0.3%▼ -3.2% vs 05-2025
07-2025: 0.4%▲ +42.6% vs 06-2025
08-2025: 0.7%▲ +52.9% vs 07-2025
09-2025: 0.7%▼ -1.5% vs 08-2025
10-2025: 0.7%● 0.0% vs 09-2025
11-2025: 0.7%● 0.0% vs 10-2025
12-2025: 0.7%● 0.0% vs 11-2025
01-2026: 0.7%▼ -0.2% vs 12-2025
02-2026: 0.7%● 0.0% vs 01-2026
03-2026: 0.7%● 0.0% vs 02-2026
04-2026: 0.7%▲ +8.7% vs 03-2026highest value
05-2026: 0.7%● 0.0% vs 04-2026highest value
06-2026: 0.7%▼ -3.1% vs 05-2026
07-2026: 0.6%▼ -18.6% vs 06-2026
08-2026: 0.6%● 0.0% vs 07-2026
09-2026: 0.6%● 0.0% vs 08-2026
10-2026: 0.6%● 0.0% vs 09-2026
- Sector Specialised construction activities (NACE 43) raises the probability
- Founded in 1990 lowers the probability for this profile
- Loss of €17,246, the second in a row (FY 2025) raises the probability
- Liquidity: current ratio 0.50, cash €1,067, halved raises the probability
Credit up to €13,000 at 30 days acceptable
Liquidity short (current ratio 0.5 against 0.68 in 2024; short-term debt: 26.2% and cash: 0.4% of total assets), and 38% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 67%, liquidity 29%, profitability 15%, growth against the median 24%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€17,246
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
14 d late
2023
6 d late
2022
25 d late
2021
32 d early
2020
1 d early
2019
46 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 August (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€17,246
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 10-06-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 14-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Installation of electric heating, air conditioning, cooling and…NACE 43222
- Founded
- 04-12-1990
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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