Active BE 0876.257.121Private limited company

CADS

Dr. Roosensplein 43 ·2930 Brasschaat, Belgium· 20 yrs active

Sector: Detailhandel in huishoudtextiel en beddengoed (47512)

Conclusion Checked

CADS has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-98k) and a net result of €-34k. The computed 12-month bankruptcy probability is 0.7% (low).

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€-98k
Net result	€-34k
Staff (FTE)	1
Active	20 yrs

Financial profile 4 of 5 axes measured · computed by Checked

58 / 100

Mixed profile: strong on profitability, weaker on health.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 10

Profitability 100

Solvency 37

Growth -

Stability 85

Bankruptcy probability (12 mo) Checked model v1 · free

0.7% Low

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 2005, 20 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

10 / 100 Critical

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview20 NBB filings

Annual accounts filed on 31-08-2026 with the NBB · fiscal year 2025 · micro

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€-15k
Net profit	€-34k
Cash flow	€-25k
Staff costs	€35k
Income taxes	€387
Dividends	-
Total assets	€253k
Equity	€-98k
Debt	€351k
of which ≤ 1y	€329k
of which > 1y	€22k
Working capital	€-112k
Employees (FTE)	1.0

Ratios (computed)

	2025
Current ratio	0.66
Quick ratio	0.08
Working capital ratio	-44.3%
Solvency	-38.9%
Debt / equity	-3.57
Long-term debt ratio	-0.22
Interest coverage	-1.29
Gross margin	-
Net margin	-
ROA	-13.3%
ROE	34.3%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €36k · 14.1% Current assets €217k · 85.9%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€253k
Fixed assets	21/28	€36k
Tangible fixed assets	22/27	€35k
Financial fixed assets	28	€950
Current assets	29/58	€217k
Stocks & contracts in progress	3	€191k
Amounts receivable within one year	40/41	€5k
Cash & bank	54/58	€20k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€253k
Equity	10/15	€-98k
Contributions / capital	10/11	€19k
Accumulated profits (losses)	14	€-117k
Amounts payable	17/49	€351k
Amounts payable after one year	17	€22k
Amounts payable within one year	42/48	€329k
Trade debts payable within one year	44	€41k
Income statement
Gross operating margin	9900	€12k
Operating result	9901	€-23k
Financial income	75	€1k
Financial charges	65	€11k
Result before taxes	9903	€-33k
Income taxes	67/77	€387
Net result for the period	9904	€-34k
Result to be appropriated	9905	€-34k

Ratios computed by Checked.

Directors & mandates 2 directors

Current directors & mandates

Marc DE SWERT
Director
State Gazette act 23482093 (28-12-2023)

Current
28-12-2023 → present
Sophie VERBRUGGEN
Director
State Gazette act 23482093 (28-12-2023)

Current
28-12-2023 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Detailhandel in huishoudtextiel en beddengoed(47512)
Legal form	Private limited company(610)
Incorporation	26-09-2005
Status	Active
Postal code	2930

Establishment units 1 location

Caress

Dr. Roosensplein 43, 2930 BrasschaatDetailhandel in onderkleding, lingerie, strand- en badkleding

since 20052.149.786.551

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11324D0720/00A003	Flanders	259 m²	1 · 290 m²	10.4 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

31-08-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

2025

29-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

27-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

28-12-2023

State Gazette act Director changes

Rebecca Loontiens

01-09-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

31-08-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

2021

11-08-2021

NBB filing Annual accounts filed

fiscal year 2020 · micro

2020

12-10-2020

NBB filing Annual accounts filed

fiscal year 2019 · micro

2019

29-08-2019

NBB filing Annual accounts filed

fiscal year 2018 · micro

2018

24-08-2018

NBB filing Annual accounts filed

fiscal year 2017 · micro

2017

29-08-2017

NBB filing Annual accounts filed

fiscal year 2016 · micro

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2023

28-12-2023 2 directors appointed Director changes·Rebecca Loontiens

Sophie VERBRUGGEN, Bestuurder
Marc DE SWERT, Bestuurder

Notary: Rebecca Loontiens · Antwerpen

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Detailhandel in huishoudtextiel en beddengoed47512Detailhandel in onderkleding, lingerie en strand- en badkleding47714Detailhandel in textiel52410Detailhandel in onderkleding, lingerie, strand- en badkleding52425

Primary activity highlighted.

Names & trade names

Legal nameNL

CADS

Registered office

Dr. Roosensplein 43

2930 Brasschaat, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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