Cabinet dentaire A. MATHY
ActiveSummary
The computed 12-month bankruptcy probability of Cabinet dentaire A. MATHY is 2.3% (moderate). The 2025 annual accounts show equity of €254k and a net result of €66k. Equity is growing by ~35.3% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+1
Solvency100=
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 5.5 against 3.56 in 2024; short-term debt: 13.9% and cash: 55.9% of total assets), and 13.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.1%
Return on assets
22.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
7 d late
2024
14 d late
2023
21 d late
2022
23 d late
2021
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€254k▲ 35.3%
2024 · €188k
2021: €62k
2022: €103k
2023: €139k
2024: €188k
2021 → 2025
Total assets
€296k▲ 30.6%
2024 · €226k
2021: €259k
2022: €309k
2023: €181k
2024: €226k
2021 → 2025
Net result
€66k▲ 35.8%
2024 · €49k
2021: €52k
2022: €40k
2023: €36k
2024: €49k
2021 → 2025
Working capital
€185k▲ 88.8%
2024 · €98k
2021: €-69k
2022: €-12k
2023: €41k
2024: €98k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€103k▲ 64.6%€139k▲ 35.2%€188k▲ 35.2%€254k▲ 35.3%
Operating result€73k-€58k▼ 20.4%€52k▼ 10.1%€69k▲ 32.0%€92k▲ 33.5%
Net result€52k-€40k▼ 23.0%€36k▼ 10.2%€49k▲ 35.0%€66k▲ 35.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 34% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €296k
Fixed assets
€69k ▼ 23.2%
Current assets
€227k ▲ 66.0%
Equity and liabilities €296k
Equity
€254k ▲ 35.3%
Debt
€41k ▲ 7.5%
Debt's share of the balance-sheet total falls from 16.9% to 13.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€113k▲
2024 · €89k
Cash flow
€87k▲
2024 · €69k
Current ratio
5.50▲
2024 · 3.56
Debt to equity
0.16▼
2024 · 0.20
ROE
26.1%▲
2024 · 26.0%
ROA
22.5%▲
2024 · 21.6%
Interest coverage
593.42▲
2024 · 163.51
Debt ≤ 1 year
€41k▲
2024 · €38k
Income taxes
€26k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€226k€296k▲
Fixed assets21/28€90k€69k▼
Intangible fixed assets21€72k€60k▼
Tangible fixed assets22/27€18k€9k▼
Plant, machinery and equipment23€1k€172▼
Furniture and vehicles24€14k€7k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€137k€227k▲
Amounts receivable within one year40/41€5k€12k▲
Trade receivables40€5k€12k▲
Other amounts receivable41€400-
Current investments50/53€50k€50k=
Cash at bank and in hand54/58€81k€165k▲
Equity and liabilities
Total equity and liabilities10/49€226k€296k▲
Equity10/15€188k€254k▲
Contributions10/11€10k€10k=
Reserves13€178k€244k▲
Distributable reserves133€178k€244k▲
Profit (loss) carried forward14€88€88=
Amounts payable17/49€38k€41k▲
Amounts payable within one year42/48€38k€41k▲
Current portion of amounts payable after more than one year42€9k-
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€6k€17k▲
Taxes450/3€6k€17k▲
Other amounts payable47/48€21k€21k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€21k▲
Other operating charges640/8€367€380▲
Gross operating margin9900€90k€113k▲
Operating profit (loss)9901€69k€92k▲
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€545€190▼
Recurring financial charges65€545€190▼
Profit (loss) for the period before taxes9903€68k€93k▲
Income taxes67/77€19k€26k▲
Profit (loss) for the period9904€49k€66k▲
Profit (loss) for the period to be appropriated9905€49k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€67k▲
Profit (loss) brought forward from the previous period14P€88€88=
Transfer to equity691/2€49k€66k▲
To other reserves6921€49k€66k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial
Highest result since 2021net €66k ▲35.8%
Operating result €92k, net result €66k, both a record.
31-12
Financial
Equity above €200kEq €254k ▲35.3%
5 profitable years in a row build equity to €254k.
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Equity above €150kEq €188k ▲35.2%
4 profitable years in a row build equity to €188k.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Weakest financial yearnet €36k ▼10.2%
Net result drops to €36k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 2.25
Current ratio from 0.94 to 2.25; short-term debt falls from €188k to €33k.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Equity above €100kEq €103k ▲64.6%
2 profitable years in a row build equity to €103k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aywaille · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Louis Libert 234920 AywailleGround area
162 m²
Building footprint
69 m²
Parcel 62009B0114/00N002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Cabinet dentaire A. MATHY
since 20212.314.227.879
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62009B0114/00N002 | Wallonia | 162 m² | 1 · 69 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2021
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:albanmathy@gmail.com