Summary
CADECOM is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €525,362 and a net result of €147,980. Equity has been growing by about 25% per year since 2021. Its solvency ranks better than 61% of 9,750 sector peers (NACE 64, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 18-03-2021 Normal situation
- Activity
- Activities of holding companies NACE 64210
- Establishment unit
- 2.317.412.944 5080 La Bruyère, since 18-03-2021
- Financial year end
- 31 December
- Peppol
- Reachable
Board and ownership
- Holdings
- Shares in 2 companies ARANEOS and Evasio-Voyages
Financial position
- Profit
- €147,980
- ▲ 62.1%
- Equity
- €525,362
- ▲ 15.5%
- Total assets
- €817,822
- ▲ 5.4%
- 2025 accounts filed 61 days after the deadline
Signalsraises risk2025 accounts filed 61 days lateShow the evidence
Checked score
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
The company filed its last 5 accounts on average 46 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 61 days after the deadline Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00540731.
Annual accounts 2025 filed on 30-09-2026 at the NBB all 5 filings
2021 to 2025, 5 financial years
The operating result for 2025 is a loss of €2,781, larger than the loss of €2,714 in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Securities and guarantees
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Carrying value of the other pledged assets | €600,000 | €600,000 | €600,000 | €600,000 | €600,000 |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Intangible fixed assets | €1,730 | - | - | - | - |
| Financial fixed assets | €600,000 | - | - | €25,000 | - |
| Depreciation and write-downs of the year | €1,730 | - | - | - | - |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Comparable companies
These companies have the same main activity as CADECOM: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €734,000 and €886,000, founded between 2020 and 2021.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| CADECOM La Bruyère | 2021 | €817,822 | €525,362 | -€2,380 | €147,980 | 2025 |
| Be Someone Consulting Peer | 2021 | €837,145 | -€1,682 | -€932 | -€1,318 | 2025 |
| 5D Solutions Lummen | 2021 | €807,171 | €13,122 | -€1,335 | €499 | 2025 |
| EDDY VERMONDEN Malle | 2021 | €885,601 | €882,818 | -€995 | €26,309 | 2025 |
| Neom Invest Sint-Niklaas | 2021 | €734,454 | €221,152 | -€1,595 | €23,629 | 2025 |
| RDH Investment Partners Brecht | 2021 | €757,769 | €353,290 | -€854 | -€17,939 | 2025 |
| BLMA Herentals | 2020 | €879,793 | €274,368 | -€20,909 | -€8,814 | 2025 |
They were chosen from the 20,097 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,730 | - | - | - | - | - |
| Other operating charges640/8 | €348 | €348 | €384 | €387 | €401 | ▲ 3.5% |
| Gross operating margin9900 | -€614 | -€2,763 | -€2,849 | -€2,327 | -€2,380 | ▼ 2.3% |
| Operating profit (loss)9901 | -€2,692 | -€3,111 | -€3,233 | -€2,714 | -€2,781 | ▼ 2.5% |
| Financial income75/76B | €140,000 | €130,000 | €130,070 | €96,386 | €152,364 | ▲ 58.1% |
| Recurring financial income75 | €140,000 | €130,000 | €130,070 | €96,386 | €152,364 | ▲ 58.1% |
| Financial charges65/66B | €1,165 | €4,280 | €3,598 | €2,380 | €1,603 | ▼ 32.7% |
| Recurring financial charges65 | €1,165 | €4,280 | €3,598 | €2,380 | €1,603 | ▼ 32.7% |
| Profit (loss) for the period before taxes9903 | €136,143 | €122,609 | €123,239 | €91,292 | €147,980 | ▲ 62.1% |
| Profit (loss) for the period9904 | €136,143 | €122,609 | €123,239 | €91,292 | €147,980 | ▲ 62.1% |
| Profit (loss) for the period to be appropriated9905 | €136,143 | €122,609 | €123,239 | €91,292 | €147,980 | ▲ 62.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €742,147 | €804,933 | €768,172 | €775,923 | €817,822 | ▲ 5.4% |
| Fixed assets21/28 | €600,000 | €600,000 | €600,000 | €625,000 | €625,000 | = |
| Financial fixed assets28 | €600,000 | €600,000 | €600,000 | €625,000 | €625,000 | = |
| Current assets29/58 | €142,147 | €204,933 | €168,172 | €150,923 | €192,822 | ▲ 27.8% |
| Amounts receivable within one year40/41 | €140,000 | €130,000 | €130,021 | €106,137 | €158,225 | ▲ 49.1% |
| Other amounts receivable41 | €140,000 | €130,000 | €130,021 | €106,137 | €158,225 | ▲ 49.1% |
| Cash at bank and in hand54/58 | €2,147 | €74,933 | €38,151 | €44,786 | €34,597 | ▼ 22.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €742,147 | €804,933 | €768,172 | €775,923 | €817,822 | ▲ 5.4% |
| Equity10/15 | €141,143 | €263,753 | €386,991 | €454,754 | €525,362 | ▲ 15.5% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €136,143 | €258,753 | €381,991 | €449,754 | €520,362 | ▲ 15.7% |
| Amounts payable17/49 | €601,004 | €541,181 | €381,181 | €321,169 | €292,460 | ▼ 8.9% |
| Amounts payable after more than one year17 | €540,000 | €480,000 | €320,000 | €235,000 | €150,142 | ▼ 36.1% |
| Financial debts170/4 | €540,000 | €480,000 | €320,000 | €235,000 | €150,142 | ▼ 36.1% |
| Amounts payable within one year42/48 | €61,004 | €61,181 | €61,181 | €86,169 | €142,318 | ▲ 65.2% |
| Current portion of amounts payable after more than one year42 | €60,000 | €60,000 | €60,000 | €60,000 | €60,000 | = |
| Trade debts44 | €454 | - | - | €9 | €2,314 | ▲ 257× |
| Suppliers440/4 | €454 | - | - | €9 | €2,314 | ▲ 257× |
| Taxes, remuneration and social security45 | €550 | €550 | €550 | €4,079 | €13,065 | ▲ 220% |
| Taxes450/3 | €550 | €550 | €550 | €4,079 | €13,065 | ▲ 220% |
| Other amounts payable47/48 | - | €631 | €631 | €22,081 | €66,938 | ▲ 203% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €136,143 | €122,609 | €123,239 | €91,292 | €147,980 | ▲ 62.1% |
| + Depreciation and write-downs630 | €1,730 | - | - | - | - | - |
| Operating cash flow (approximation) | €137,873 | €122,609 | €123,239 | €91,292 | €147,980 | ▲ 62.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€25,000 | €0 | - |
| Change in cash | - | €72,786 | -€36,782 | €6,635 | -€10,190 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (5)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-09-2026 | 2026-00540731 | NBB |
| 31-12-2024 | micro format | 29-08-2025 | 2025-00452403 | |
| 31-12-2023 | micro format | 21-08-2024 | 2024-00355384 | |
| 31-12-2022 | micro format | 29-09-2023 | 2023-00459437 | |
| 31-12-2021 | micro format | 27-09-2022 | 2022-20436286 |
Board & ownership
Directors
Owners and capital
Owners
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| CASSART Bernard |
|
| CASSART Caroline |
|
| CASSART Nicolas |
|
| DEGEHET Françoise |
|
Network & group
Holdings and subsidiaries
2 holdingsHoldings 2
Source for every holding own accounts 2025
- ARANEOSsubsidiaryEquity €221,149 Profit of €156,337 in 2025 (profit of €99,209 in 2024) Checked score 87100%
- Evasio-VoyagessubsidiaryEquity €9,203 Loss of €19,213 in 2025 (profit of €3,416 in 2024) Checked score 50100%
Connections & network
4 current directorsThe network starts from the directors of CADECOM. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 92036B0241/00G002 | Wallonia | 662 m² | 1 · 95 m² | 9.2 m · 3 |