Café Carlos
ActiveThe computed 12-month bankruptcy probability of Café Carlos is 5.1% (elevated). The 2025 annual accounts show negative equity (€-34k) and a net result of €-5k. Equity is shrinking by ~30% per year across the filed fiscal years. Its solvency ranks better than 14% of 3616 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
20
/ 100
Critical▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-23
Solvency38▲+5
Growth32=
Stability100
Bankruptcy probability, 12 months
5.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.72 against 0.33 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-32.3%
Return on assets
-5%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€34k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
5 d early
2024
26 d early
2023
18 d early
2022
32 d late
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€124k
EBIT margin
-4.1%
Net result
€-5k▲ 24.8%
2024 · €-7k
2021: €-5k
2022: €-16k
2023: €-4k
2024: €-7k
2021 → 2025
Working capital
€-40k▼ 6.4%
2024 · €-37k
2021: €-2k
2022: €-27k
2023: €-33k
2024: €-37k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€124k-
Equity€-2k-€-18k▼ 759%€-22k▼ 19.3%€-29k▼ 31.9%€-34k▼ 18.2%
Operating result€-5k-€-16k▼ 216%€-3k▲ 79.3%€-4k▼ 13.6%€-3k▲ 23.0%
Net result€-5k-€-16k▼ 215%€-4k▲ 78.2%€-7k▼ 97.8%€-5k▲ 24.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €4k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets
€6k▼ 34.1%
Current assets
€100k▲ 435%
Key figures and ratios
EBITDA
€-44▲
2024 · €-713
Cash flow
€-2k▲
2024 · €-4k
Solvency
-32.3%▲
2024 · -106.3%
Current ratio
0.72▲
2024 · 0.33
Quick ratio
0.72▲
2024 · 0.33
Debt / equity
-4.10▼
2024 · -1.94
ROE
15.4%▼
2024 · 24.2%
ROA
-5.0%▲
2024 · -25.7%
Interest coverage
-6.19
Debt
€140k▲
2024 · €56k
Debt ≤ 1 year
€140k▲
2024 · €56k
Income taxes
€2k▼
2024 · €3k
Staff costs
€22k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€27k€106k▲
Fixed assets21/28€8k€6k▼
Tangible fixed assets22/27€8k€5k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€6k€4k▼
Financial fixed assets28€125€125=
Current assets29/58€19k€100k▲
Amounts receivable within one year40/41€18k€96k▲
Trade receivables40€18k€96k▲
Cash at bank and in hand54/58€114€2k▲
Deferred charges and accrued income490/1€275€2k▲
Equity and liabilities
Total equity and liabilities10/49€27k€106k▲
Equity10/15€-29k€-34k▼
Contributions10/11€3k€3k=
Capital10€3k€3k=
Issued capital100€3k€3k=
Profit (loss) carried forward14€-32k€-37k▼
Amounts payable17/49€56k€140k▲
Amounts payable within one year42/48€56k€140k▲
Trade debts44€8k€10k▲
Suppliers440/4€8k€10k▲
Advances received on contracts in progress46-€91k
Taxes, remuneration and social security45€6k€6k▼
Taxes450/3€4k€4k▼
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48€42k€33k▼
Income statement
Code20242025
Remuneration, social security and pensions62€27k€22k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€4k€5k▲
Gross operating margin9900€30k€28k▼
Operating profit (loss)9901€-4k€-3k▲
Financial income75/76B€3-
Recurring financial income75€3-
Financial charges65/66B-€7
Recurring financial charges65-€7
Profit (loss) for the period before taxes9903€-4k€-3k▲
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€-7k€-5k▲
Profit (loss) for the period to be appropriated9905€-7k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-32k€-37k▼
Profit (loss) brought forward from the previous period14P€-25k€-32k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
05-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Turnhoutsebaan 2322140 AntwerpenGround area
292 m²
Building footprint
293 m²
Volume, LiDAR
2,748 m³
Parcel 11006A0617/00E000, Flanders · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Café Carlos
since 20202.298.365.906
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11006A0617/00E000 | Flanders | 292 m² | 1 · 293 m² | 15.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.298.365.906
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 13,832 companies in sector 56301 we hold annual accounts for 4,808.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2020
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.