CAF'HEY
ActiveThe computed 12-month bankruptcy probability of CAF'HEY is 2.8% (moderate). The 2025 annual accounts show equity of €68k and a net result of €15k. Equity is growing by ~59.9% per year across the filed fiscal years. Its solvency ranks better than 74% of 13270 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-11
Solvency84▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.06 against 1.08 in 2024; short-term debt: 9.6% and cash: 15.6% of total assets), and 41.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.7%
Return on assets
13.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
10 d early
2024
2 d early
2023
27 d late
2022
4 d early
2021
4 d early
2020
3 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€20k
EBIT margin
-50.0%
Net result
€15k▼ 39.7%
2024 · €26k
2018: €20
2019: €-11k
2020: €-4k
2021: €6k
2022: €7k
2023: €10k
2024: €26k
2018 → 2025
Working capital
€12k▲ 736%
2024 · €1k
2018: €-12k
2019: €-15k
2020: €-6k
2021: €7k
2022: €-526
2023: €1k
2024: €1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€17k▲ 73.7%€27k▲ 60.3%€52k▲ 97.0%€68k▲ 29.7%
Operating result€6k-€7k▲ 17.9%€7k▲ 0.7%€26k▲ 247%€21k▼ 18.6%
Net result€6k-€7k▲ 19.5%€10k▲ 42.1%€26k▲ 158%€15k▼ 39.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €115k
Fixed assets
€92k▼ 3.5%
Current assets
€23k▲ 20.9%
Equity and liabilities €115k
Equity
€68k▲ 29.7%
Debt
€48k▼ 23.8%
The debt ratio falls from 54.5% to 41.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▼
2024 · €33k
Cash flow
€22k▼
2024 · €32k
Solvency
58.7%▲
2024 · 45.5%
Current ratio
2.06▲
2024 · 1.08
Quick ratio
1.93▲
2024 · 1.08
Debt / equity
0.70▼
2024 · 1.20
ROE
22.9%▼
2024 · 49.2%
ROA
13.4%▼
2024 · 22.4%
Interest coverage
13.84▼
2024 · 133.11
Debt
€48k▼
2024 · €63k
Debt ≤ 1 year
€11k▼
2024 · €18k
Debt > 1 year
€37k▼
2024 · €45k
Income taxes
€4k
Staff costs
€4k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€115k€115k▲
Fixed assets21/28€96k€92k▼
Tangible fixed assets22/27€96k€92k▼
Plant, machinery and equipment23€2k€5k▲
Furniture and vehicles24€94k€87k▼
Current assets29/58€19k€23k▲
Stocks and contracts in progress3-€1k
Stocks30/36-€1k
Amounts receivable within one year40/41€14k€4k▼
Trade receivables40€5k€955▼
Other amounts receivable41€9k€3k▼
Cash at bank and in hand54/58€5k€18k▲
Deferred charges and accrued income490/1€108-
Equity and liabilities
Total equity and liabilities10/49€115k€115k▲
Equity10/15€52k€68k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€34k€49k▲
Amounts payable17/49€63k€48k▼
Amounts payable after more than one year17€45k€37k▼
Financial debts170/4€45k€37k▼
Amounts payable within one year42/48€18k€11k▼
Trade debts44€10k€11k▲
Suppliers440/4€10k€11k▲
Taxes, remuneration and social security45€2k€0▼
Taxes450/3€159-
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€5k-
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€24k€4k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€517€609▲
Non-recurring operating charges66A€141€6▼
Gross operating margin9900€57k€33k▼
Operating profit (loss)9901€26k€21k▼
Financial charges65/66B€245€2k▲
Recurring financial charges65€245€2k▲
Profit (loss) for the period before taxes9903€26k€19k▼
Income taxes67/77-€4k
Profit (loss) for the period9904€26k€15k▼
Profit (loss) for the period to be appropriated9905€26k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€49k▲
Profit (loss) brought forward from the previous period14P€8k€34k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €26k ▲158%
Operating result €26k, net result €26k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-11k ▼53546%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Joseph Genotstraat 541080 Sint-Jans-MolenbeekGround area
101 m²
Building footprint
79 m²
Volume, LiDAR
644 m³
Parcel 21526D0026/00H002, Brussels · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Joseph Genotstraat 54, 1080 Sint-Jans-Molenbeek
since 20172.266.217.829
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21526D0026/00H002 | Brussels | 101 m² | 1 · 79 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Jans-Molenbeek2.266.217.829
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,192 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2017
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
56210Event catering
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.