Café Pastis

Active

Private limited companyfounded 201610 yrs activeDiestseweg 2, 2440 Geel, BelgiumKBO/BCE: BE 0654.849.077

The computed 12-month bankruptcy probability of Café Pastis is 2.4% (moderate). The 2024 annual accounts show equity of €33k and a net result of €-7k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 42% of 18942 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

41 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability14▼-75

Solvency45▼-3

Growth32▼-46

Track record100

Bankruptcy probability, 12 months

2.4% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days only on tighter terms

Liquidity tight (current ratio 1.45 against 1.6 in 2023; short-term debt: 30.4% and cash: 8.1% of total assets), and 80% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

20%

Return on assets

-4.2%

Age of the figures

21 mo

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-09-2025, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 8 filings

Deviation from the deadline

2025

not confirmed

2024

41 d late

2023

23 d late

2022

22 d late

2021

29 d late

2020

31 d late

2019

87 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€33k▼ 17.2%

2023 · €40k

2018: €37k 2019: €41k 2020: €27k 2021: €8k 2022: €12k 2023: €40k

2018 → 2024

Total assets

€166k▼ 6.7%

2023 · €178k

2018: €125k 2019: €120k 2020: €146k 2021: €122k 2022: €113k 2023: €178k

2018 → 2024

Net result

€-7k

2023 · €28k

2018: €1k 2019: €4k 2020: €-14k 2021: €-19k 2022: €4k 2023: €28k

2018 → 2024

Working capital

€22k▼ 23.9%

2023 · €29k

2018: €-5k 2019: €-11k 2020: €-4k 2021: €-9k 2022: €-9k 2023: €29k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€27k-€8k▼ 71.5%€12k▲ 54.3%€40k▲ 243%€33k▼ 17.2%

Operating result€-25k-€-24k▲ 5.3%€-4k▲ 81.7%€19k€-17k

Net result€-14k-€-19k▼ 34.8%€4k€28k▲ 591%€-7k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2024: a loss of €17k after €19k in 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €166k

56.1%

43.9%

Fixed assets €93k▼ 6.3%

Current assets €73k▼ 7.2%

Equity and liabilities €166k

20.0%

80.0%

Equity €33k▼ 17.2%

Debt €133k▼ 3.7%

The debt ratio rises from 77.5% to 80.0%. Equity and debt are lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€-5k▼

2023 · €84k

Cash flow

€6k▼

2023 · €93k

Solvency

20.0%▼

2023 · 22.5%

Current ratio

1.45▼

2023 · 1.60

Quick ratio

1.27▼

2023 · 1.51

Debt / equity

4.00▲

2023 · 3.44

ROE

-20.8%▼

2023 · 70.8%

ROA

-4.2%▼

2023 · 16.0%

Interest coverage

-1.39▼

2023 · 35.40

Debt

€133k▼

2023 · €138k

Debt ≤ 1 year

€50k▲

2023 · €49k

Debt > 1 year

€82k▼

2023 · €89k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€178k€166k▼

Fixed assets21/28€99k€93k▼

Tangible fixed assets22/27€99k€93k▼

Land and buildings22€14k€9k▼

Plant, machinery and equipment23€9k€7k▼

Furniture and vehicles24€76k€77k▲

Current assets29/58€78k€73k▼

Stocks and contracts in progress3€4k€9k▲

Stocks30/36€4k€9k▲

Amounts receivable within one year40/41€35k€51k▲

Trade receivables40€28k€21k▼

Other amounts receivable41€7k€30k▲

Cash at bank and in hand54/58€39k€13k▼

Equity and liabilities

Total equity and liabilities10/49€178k€166k▼

Equity10/15€40k€33k▼

Contributions10/11€17k€19k▲

Reserves13€2k€0▼

Non-distributable reserves130/1€2k€0▼

Reserves not available under the articles1311€2k€0▼

Profit (loss) carried forward14€21k€14k▼

Amounts payable17/49€138k€133k▼

Amounts payable after more than one year17€89k€82k▼

Financial debts170/4€89k€82k▼

Amounts payable within one year42/48€49k€50k▲

Financial debts43€11k€22k▲

Credit institutions430/8€11k€22k▲

Trade debts44€31k€23k▼

Suppliers440/4€31k€23k▼

Taxes, remuneration and social security45€3k€6k▲

Taxes450/3€3k€6k▲

Other amounts payable47/48€4k-

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€13k▼

Other operating charges640/8€11k€2k▼

Gross operating margin9900€95k€-3k▼

Operating profit (loss)9901€19k€-17k▼

Financial income75/76B€12k€14k▲

Recurring financial income75€12k€14k▲

Non-recurring financial income76B€12k-

Financial charges65/66B€2k€3k▲

Recurring financial charges65€2k€3k▲

Profit (loss) for the period before taxes9903€29k€-7k▼

Income taxes67/77€250-

Profit (loss) for the period9904€28k€-7k▼

Profit (loss) for the period to be appropriated9905€28k€-7k▼

Appropriation of the result

Profit (loss) to be appropriated9906€21k€14k▼

Profit (loss) brought forward from the previous period14P€-7k€21k▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 11Financial 3Filings 8

2025

10-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 41 days late

2024

23-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 23 days late

2023

31-12

Financial Highest result since 2018net €28k ▲591%

Operating result €19k, net result €28k, both a record.

22-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 22 days late

2022

31-12

Financial Back to profitnet €4k

Net result €4k after 2 loss-making years.

29-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 29 days late

2021

31-12

Financial Weakest financial yearnet €-19k

Net result drops to €-19k, the lowest in the series; recovery starts the following year.

31-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 31 days late

2020

26-10

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 87 days late

2019

13-09

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 44 days late

2018

27-08

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 27 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Geel · 1 establishment unit since 2016

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Diestseweg 22440 Geel

Ground area

104 m²

Building footprint

88 m²

Volume, LiDAR

785 m³

Parcel 13008H0507/00H000, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Cafe Pastis

Diestseweg 2, 2440 GeelAgents in non-specialised wholesale trade

since 20162.253.601.691

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13008H0507/00H000	Flanders	104 m²	1 · 88 m²	11.5 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 4,117 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded20-05-2016

Fiscal year end31-12

Activities, NACEBEL

56301Cafés and bars

46190Agents in non-specialised wholesale trade

Sources

Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.