CAKE & COFFEE
ActiveThe computed 12-month bankruptcy probability of CAKE & COFFEE is 2.7% (moderate). The 2025 annual accounts show negative equity (€-2k) and a net result of €-5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 13204 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
27
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency2▼-72
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.67 against 1.0 in 2024; short-term debt: 111% and cash: 34.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-23.3%
Return on assets
-78.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-2k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
7 d early
2023
8 d late
2022
7 d late
2021
23 d early
2020
19 d late
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-2k
2024 · €4k
2018: €-2k
2019: €-939
2020: €2k
2021: €-4k
2022: €-727
2023: €1k
2024: €4k
2018 → 2025
Total assets
€6k▼ 11.6%
2024 · €7k
2018: €7k
2019: €6k
2020: €5k
2021: €8k
2022: €8k
2023: €9k
2024: €7k
2018 → 2025
Net result
€-5k
2024 · €2k
2018: €-3k
2019: €2k
2020: €2k
2021: €-6k
2022: €3k
2023: €2k
2024: €2k
2018 → 2025
Working capital
€-2k
2024 · €9
2018: €-6k
2019: €-4k
2020: €-1k
2021: €-9k
2022: €-5k
2023: €-2k
2024: €9
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-4k-€-727▲ 82.2%€1k€4k▲ 220%€-2k
Operating result€-5k-€4k€2k▼ 46.9%€3k▲ 27.6%€-5k
Net result€-6k-€3k€2k▼ 45.0%€2k▲ 33.3%€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6k
Fixed assets
€2k▼ 62.0%
Current assets
€5k▲ 62.8%
Key figures and ratios
EBITDA
€-4k▼
2024 · €4k
Cash flow
€-4k▼
2024 · €3k
Solvency
-23.3%▼
2024 · 49.1%
Current ratio
0.67▼
2024 · 1.00
Quick ratio
0.48▼
2024 · 0.66
Debt / equity
-5.29▼
2024 · 1.03
ROA
-78.9%▼
2024 · 33.8%
Interest coverage
-9.29▼
2024 · 11.22
Debt
€8k▲
2024 · €4k
Debt ≤ 1 year
€7k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7k€6k▼
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€836€149▼
Plant, machinery and equipment23€836€149▼
Financial fixed assets28€4k€2k▼
Current assets29/58€3k€5k▲
Stocks and contracts in progress3€1k€1k▲
Stocks30/36€1k€1k▲
Amounts receivable within one year40/41€674€23▼
Trade receivables40€652€0▼
Other amounts receivable41€22€23▲
Cash at bank and in hand54/58€468€2k▲
Deferred charges and accrued income490/1€779€1k▲
Equity and liabilities
Total equity and liabilities10/49€7k€6k▼
Equity10/15€4k€-2k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-15k€-20k▼
Amounts payable17/49€4k€8k▲
Amounts payable within one year42/48€3k€7k▲
Trade debts44€563€4k▲
Suppliers440/4€563€4k▲
Taxes, remuneration and social security45€518€1k▲
Taxes450/3€518€1k▲
Other amounts payable47/48€2k€2k▲
Accrued charges and deferred income492/3€770€789▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€688▼
Other operating charges640/8€875€890▲
Gross operating margin9900€5k€-3k▼
Operating profit (loss)9901€3k€-5k▼
Financial income75/76B€49€40▼
Recurring financial income75€49€40▼
Financial charges65/66B€335€430▲
Recurring financial charges65€335€430▲
Profit (loss) for the period before taxes9903€2k€-5k▼
Profit (loss) for the period9904€2k€-5k▼
Profit (loss) for the period to be appropriated9905€2k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-20k▼
Profit (loss) brought forward from the previous period14P€-17k€-15k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-6k ▼328%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zevendonkplein 112300 TurnhoutGround area
3,806 m²
Building footprint
385 m²
Volume, LiDAR
2,538 m³
Parcel 13452M0453/00H000, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CAKE & COFFEE
since 20092.182.397.159
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13452M0453/00H000 | Flanders | 3,806 m² | 1 · 385 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTurnhout2.182.397.159
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,784. 4,374 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-10-2009
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.