Cabinet Bede
ActiveSummary
Cabinet Bede has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €337,860 and a net result of -€142,039. Equity is shrinking by about 8.1% per year across the filed financial years. Its solvency ranks better than 58% of 3,849 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
- Staff
- 2.5 FTE
- Equity
- €337,860
- Loss
- -€142,039
- Largest shareholder
- OVERATH LAURENT · 40.72%
Why 80raises riskLoss of €142,039, the second in a row (financial year 2025)1 change of registered office in 24 monthslowers riskLiquidity: current ratio 2.47, cash €104,108Sector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence
Checked score
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 58% on solvency, 48% on liquidity, 4% on profitability and 18% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 3 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · full…
- Permanent representative: Laurent OverathRegistered-office move
- Weakest financial yearnet -€142,039
Financials · financial year 2025, full format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result stays negative: a loss of €143,535 in 2025 against €119,558 in 2024; the loss grows and 2025 has the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 5,835 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 84.5% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,835 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €8,264 | €0 | €2,829 | €0 | - | - |
| Remuneration, social security and pensions62 | - | - | - | €283,278 | €284,107 | €313,003 | €263,441 | €233,313 | ▼ 11.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23,978 | €14,782 | €14,000 | €9,399 | €9,068 | €3,654 | €10,973 | €10,834 | ▼ 1.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €577 | €1,160 | €14,923 | €1,572 | €1,880 | ▲ 19.6% |
| Other operating charges640/8 | - | - | - | €7,498 | €2,328 | €1,990 | €2,869 | €1,480 | ▼ 48.4% |
| Gross operating margin9900 | €341,328 | €196,493 | €345,876 | €409,826 | €235,904 | €232,546 | €159,296 | €103,972 | ▼ 34.7% |
| Operating profit (loss)9901 | -€27,720 | -€95,662 | €45,961 | €109,074 | -€60,759 | -€101,025 | -€119,558 | -€143,535 | ▼ 20.1% |
| Financial income75/76B | - | - | - | €3,717 | €11,002 | €4,294 | €6,443 | €5,977 | ▼ 7.2% |
| Recurring financial income75 | €6,645 | €9,679 | €7,041 | €3,717 | €11,002 | €4,294 | €6,443 | €5,977 | ▼ 7.2% |
| Financial charges65/66B | - | - | - | €5,848 | €6,099 | €6,546 | €7,105 | €3,895 | ▼ 45.2% |
| Recurring financial charges65 | €5,693 | €3,848 | €3,137 | €5,848 | €6,099 | €6,546 | €7,105 | €3,895 | ▼ 45.2% |
| Profit (loss) for the period before taxes9903 | -€26,768 | -€89,831 | €49,866 | €106,943 | -€55,857 | -€103,276 | -€120,221 | -€141,452 | ▼ 17.7% |
| Income taxes67/77 | €487 | €671 | €384 | €7,236 | €367 | €501 | €497 | €587 | ▲ 18.1% |
| Profit (loss) for the period9904 | -€27,255 | -€90,502 | €49,481 | €99,707 | -€56,224 | -€103,778 | -€120,717 | -€142,039 | ▼ 17.7% |
| Transfer from tax-exempt reserves789 | - | - | - | €18,750 | €0 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | -€27,255 | -€90,502 | €49,481 | €118,457 | -€56,224 | -€103,778 | -€120,717 | -€142,039 | ▼ 17.7% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €867,692 | €766,357 | €857,216 | €938,542 | €888,056 | €809,172 | €676,130 | €539,254 | ▼ 20.2% |
| Fixed assets21/28 | €56,391 | €41,609 | €27,609 | €20,725 | €12,937 | €17,396 | €38,168 | €43,898 | ▲ 15.0% |
| Intangible fixed assets21 | €782 | €0 | - | - | - | - | - | - | - |
| Tangible fixed assets22/27 | €53,938 | €39,938 | €25,938 | €19,775 | €11,988 | €16,446 | €37,218 | €42,948 | ▲ 15.4% |
| Plant, machinery and equipment23 | - | - | - | €10,484 | €8,595 | €8,060 | €0 | - | - |
| Furniture and vehicles24 | - | - | - | €5,199 | €0 | €5,636 | €35,108 | €26,386 | ▼ 24.8% |
| Other tangible fixed assets26 | - | - | - | €4,093 | €3,392 | €2,751 | €2,110 | €16,562 | ▲ 685% |
| Financial fixed assets28 | €1,671 | €1,671 | €1,671 | €950 | €950 | €950 | €950 | €950 | = |
| Current assets29/58 | €811,301 | €724,748 | €829,607 | €917,817 | €875,118 | €791,776 | €637,962 | €495,357 | ▼ 22.4% |
| Amounts receivable within one year40/41 | €451,735 | €432,854 | €461,501 | €452,244 | €466,197 | €518,359 | €432,391 | €351,197 | ▼ 18.8% |
| Trade receivables40 | - | - | - | €142,019 | €150,862 | €184,987 | €110,557 | €76,644 | ▼ 30.7% |
| Other amounts receivable41 | - | - | - | €310,225 | €315,336 | €333,372 | €321,834 | €274,553 | ▼ 14.7% |
| Current investments50/53 | - | - | - | - | - | - | €100,000 | €33,333 | ▼ 66.7% |
| Cash at bank and in hand54/58 | €353,319 | €289,138 | €357,900 | €462,632 | €397,087 | €260,707 | €94,165 | €104,108 | ▲ 10.6% |
| Deferred charges and accrued income490/1 | - | - | - | €2,941 | €11,834 | €12,711 | €11,406 | €6,718 | ▼ 41.1% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €867,692 | €766,357 | €857,216 | €938,542 | €888,056 | €809,172 | €676,130 | €539,254 | ▼ 20.2% |
| Equity10/15 | €751,932 | €661,429 | €710,911 | €760,618 | €704,394 | €600,616 | €479,899 | €337,860 | ▼ 29.6% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | - | - | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | - | - | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €83,789 | €83,789 | €83,789 | €65,039 | €65,039 | €65,039 | €65,039 | €65,039 | = |
| Non-distributable reserves130/1 | - | - | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | - | - | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Tax-exempt reserves132 | - | - | - | €0 | - | - | - | - | - |
| Distributable reserves133 | - | - | - | €58,839 | €58,839 | €58,839 | €58,839 | €58,839 | = |
| Profit (loss) carried forward14 | €606,143 | €515,641 | €565,122 | €633,579 | €577,355 | €473,577 | €352,860 | €210,821 | ▼ 40.3% |
| Amounts payable17/49 | €115,760 | €104,928 | €146,305 | €177,924 | €183,662 | €208,556 | €196,231 | €201,395 | ▲ 2.6% |
| Amounts payable within one year42/48 | €103,746 | €97,593 | €139,418 | €165,041 | €176,468 | €195,124 | €188,682 | €200,886 | ▲ 6.5% |
| Financial debts43 | - | - | - | - | - | - | - | €4,530 | - |
| Credit institutions430/8 | - | - | - | - | - | - | - | €4,530 | - |
| Trade debts44 | €55,266 | €60,253 | €89,000 | €75,737 | €80,124 | €159,208 | €169,698 | €166,852 | ▼ 1.7% |
| Suppliers440/4 | - | - | - | €75,737 | €80,124 | €159,208 | €169,698 | €166,852 | ▼ 1.7% |
| Taxes, remuneration and social security45 | - | - | - | €33,994 | €39,609 | €33,121 | €16,574 | €26,334 | ▲ 58.9% |
| Taxes450/3 | - | - | - | €5,299 | €7,640 | €547 | €2,915 | €5,289 | ▲ 81.4% |
| Remuneration and social security454/9 | - | - | - | €28,695 | €31,969 | €32,574 | €13,659 | €21,045 | ▲ 54.1% |
| Other amounts payable47/48 | - | - | - | €55,310 | €56,735 | €2,795 | €2,410 | €3,170 | ▲ 31.5% |
| Accrued charges and deferred income492/3 | - | - | - | €12,884 | €7,194 | €13,432 | €7,550 | €509 | ▼ 93.3% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€27,255 | -€90,502 | €49,481 | €99,707 | -€56,224 | -€103,778 | -€120,717 | -€142,039 | ▼ 17.7% |
| + Depreciation and write-downs630 | €23,978 | €14,782 | €14,000 | €9,399 | €9,068 | €3,654 | €10,973 | €10,834 | ▼ 1.3% |
| Operating cash flow (approximation) | -€3,277 | -€75,720 | €63,482 | €109,106 | -€47,156 | -€100,123 | -€109,744 | -€131,205 | ▼ 19.6% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€2,515 | -€1,280 | -€8,113 | -€31,745 | -€16,564 | ▲ 47.8% |
| Change in cash | - | -€64,181 | €68,761 | €104,733 | -€65,545 | -€136,381 | -€166,541 | €9,943 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 29 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | full format | 30-07-2026 | 2026-00375450 |
| 31-12-2024 | abbreviated format | 30-07-2025 | 2025-00359539 |
| 31-12-2023 | abbreviated format | 29-07-2024 | 2024-00296615 |
| 31-12-2022 | abbreviated format | 28-07-2023 | 2023-00292723 |
| 31-12-2021 | abbreviated format | 29-07-2022 | 2022-20269444 |
| 31-12-2020 | abbreviated format | 22-07-2021 | 2021-37900499 |
| 31-12-2019 | abbreviated format | 30-07-2020 | 2020-36600532 |
| 31-12-2018 | abbreviated format | 29-07-2019 | 2019-38100109 |
| 31-12-2017 | abbreviated format | 31-08-2018 | 2018-53400100 |
| 31-12-2016 | abbreviated format | 30-08-2017 | 2017-54400217 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2022 · 1 entry · €4,232 awarded · €4,232 paidPublic contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Owners
1 ownerOwners 1
-
40.72%
Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Capital and shareholders
- 25-07-2024 Capital stated in the deed · €62,000 · 2,500 shares
Group and network
Connections & network
The network starts from this company’s shareholders. What else they own or run appears here as nodes.
History
Acts, filings and financial milestones
21-01
Gazette deed
Permanent representative: Laurent OverathRegistered-office move4 facts ▸
- Board meeting, “artikel 2 van de gecoördineerde statuten, bestuursorgaan” (deed in Dutch)
- Registered-office move, Lambermontlaan 135 te 1030 Brussel
- Director in office, OVERATH LAURENT BV (managing director)
- Permanent representative, Laurent Overath
25-07
Gazette deed
Amendment of the articlesBoard rule · Capital · Power of attorney7 facts ▸
- General meeting, 25-04-2024
- Amendment of the articles, 2
- Board rule, “opheffing minimaal aantal bestuurders en orgaan van raad van bestuur”, 2 (deed in Dutch)
- Amendment of the articles
- Capital, €62,000
- Power of attorney, Toon Bieseman
- Registered office clause, “1030 Brussel, Generaal Wahislaan 15”, 5 (deed in Dutch)
Show earlier events
About the unread acts
Of the 8 Belgian Official Gazette deeds we know for this company, 2 have been read. The other 6 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 25 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21902A0423/00S002 | Brussels | 233 m² | 1 · 98 m² | 20.3 m · 6 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Cabinet Bede
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Brussels Hoofdstedelijk Gewest, administratieve zetels,agentschappen,werkhuizen,stapelplaatsen,bijkantoren in België of buitenland bij enkel…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “2) De algemene vergadering beslist het minimaal aantal bestuurders op te heffen, het orgaan van de raad van bestuur op te heffen en beslist…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Één of meer bestuurders, natuurlijke personen of rechtspersonen, al dan niet aandeelhouder” (deed in Dutch)“Kan bijzondere machten toekennen aan elke mandataris, geheel van bevoegdheden toegekend met delegatiemogelijkheid” (deed in Dutch)1 more provision on this in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Monday of June at 19:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Slechts door wil aandeelhouders bij besluit algemene vergadering volgens regels statutenwijziging, ontbinding kan bij 1/4 van uitgebrachte…” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Na aanzuivering schulden, lasten, vereffeningskosten en consignatie netto actief onder alle aandeelhouders in geldspeciën of effecten…” (deed in Dutch)