Cabinet dentaire LAST
ActiveSummary
Cabinet dentaire LAST has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €14k. Equity is growing by ~18.4% per year across the filed fiscal years. Its solvency ranks better than 26% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency55▼-26
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.74 against 0.97 in 2024; short-term debt: 58.4% and cash: 29% of total assets), and 70.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.9%
Return on assets
25.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
38 d late
2024
50 d late
2023
30 d late
2022
60 d late
2021
31 d late
2020
41 d late
2019
14 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€14k▼ 63.6%
2024 · €38k
2018: €-12k
2019: €-3k
2020: €13k
2021: €26k
2022: €5k
2023: €-1k
2024: €38k
2018 → 2025
Working capital
€-8k▼ 1,097%
2024 · €-697
2018: €-2k
2019: €-4k
2020: €9k
2021: €-4k
2022: €4k
2023: €-6k
2024: €-697
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€28k▲ 19.1%€27k▼ 4.6%€34k▲ 25.9%€16k▼ 51.9%
Operating result€30k-€6k▼ 79.5%€152▼ 97.5%€50k▲ 32,655%€20k▼ 60.2%
Net result€26k-€5k▼ 82.3%€-1k€38k€14k▼ 63.6%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 60% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55k
Fixed assets
€31k ▼ 16.0%
Current assets
€24k ▲ 0.6%
Equity and liabilities €55k
Equity
€16k ▼ 51.9%
Debt
€38k ▲ 44.8%
Debt's share of the balance-sheet total rises from 43.8% to 70.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€35k▼
2024 · €66k
Cash flow
€29k▼
2024 · €54k
Current ratio
0.74▼
2024 · 0.97
Debt to equity
2.35▲
2024 · 0.78
ROE
84.4%▼
2024 · 111.6%
ROA
25.2%▼
2024 · 62.7%
Interest coverage
34.78▼
2024 · 219.01
Debt ≤ 1 year
€32k▲
2024 · €24k
Debt > 1 year
€6k▲
2024 · €2k
Income taxes
€5k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€61k€55k▼
Fixed assets21/28€37k€31k▼
Tangible fixed assets22/27€37k€31k▼
Plant, machinery and equipment23€15k€21k▲
Furniture and vehicles24€22k€10k▼
Current assets29/58€23k€24k▲
Amounts receivable within one year40/41€10k€5k▼
Trade receivables40€3k-
Other amounts receivable41€7k€5k▼
Cash at bank and in hand54/58€12k€16k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€61k€55k▼
Equity10/15€34k€16k▼
Contributions10/11€12k€12k=
Reserves13€616€616=
Non-distributable reserves130/1€616€616=
Reserves not available under the articles1311€616€616=
Profit (loss) carried forward14€21k€3k▼
Amounts payable17/49€27k€38k▲
Amounts payable after more than one year17€2k€6k▲
Financial debts170/4€2k€6k▲
Amounts payable within one year42/48€24k€32k▲
Current portion of amounts payable after more than one year42€15k€14k▼
Financial debts43€2-
Other loans439€2-
Trade debts44€473€406▼
Suppliers440/4€473€406▼
Taxes, remuneration and social security45€9k€18k▲
Taxes450/3€9k€18k▲
Other amounts payable47/48€339€66▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€15k▼
Other operating charges640/8€1k€853▼
Gross operating margin9900€67k€36k▼
Operating profit (loss)9901€50k€20k▼
Financial charges65/66B€302€1k▲
Recurring financial charges65€302€1k▲
Profit (loss) for the period before taxes9903€50k€19k▼
Income taxes67/77€12k€5k▼
Profit (loss) for the period9904€38k€14k▼
Profit (loss) for the period to be appropriated9905€38k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€43k€35k▼
Profit (loss) brought forward from the previous period14P€5k€21k▲
Transfer from equity791/2€9k-
Profit to be distributed694/7€31k€32k▲
Return on contributions (dividend)694€31k€32k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 38 days late
2025
19-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 50 days late
2024
31-12
Financial
Back to profitnet €38k
Net result €38k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
10-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 41 days late
2020
31-12
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Marcel Lecomte(NR) 1845000 NamurGround area
1,718 m²
Building footprint
135 m²
Volume, LiDAR
849 m³
Parcel 92302F0006/00R003, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Marcel Lecomte(NR) 184, 5000 Namur
since 20112.200.853.586
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92302F0006/00R003 | Wallonia | 1,718 m² | 1 · 135 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0731.796.605
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DENTALISO
BE 1019.082.295
Liège · Eq €16,133
ORNELLA DOEVI
BE 0794.538.975
Verviers · Eq €16,606
Benedenti Tienen
BE 0826.544.423
Berlaar · Eq €15,892
Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 1,887 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2011
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.