Café Canelé
ActiveThe computed 12-month bankruptcy probability of Café Canelé is 2.0% (moderate). The 2025 annual accounts show equity of €135k and a net result of €89k. Its solvency ranks better than 65% of 800 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+14
Solvency72▲+22
Growth78
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.1 against 1.17 in 2024; short-term debt: 26.5% and cash: 50.6% of total assets), but 52.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.3%
Return on assets
31.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
23 d early
2024
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€135k▲ 194%
2024 · €46k
2024: €46k
2024 → 2025
Total assets
€286k▲ 54.4%
2024 · €185k
2024: €185k
2024 → 2025
Net result
€89k▲ 243%
2024 · €26k
2024: €26k
2024 → 2025
Working capital
€84k▲ 858%
2024 · €9k
2024: €9k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€46k-€135k▲ 194%
Operating result€38k-€126k▲ 231%
Net result€26k-€89k▲ 243%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 231% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €286k
Fixed assets
€127k▲ 0.7%
Current assets
€160k▲ 168%
Equity and liabilities €286k
Equity
€135k▲ 194%
Debt
€151k▲ 8.4%
The debt ratio falls from 75.2% to 52.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€140k▲
2024 · €47k
Cash flow
€104k▲
2024 · €35k
Solvency
47.3%▲
2024 · 24.8%
Current ratio
2.10▲
2024 · 1.17
Quick ratio
2.02▲
2024 · 1.12
Debt / equity
1.12▼
2024 · 3.02
ROE
66.0%▲
2024 · 56.6%
ROA
31.2%▲
2024 · 14.1%
Interest coverage
11.50▲
2024 · 5.98
Debt
€151k▲
2024 · €139k
Debt ≤ 1 year
€76k▲
2024 · €51k
Debt > 1 year
€75k▼
2024 · €88k
Income taxes
€24k▲
2024 · €4k
Staff costs
€43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€185k€286k▲
Fixed assets21/28€126k€127k▲
Intangible fixed assets21-€2k
Tangible fixed assets22/27€122k€121k▼
Land and buildings22€104k€94k▼
Plant, machinery and equipment23€12k€12k▼
Furniture and vehicles24€7k€15k▲
Financial fixed assets28€4k€4k=
Current assets29/58€60k€160k▲
Stocks and contracts in progress3€3k€7k▲
Stocks30/36€3k€7k▲
Amounts receivable within one year40/41€4k€8k▲
Trade receivables40€628€1k▲
Other amounts receivable41€3k€7k▲
Cash at bank and in hand54/58€53k€145k▲
Equity and liabilities
Total equity and liabilities10/49€185k€286k▲
Equity10/15€46k€135k▲
Contributions10/11€20k€20k=
Outside capital11€20k€20k=
Other1109/19€20k€20k=
Reserves13€26k€115k▲
Distributable reserves133€26k€115k▲
Amounts payable17/49€139k€151k▲
Amounts payable after more than one year17€88k€75k▼
Financial debts170/4€88k€75k▼
Amounts payable within one year42/48€51k€76k▲
Current portion of amounts payable after more than one year42€13k€13k▲
Trade debts44€4k€13k▲
Suppliers440/4€4k€13k▲
Taxes, remuneration and social security45-€12k
Taxes450/3-€4k
Remuneration and social security454/9-€8k
Other amounts payable47/48€34k€38k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€43k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€14k▲
Other operating charges640/8€236€1k▲
Gross operating margin9900€47k€184k▲
Operating profit (loss)9901€38k€126k▲
Financial income75/76B€36€0▼
Recurring financial income75€36€0▼
Financial charges65/66B€8k€12k▲
Recurring financial charges65€8k€12k▲
Profit (loss) for the period before taxes9903€30k€113k▲
Income taxes67/77€4k€24k▲
Profit (loss) for the period9904€26k€89k▲
Profit (loss) for the period to be appropriated9905€26k€89k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€89k▲
Transfer to equity691/2€26k€89k▲
To other reserves6921€26k€89k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €100kEq €135k ▲194%
2 profitable years in a row build equity to €135k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Lozanastraat 1212018 AntwerpenGround area
3,429 m²
Building footprint
363 m²
Volume, LiDAR
7,023 m³
2 parcels, Flanders · tallest building 27.1 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Café Canelé
since 20232.349.161.440
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D2462/00R003 | Flanders | 2,910 m² | 1 · 175 m² | 27.1 m · 8 fl. |
| 11810K1602/00M014 | Flanders | 519 m² | 1 · 188 m² | 20.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.349.161.440
Similar companies · same sector, comparable size
PUUR BAKKERIJ
BE 0458.300.650
Temse · Eq €135k
ZOLDERSE BAKKER
BE 0731.812.639
Heusden-Zolder · Eq €136k
BAKKERIJ VERMOESEN BRUNO
BE 0834.970.555
Liedekerke · Eq €135k
ACTIEF BAKKERIJ
BE 0673.644.016
Lokeren · Eq €135k
BERTS BAKKERIJ
BE 1004.427.872
Eeklo · Eq €136k
Of 4,227 companies in sector 10712 we hold annual accounts for 1,871. 1,590 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-08-2023
Fiscal year end31-12
Activities, NACEBEL
10712Artisanal bread and fresh pastry making
56301Cafés and bars
10720Manufacture of food products
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.