Café Bikoro

Active

Private limited companyfounded 20206 yrs activeMiddenakkers 6, 2470 Retie, BelgiumKBO/BCE: BE 0751.724.957

The computed 12-month bankruptcy probability of Café Bikoro is 3.2% (moderate). The 2025 annual accounts show equity of €56k and a net result of €3k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 69% of 3620 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

49 / 100

Fair▼ -7 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability26▼-74

Solvency63▲+8

Growth52=

Stability100

Bankruptcy probability, 12 months

3.2% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €3k at 30 days acceptable

Liquidity short (current ratio 0.6 against 0.53 in 2024), and 51.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

48.7%

Return on assets

2.6%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

14 d early

2024

25 d late

2023

27 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€56k▲ 5.6%

2024 · €53k

2023: €41k 2024: €53k

2023 → 2025

Total assets

€114k▼ 5.9%

2024 · €121k

2023: €113k 2024: €121k

2023 → 2025

Net result

€3k▼ 74.7%

2024 · €12k

2023: €20k 2024: €12k

2023 → 2025

Working capital

€-23k▲ 26.8%

2024 · €-32k

2023: €-40k 2024: €-32k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€41k-€53k▲ 28.3%€56k▲ 5.6%

Operating result€25k-€15k▼ 40.3%€4k▼ 72.3%

Net result€20k-€12k▼ 42.9%€3k▼ 74.7%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has fallen two years in a row; 2025 is 72% below 2024 and is the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €114k

69.2%

30.8%

Fixed assets €79k▼ 6.7%

Current assets €35k▼ 4.0%

Equity and liabilities €114k

48.7%

51.3%

Equity €56k▲ 5.6%

Debt €59k▼ 14.7%

The debt ratio falls from 56.6% to 51.3%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€18k▼

2024 · €28k

Cash flow

€17k▼

2024 · €25k

Solvency

48.7%▲

2024 · 43.4%

Current ratio

0.60▲

2024 · 0.53

Quick ratio

0.52▲

2024 · 0.43

Debt / equity

1.05▼

2024 · 1.30

ROE

5.3%▼

2024 · 22.1%

ROA

2.6%▼

2024 · 9.6%

Interest coverage

38.61▼

2024 · 47.65

Debt

€59k▼

2024 · €69k

Debt ≤ 1 year

€59k▼

2024 · €69k

Income taxes

€793▼

2024 · €3k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€121k€114k▼

Fixed assets21/28€85k€79k▼

Intangible fixed assets21€44k€39k▼

Tangible fixed assets22/27€37k€37k▼

Plant, machinery and equipment23€2k€2k▼

Furniture and vehicles24€6k€8k▲

Leasing and similar rights25€4k-

Other tangible fixed assets26€26k€28k▲

Financial fixed assets28€3k€3k=

Current assets29/58€37k€35k▼

Stocks and contracts in progress3€7k€5k▼

Stocks30/36€7k€5k▼

Amounts receivable within one year40/41€7k€4k▼

Trade receivables40€6k€3k▼

Other amounts receivable41€1k€2k▲

Cash at bank and in hand54/58€20k€25k▲

Deferred charges and accrued income490/1€2k€1k▼

Equity and liabilities

Total equity and liabilities10/49€121k€114k▼

Equity10/15€53k€56k▲

Contributions10/11€1k€1k=

Reserves13€52k€55k▲

Distributable reserves133€52k€55k▲

Amounts payable17/49€69k€59k▼

Amounts payable within one year42/48€69k€59k▼

Current portion of amounts payable after more than one year42€4k-

Trade debts44€17k€7k▼

Suppliers440/4€17k€7k▼

Taxes, remuneration and social security45€9k€5k▼

Taxes450/3€9k€5k▼

Other amounts payable47/48€39k€47k▲

Income statement Code20242025

Remuneration, social security and pensions62€286-

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€14k▲

Other operating charges640/8€2k€2k▼

Gross operating margin9900€31k€20k▼

Operating profit (loss)9901€15k€4k▼

Financial income75/76B€13€1▼

Recurring financial income75€13€1▼

Financial charges65/66B€598€475▼

Recurring financial charges65€598€475▼

Profit (loss) for the period before taxes9903€15k€4k▼

Income taxes67/77€3k€793▼

Profit (loss) for the period9904€12k€3k▼

Profit (loss) for the period to be appropriated9905€12k€3k▼

Appropriation of the result

Profit (loss) to be appropriated9906€12k€3k▼

Transfer to equity691/2€12k€3k▼

To other reserves6921€12k€3k▼

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

Next filing, fiscal year 2026, expected by 31-07-2027

2026

17-07

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

31-12

Financial Weakest financial yearnet €3k ▼74.7%

Net result drops to €3k, the lowest in the series.

25-08

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema · 25 days late

2024

27-08

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema · 27 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Retie · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Middenakkers 62470 Retie

Ground area

927 m²

Building footprint

254 m²

Volume, LiDAR

1,407 m³

2 parcels, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Café Bikoro

Hesstraat 25, 2470 RetieCafés and bars

since 20202.306.334.554

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13632H0349/00D000	Flanders	639 m²	1 · 102 m²	10.5 m · 3 fl.
13632H0123/00L000	Flanders	288 m²	1 · 152 m²	7.2 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Retie2.306.334.554

1 permission

Drankgelegenheid · since 11-07-2023

Similar companies · same sector, comparable size

Hoogstraten · Eq €56k

MELODY'S

BE 0563.519.520

Sint-Gillis (bij-Brussel) · Eq €56k

Of 14,028 companies in sector 56301 we hold annual accounts for 4,894. 4,036 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded27-07-2020

Fiscal year end31-12

Activities, NACEBEL

56301Cafés and bars

82990Other business support services

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.