CAFFE.IT
ActiveSummary
The computed 12-month bankruptcy probability of CAFFE.IT is 2.7% (moderate). The 2025 annual accounts show equity of €19k and a net result of €4k. Equity is growing by ~22% per year across the filed fiscal years. Its solvency ranks better than 54% of 13417 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability79▼-3
Solvency59▼-34
Growth78=
Track record100
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.8 against 1.71 in 2024; short-term debt: 65.6% and cash: 33.2% of total assets), and 65.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.4%
Return on assets
7.9%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
2 d early
2023
30 d early
2022
23 d early
2021
29 d late
2020
24 d early
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 52.9%
2024 · €41k
Total assets
€56k▼ 6.2%
2024 · €60k
Net result
€4k▼ 31.2%
2024 · €6k
Working capital
€-7k
2024 · €13k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€16k€4k▼ 76.2%€12k▲ 225%€11k▼ 12.8%€8k▼ 25.2%
Net result€14k€2k▼ 84.0%€10k▲ 333%€6k▼ 33.2%€4k▼ 31.2%
Equity€22k▲ 162%€25k▲ 9.9%€34k▲ 39.1%€41k▲ 18.8%€19k▼ 52.9%
Total assets€65k▼ 11.5%€66k▲ 1.6%€71k▲ 7.6%€60k▼ 16.6%€56k▼ 6.2%
Debt€43k▼ 34.3%€42k▼ 2.7%€37k▼ 11.0%€19k▼ 49.4%€37k▲ 94.8%
Working capital€-2k▲ 86.5%€3k€10k▲ 294%€13k▲ 34.8%€-7k
Staff (FTE)0.2▼ 60.0%1▲ 400%1.1▲ 10.0%1.2▲ 9.1%1.8▲ 50.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets
€27k ▼ 3.3%
Current assets
€29k ▼ 8.8%
Equity and liabilities €56k
Equity
€19k ▼ 52.9%
Debt
€37k ▲ 94.8%
Debt's share of the balance-sheet total rises from 31.6% to 65.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€21k▲
2024 · €18k
Cash flow
€17k▲
2024 · €14k
Current ratio
0.80▼
2024 · 1.71
Quick ratio
0.80▼
2024 · 1.70
Debt to equity
1.91▲
2024 · 0.46
ROE
23.1%▲
2024 · 15.8%
ROA
7.9%▼
2024 · 10.8%
Interest coverage
60.30▲
2024 · 29.39
Debt ≤ 1 year
€37k▲
2024 · €19k
Income taxes
€3k▼
2024 · €4k
Staff costs
€47k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €1k | €23k | €29k | €33k | €47k | ▲ 43.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k | €10k | €8k | €7k | €13k | ▲ 72.3% |
| Other operating charges640/8 | €2k | €2k | €4k | €2k | €2k | ▲ 0.1% |
| Gross operating margin9900 | €29k | €39k | €53k | €53k | €70k | ▲ 32.1% |
| Operating profit (loss)9901 | €16k | €4k | €12k | €11k | €8k | ▼ 25.2% |
| Financial charges65/66B | €2k | €1k | €942 | €617 | €346 | ▼ 43.9% |
| Recurring financial charges65 | €2k | €1k | €942 | €617 | €346 | ▼ 43.9% |
| Profit (loss) for the period before taxes9903 | €14k | €3k | €11k | €10k | €8k | ▼ 24.1% |
| Income taxes67/77 | €282 | €297 | €2k | €4k | €3k | ▼ 11.3% |
| Profit (loss) for the period9904 | €14k | €2k | €10k | €6k | €4k | ▼ 31.2% |
| Profit (loss) for the period to be appropriated9905 | €14k | €2k | €10k | €6k | €4k | ▼ 31.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €65k | €66k | €71k | €60k | €56k | ▼ 6.2% |
| Fixed assets21/28 | €51k | €41k | €34k | €27k | €27k | ▼ 3.3% |
| Intangible fixed assets21 | €1k | €250 | - | €0 | €0 | - |
| Tangible fixed assets22/27 | €47k | €38k | €31k | €25k | €24k | ▼ 3.6% |
| Plant, machinery and equipment23 | - | - | - | €1k | €2k | ▲ 61.6% |
| Furniture and vehicles24 | €3k | €597 | €1k | €872 | €6k | ▲ 635% |
| Other tangible fixed assets26 | €44k | €37k | €30k | €23k | €16k | ▼ 31.7% |
| Financial fixed assets28 | €3k | €3k | €3k | €3k | €3k | = |
| Current assets29/58 | €15k | €26k | €38k | €32k | €29k | ▼ 8.8% |
| Stocks and contracts in progress3 | €322 | €289 | €241 | €187 | €149 | ▼ 20.3% |
| Stocks30/36 | €322 | €289 | €241 | €187 | €149 | ▼ 20.3% |
| Amounts receivable within one year40/41 | €3k | €3k | €20k | €13k | €10k | ▼ 22.1% |
| Trade receivables40 | €1k | €1k | €18k | €13k | €10k | ▼ 22.1% |
| Other amounts receivable41 | €2k | €2k | €2k | €62 | €40 | ▼ 36.5% |
| Cash at bank and in hand54/58 | €11k | €21k | €18k | €19k | €19k | ▼ 0.1% |
| Deferred charges and accrued income490/1 | €100 | €1k | - | €873 | €881 | ▲ 1.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €65k | €66k | €71k | €60k | €56k | ▼ 6.2% |
| Equity10/15 | €22k | €25k | €34k | €41k | €19k | ▼ 52.9% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Profit (loss) carried forward14 | €4k | €6k | €16k | €22k | €601 | ▼ 97.3% |
| Amounts payable17/49 | €43k | €42k | €37k | €19k | €37k | ▲ 94.8% |
| Amounts payable after more than one year17 | €26k | €18k | €9k | - | - | - |
| Financial debts170/4 | €26k | €18k | €9k | - | - | - |
| Amounts payable within one year42/48 | €17k | €23k | €28k | €19k | €37k | ▲ 94.8% |
| Current portion of amounts payable after more than one year42 | €9k | €9k | €9k | €9k | - | - |
| Trade debts44 | €5k | €10k | €12k | €1k | €1k | ▼ 18.3% |
| Suppliers440/4 | €5k | €10k | €12k | €1k | €1k | ▼ 18.3% |
| Taxes, remuneration and social security45 | €2k | €4k | €5k | €7k | €8k | ▲ 12.3% |
| Taxes450/3 | €2k | €1k | €2k | €5k | €5k | ▼ 6.5% |
| Remuneration and social security454/9 | €163 | €3k | €2k | €2k | €4k | ▲ 49.4% |
| Other amounts payable47/48 | €618 | €729 | €2k | €948 | €27k | ▲ 2,789% |
| Accrued charges and deferred income492/3 | €150 | €162 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14k | €2k | €10k | €6k | €4k | ▼ 31.2% |
| + Depreciation and write-downs630 | €10k | €10k | €8k | €7k | €13k | ▲ 72.3% |
| Operating cash flow (approximation) | €24k | €12k | €18k | €14k | €17k | ▲ 24.4% |
| Investment in fixed assets (approximation) | - | €0 | €-1k | €-1k | €-12k | ▼ 854% |
| Change in cash | - | €10k | €-3k | €820 | €-20 | ▼ 102% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2013
Ground area
1.6 ha
Building footprint
1.6 ha
Volume, LiDAR
391,751 m³
2 parcels, Brussels · tallest building 63.3 m, ±8 floors. Linked by address, not a title deed.
127
companies at this address
See who is registered here
1 establishment unit
LITTLE CONVIVIO
since 20132.223.092.025
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21802B1669/00A000 | Brussels | 1.6 ha | 1 · 1.6 ha | 63.3 m · 7 fl. |
| 21802B0095/00S002 | Brussels | 348 m² | 1 · 348 m² | 31.8 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.223.092.025
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Of 7,501 companies in sector 56210 we hold annual accounts for 2,448. 1,811 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-07-2013
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Scores and ratios are computed by Checked and are not a credit decision.