Equity
€55,475 ▲ 24.0%
Binômes has made a profit without a break since 2021.
Binômes
Lifetime
8 annual accounts with figures on one time axispeak €121,540 (2022)
€32,275▼ 63.0%
lowest -€18,336 (2019)
€10,731▼ 70.0%
peak €55,475 (2025)
€55,475▲ 24.0%
€69,388▼ 44.6%
peak 3.8 FTE (2019)
-not published
Board2 names since 2018
2 directorsVAN LANDEGHEM Cyrielle and 1 other
Documentsfilings and deeds
29-10-202690 days late
2025micro format
Gross margin from €87,156 to €32,275Result from €35,794 to €10,731Equity from €44,743 to €55,475Debts from €125,258 to €69,388
Key points
from the 2025 annual accountsChecked score
53
Fair
Financially stronger than 65% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.2%
01-2025: 4.1%▼ -0.1 percentage points vs 12-2024
02-2025: 4.1%● unchanged vs 01-2025
03-2025: 4.1%● unchanged vs 02-2025
04-2025: 4.1%● unchanged vs 03-2025
05-2025: 4.1%● unchanged vs 04-2025
06-2025: 4.0%▼ -0.1 percentage points vs 05-2025
07-2025: 4.0%● unchanged vs 06-2025
08-2025: 5.1%▲ +1.1 percentage points vs 07-2025
09-2025: 5.4%▲ +0.3 percentage points vs 08-2025
10-2025: 6.8%▲ +1.4 percentage points vs 09-2025highest value
11-2025: 3.3%▼ -3.5 percentage points vs 10-2025
12-2025: 3.2%▼ -0.1 percentage points vs 11-2025
01-2026: 3.1%▼ -0.1 percentage points vs 12-2025
02-2026: 3.1%● unchanged vs 01-2026
03-2026: 3.1%● unchanged vs 02-2026
04-2026: 3.1%● unchanged vs 03-2026
05-2026: 3.0%▼ -0.1 percentage points vs 04-2026
06-2026: 2.6%▼ -0.4 percentage points vs 05-2026lowest value
07-2026: 2.6%● unchanged vs 06-2026
08-2026: 3.7%▲ +1.1 percentage points vs 07-2026
09-2026: 4.1%▲ +0.4 percentage points vs 08-2026
10-2026: 2.6%▼ -1.5 percentage points vs 09-2026
11-2026: 2.6%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 90 days late; 3 of the last 3 accounts late
Size: total assets €124,863
Sector: Food and beverage service activities (NACE 56)
lowers risk
Liquidity: current ratio 1.55, cash €42,918
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 63% of them on solvency, 75% on liquidity, 55% on profitability and 69% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as Binômes has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Binômes itself is higher: 2.6% within 12 months. It rests on far more data about Binômes than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for Binômes. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.55 (1.33 in 2024), above the usual 1.5. Short-term debt is 45.8% and cash 34.4% of total assets. However, 55.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €55,475
raises risk · 2025 accounts filed 90 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-10-2026, 90 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filingsDeviation from the deadline
2025
90 days late
2024
92 days late
2023
70 days late
2022
133 days late
2021
79 days late
2020
180 days late
2019
69 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 102 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 October (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0694977383
Changes of role: VAN LANDEGHEM Cyrielle (statutory director) and SEREDYNSKI Stéphane (statutory director)
Legal-form conversion: from private limited company (pre-2019) to private limited company · Director discharge: VAN LANDEGHEM Cyrielle · Director discharge: SEREDYNSKI Stéphane · General meeting of 03-09-2020 · Gazette deed
Appointment: Seredynski Stéphane (manager)
General meeting of 18-03-2019 · Gazette deed
New establishment in Andenne
Mmmhhh, Rue Tramaka 39A
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Binômes Andenne | €124,863 | €32,275 | 44.4% | - |
| Aux délices de la Semois Vresse-sur-Semois | €129,559 | €33,284 | 76.6% | - |
| SPPS Antwerp | €124,040 | €34,597 | -14.4% | - |
| Sartess Lanaken | €121,094 | €30,278 | 48.9% | - |
| BRASILEIRINHO Sint-Gillis (bij-Brussel) | €118,209 | €35,363 | 38.2% | - |
| DELICE PASTA Vilvoorde | €114,406 | €28,995 | 54.0% | - |
| CAF'HEY Molenbeek-Saint-Jean | €115,386 | €32,768 | 58.7% | - |
These companies have the same main activity as Binômes: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €114,000 and €130,000, founded between 2017 and 2018.
Official details
Source: KBO- Status
- Active since 23-04-2018Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112and 2 others
- Joint committee
- 302Hotels and catering · annual accounts 2025
- Establishment units
- 2.279.294.5184000 Liège, since 01-10-2018
- 2.286.004.0475300 Andenne, since 18-03-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 13-01-2026
Insights on Binômes
Binômes files the micro format. That format states no turnover. The gross margin rose from €8,185 in 2018 to €32,275 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Binômes
- What is the company number of Binômes?
- The company number of Binômes is 0694.977.383. The VAT number is the same number with BE in front: BE 0694.977.383.
- Where is Binômes based?
- The registered office is at Rue Tramaka 39, 5300 Andenne.Company details
- What does Binômes do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of Binômes?
- Binômes is a private limited company (BV).
- When was Binômes founded?
- Binômes was founded on 23-04-2018.
- Is Binômes still active?
- Yes, Binômes is an active enterprise in the KBO register.
- How many employees does Binômes have?
- Binômes had an average of 0.5 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- Which joint committee does Binômes fall under?
- In its 2025 annual accounts, Binômes states joint committee 302 (Hotels and catering).
- What is the turnover of Binômes?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €32,275 and 67 comparable companies (NACE 56112). It probably lies between €140,000 and €240,000. In financial year 2022 turnover was €0.
- Is Binômes profitable?
- In financial year 2025, Binômes made a profit of €10,731.
- Where can I find the annual accounts of Binômes?
- Binômes filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Binômes due?
- Binômes must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.