Skip to content

Cachet Schrijnwerken

Active
Private limited companyfounded 2015active for 11 yearsKlokhof 2, 8750 Wingene, BelgiumKBO/BCE: BE 0635.583.887
Summary

Cachet Schrijnwerken has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €528,555 and a net result of €280,526. Equity has been growing by about 21% per year since 2019. Its solvency ranks better than 28% of 9,898 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

Source: KBO
Status
Active since 17-08-2015 Normal situation
Activity
Joinery installation NACE 43320
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 31-03-2022
Establishment unit
2.245.348.773 8750 Wingene, since 17-08-2015
Financial year end
31 March
Peppol
Reachable since 07-04-2025

Board and ownership

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts to 31-03-2025
Gross margin
€1.1m
▲ 66.5%
Turnover
≈ €3.0m
estimated
Profit
€280,526
▲ 27×
Equity
€528,555
▲ 113%
Total assets
€2.0m
▲ 21.8%
Employees on 31-03-2025
9
▲ 12.5%
  • 2026 accounts not filed, 3 days past the deadline
Score breakdownraises riskFigures for financial year 2025 (filed on 02-12-2025)Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 1.85, cash €331,715Profit of €280,526 (financial year 2025)Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 61% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 51+11
equity 26.1% of total assets
Liquidity 56+22
short-term debt 32.6% · cash 16.4%
Profitability 86+16
return on assets 13.8%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 3.4% 01-2025: 3.4%● unchanged vs 12-2024 02-2025: 3.4%● unchanged vs 01-2025 03-2025: 3.4%● unchanged vs 02-2025 04-2025: 3.4%● unchanged vs 03-2025 05-2025: 3.4%● unchanged vs 04-2025 06-2025: 3.4%● unchanged vs 05-2025 07-2025: 3.6%▲ +0.2 percentage points vs 06-2025 08-2025: 4.1%▲ +0.5 percentage points vs 07-2025 09-2025: 4.0%▼ -0.1 percentage points vs 08-2025 10-2025: 4.3%▲ +0.3 percentage points vs 09-2025 11-2025: 5.1%▲ +0.8 percentage points vs 10-2025 12-2025: 6.6%▲ +1.5 percentage points vs 11-2025highest value 01-2026: 0.6%▼ -6.0 percentage points vs 12-2025 02-2026: 0.5%▼ -0.1 percentage points vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.4%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.8%▲ +0.4 percentage points vs 09-2026 11-2026: 0.9%▲ +0.1 percentage points vs 10-2026
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.85 (1.16 in 2024), above the usual 1.5. Short-term debt is 32.6% and cash 16.4% of total assets. However, 73.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 28% of them on solvency, 53% on liquidity, 70% on profitability and 92% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Figures for financial year 2025 (filed on 02-12-2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.85, cash €331,715
NBB · annual accounts
lowers risk · Profit of €280,526 (financial year 2025)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-11-2025, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2026
not filed
2025
27 days late
2024
18 days late
2023
30 days late
2022
30 days late
2021
29 days late
2020
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 27 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €10,408 to €280,526 ▲ 27× View
  • Positive: Higher net result than 91% of companies in specialised constructionsector median €26,845 · 9,890 companies €280,526 View

Recent changes

  1. · Gazette deed 2 directors appointed, 2 reappointedReappointments: VARREWAERE Kurt (statutory director) and SEYNAEVE Alexander (statutory director) · Appointments: VARREWAERE Kurt (statutory director) and SEYNAEVE Alexander (statutory director)
  2. · Gazette deed Registered office moved from Izegem to WingeneNew seat: 8750 Wingene, Klokhof 2 · Previous seat: 8870 Izegem, Filip de Pillecynstraat 4
  3. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as Cachet Schrijnwerken: joinery installation (NACE 43320). They are comparable in size and age: total assets between €1.9m and €2.9m, founded between 2011 and 2016.

CompanyTotal assetsGross margin
Cachet Schrijnwerken Wingene€2.0m€1.1m
VEISTERS Waregem€2.2m€1.3m
Trappenmakerij Wim Van Loon Essen€1.9m€0.9m
BELINAMUR Namur€2.0m€1.0m
BP INTERIEUR DESIGN Kinrooi€2.1m€1.4m
WINDOUT Wervik€2.9m€1.1m
BENOIT KORNEEL Wevelgem€2.2m€1.0m
Full comparison

Key facts about Cachet Schrijnwerken

What is the company number of Cachet Schrijnwerken?
The company number of Cachet Schrijnwerken is 0635.583.887. The VAT number is the same number with BE in front: BE 0635.583.887.
Where is Cachet Schrijnwerken based?
The registered office is at Klokhof 2, 8750 Wingene.Company details
What does Cachet Schrijnwerken do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of Cachet Schrijnwerken?
The legal form of Cachet Schrijnwerken is Private limited company (BV).
When was Cachet Schrijnwerken founded?
Cachet Schrijnwerken was founded on 17-08-2015.
Is Cachet Schrijnwerken still active?
Yes, Cachet Schrijnwerken is an active enterprise in the KBO register.
How many employees does Cachet Schrijnwerken have?
Cachet Schrijnwerken had an average of 9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Cachet Schrijnwerken fall under?
In its 31-03-2022 annual accounts, Cachet Schrijnwerken states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of Cachet Schrijnwerken?
The turnover in financial year 2025 is ≈ €3.0m. This figure is estimated from the gross margin of €1.1m and 68 comparable companies (NACE 43). It probably lies between €2.3m and €4.0m.
Is Cachet Schrijnwerken profitable?
In financial year 2025, Cachet Schrijnwerken made a profit of €280,526.
Where can I find the annual accounts of Cachet Schrijnwerken?
Cachet Schrijnwerken filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.