Caféa
ActiveThe computed 12-month bankruptcy probability of Caféa is 7.4% (elevated). The 2024 annual accounts show negative equity (€-10k) and a net result of €-6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 18939 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
21
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-70
Solvency0▼-10
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
7.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.52 against 0.83 in 2023; short-term debt: 128.4% and cash: 38% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-74.6%
Return on assets
-49.3%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year €-10k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-10-2025, 74 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
74 d late
2023
83 d late
2022
71 d late
2021
2 d early
2020
48 d late
2019
52 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-10k▼ 195%
2023 · €-3k
2019: €4k
2020: €5k
2021: €2k
2022: €-5k
2023: €-3k
2019 → 2024
Total assets
€13k▼ 41.2%
2023 · €22k
2019: €8k
2020: €11k
2021: €12k
2022: €21k
2023: €22k
2019 → 2024
Net result
€-6k
2023 · €1k
2019: €-2k
2020: €697
2021: €-3k
2022: €-6k
2023: €1k
2019 → 2024
Working capital
€-8k▼ 139%
2023 · €-3k
2019: €3k
2020: €4k
2021: €2k
2022: €-3k
2023: €-3k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€5k-€2k▼ 62.9%€-5k€-3k▲ 27.1%€-10k▼ 195%
Operating result€834-€-3k€-6k▼ 112%€2k€-6k
Net result€697-€-3k€-6k▼ 112%€1k€-6k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €6k after €2k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €13k
Fixed assets
€4k▼ 29.1%
Current assets
€9k▼ 45.8%
Key figures and ratios
EBITDA
€-4k▼
2023 · €4k
Cash flow
€-5k▼
2023 · €3k
Solvency
-74.6%▼
2023 · -14.9%
Current ratio
0.52▼
2023 · 0.83
Quick ratio
0.30▼
2023 · 0.53
Debt / equity
-2.34▲
2023 · -7.71
ROA
-49.3%▼
2023 · 5.5%
Interest coverage
-5.41▼
2023 · 5.32
Debt
€23k▼
2023 · €25k
Debt ≤ 1 year
€17k▼
2023 · €19k
Debt > 1 year
€6k=
2023 · €6k
Staff costs
€25k▼
2023 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€22k€13k▼
Fixed assets21/28€6k€4k▼
Tangible fixed assets22/27€6k€4k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€16k€9k▼
Stocks and contracts in progress3€6k€4k▼
Stocks30/36€6k€4k▼
Amounts receivable within one year40/41€147-
Trade receivables40€147-
Cash at bank and in hand54/58€9k€5k▼
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€22k€13k▼
Equity10/15€-3k€-10k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-10k€-16k▼
Amounts payable17/49€25k€23k▼
Amounts payable after more than one year17€6k€6k=
Financial debts170/4€6k€6k=
Amounts payable within one year42/48€19k€17k▼
Financial debts43€3k€1k▼
Credit institutions430/8€3k€1k▼
Trade debts44€8k€4k▼
Suppliers440/4€8k€4k▼
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€4k€3k▼
Remuneration and social security454/9€5k€7k▲
Other amounts payable47/48€171€891▲
Income statement
Code20232024
Remuneration, social security and pensions62€30k€25k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€3k€2k▼
Gross operating margin9900€36k€23k▼
Operating profit (loss)9901€2k€-6k▼
Financial income75/76B€2€14▲
Recurring financial income75€2€14▲
Financial charges65/66B€691€726▲
Recurring financial charges65€691€726▲
Profit (loss) for the period before taxes9903€1k€-6k▼
Profit (loss) for the period9904€1k€-6k▼
Profit (loss) for the period to be appropriated9905€1k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-16k▼
Profit (loss) brought forward from the previous period14P€-11k€-10k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 74 days late
2024
31-12
Financial
Weakest financial yearnet €-6k ▼623%
Net result drops to €-6k, the lowest in the series.
22-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 83 days late
2023
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 48 days late
2020
31-12
Financial
Back to profitnet €697
Net result €697 after one loss-making year.
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pater Geversplein 83945 Tessenderlo-HamGround area
2,346 m²
Building footprint
315 m²
Volume, LiDAR
2 m³
Parcel 71033A0585/00W000, Flanders · tallest building 0.2 m. Linked by address, not a title deed.
1 establishment unit
Caféa
since 20192.287.825.865
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71033A0585/00W000 | Flanders | 2,346 m² | 1 · 315 m² | 0.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 1,591 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-02-2019
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:cleolemmens@gmail.com
Phone:0472346893