KAMU
ActiveThe computed 12-month bankruptcy probability of KAMU is 1.5% (moderate). The 2025 annual accounts show equity of €15k and a net result of €53k. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 44% of 13090 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency49▲+46
Growth78=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 1.65 against 0.81 in 2024; short-term debt: 60.1% and cash: 1.7% of total assets), but 75.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-03-2026, 147 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
147 d late
2024
22 d late
2023
388 d late
2022
753 d late
2021
66 d early
2020
33 d early
2019
94 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k
2024 · €-13k
2019: €-113k
2020: €-104k
2021: €-93k
2022: €-74k
2023: €-58k
2024: €-13k
2019 → 2025
Total assets
€64k▲ 6.9%
2024 · €59k
2019: €20k
2020: €17k
2021: €425
2022: €9k
2023: €37k
2024: €59k
2019 → 2025
Net result
€53k▲ 18.6%
2024 · €45k
2019: €17k
2020: €9k
2021: €11k
2022: €19k
2023: €16k
2024: €45k
2019 → 2025
Working capital
€25k
2024 · €-14k
2019: €-114k
2020: €-107k
2021: €-1k
2022: €-74k
2023: €-59k
2024: €-14k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-93k-€-74k▲ 20.2%€-58k▲ 21.7%€-13k▲ 77.7%€15k
Operating result€11k-€19k▲ 69.7%€31k▲ 61.3%€46k▲ 48.5%€54k▲ 17.8%
Net result€11k-€19k▲ 68.4%€16k▼ 14.5%€45k▲ 181%€53k▲ 18.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 18% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64k
Fixed assets
€640▼ 41.8%
Current assets
€63k▲ 7.8%
Equity and liabilities €64k
Equity
€15k
Debt
€48k
Debt finances 75.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€54k▲
2024 · €46k
Cash flow
€54k▲
2024 · €45k
Solvency
24.2%▲
2024 · -21.7%
Current ratio
1.65▲
2024 · 0.81
Quick ratio
1.65▲
2024 · 0.81
Debt / equity
3.14▲
2024 · -5.60
ROE
346.8%
ROA
83.8%▲
2024 · 75.6%
Interest coverage
192.38▲
2024 · 81.37
Debt
€48k▼
2024 · €72k
Debt ≤ 1 year
€38k▼
2024 · €72k
Debt > 1 year
€10k
Income taxes
€374▲
2024 · €299
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€64k▲
Fixed assets21/28€1k€640▼
Tangible fixed assets22/27€1k€640▼
Furniture and vehicles24€1k€640▼
Current assets29/58€58k€63k▲
Amounts receivable within one year40/41€58k€62k▲
Trade receivables40€46k€27k▼
Other amounts receivable41€11k€35k▲
Cash at bank and in hand54/58-€1k
Deferred charges and accrued income490/1€851€0▼
Equity and liabilities
Total equity and liabilities10/49€59k€64k▲
Equity10/15€-13k€15k▲
Contributions10/11€44k€44k=
Profit (loss) carried forward14€-56k€-28k▲
Amounts payable17/49€72k€48k▼
Amounts payable after more than one year17-€10k
Financial debts170/4-€10k
Amounts payable within one year42/48€72k€38k▼
Financial debts43€556€0▼
Credit institutions430/8€556€0▼
Trade debts44€50k€19k▼
Suppliers440/4€50k€19k▼
Taxes, remuneration and social security45€22k€20k▼
Taxes450/3€22k€20k▼
Other amounts payable47/48€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€459€459=
Other operating charges640/8€1k€2k▲
Gross operating margin9900€48k€56k▲
Operating profit (loss)9901€46k€54k▲
Financial income75/76B€4€1▼
Recurring financial income75€4€1▼
Financial charges65/66B€569€283▼
Recurring financial charges65€569€283▼
Profit (loss) for the period before taxes9903€45k€54k▲
Income taxes67/77€299€374▲
Profit (loss) for the period9904€45k€53k▲
Profit (loss) for the period to be appropriated9905€45k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-56k€-3k▲
Profit (loss) brought forward from the previous period14P€-101k€-56k▲
Profit to be distributed694/7-€25k
Directors or managers695-€25k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 147 days late
2025
31-03
Financial
Highest result since 2019net €53k ▲18.6%
Operating result €54k, net result €53k, both a record.
31-03
Financial
Liquidity doublescurrent ratio 1.65
Current ratio from 0.81 to 1.65; short-term debt falls from €72k to €38k.
2024
22-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
22-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 388 days late
22-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 753 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Weakest financial yearnet €9k ▼44.9%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
19-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 51 days late
2016
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopoldslei 442930 BrasschaatGround area
843 m²
Building footprint
128 m²
Volume, LiDAR
901 m³
Parcel 11324D0746/00M003, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KAMU
since 20102.190.540.508
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11324D0746/00M003 | Flanders | 843 m² | 1 · 128 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LOTUS EVENTS
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Of 7,508 companies in sector 56210 we hold annual accounts for 2,444. 1,720 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-06-2010
Fiscal year end31-03
Activities, NACEBEL
56210Event catering
47252Retail sale of beverages, general range
56101Full-service restaurants
56111Full-service restaurants
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0499362990