CABINET AVOCAT MC DELVIGNE
ActiveSummary
CABINET AVOCAT MC DELVIGNE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €367k and a net result of €50k. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 37.48 against 20.66 in 2024; short-term debt: 2.7% and cash: 99% of total assets), and 2.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.3%
Return on assets
13.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-02-2026, 155 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
155 d early
2024
163 d early
2023
149 d early
2022
153 d early
2021
145 d early
2020
145 d early
2019
144 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€367k▲ 15.6%
2024 · €317k
2018: €150k
2019: €155k
2020: €157k
2021: €176k
2022: €220k
2023: €266k
2024: €317k
2018 → 2025
Total assets
€377k▲ 13.2%
2024 · €333k
2018: €180k
2019: €192k
2020: €183k
2021: €217k
2022: €260k
2023: €292k
2024: €333k
2018 → 2025
Net result
€50k▼ 3.8%
2024 · €52k
2018: €15k
2019: €5k
2020: €2k
2021: €19k
2022: €44k
2023: €46k
2024: €52k
2018 → 2025
Working capital
€367k▲ 19.5%
2024 · €307k
2018: €141k
2019: €132k
2020: €144k
2021: €152k
2022: €201k
2023: €251k
2024: €307k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€176k-€220k▲ 25.0%€266k▲ 20.9%€317k▲ 19.4%€367k▲ 15.6%
Operating result€28k-€65k▲ 129%€69k▲ 5.9%€77k▲ 12.1%€74k▼ 3.3%
Net result€19k-€44k▲ 137%€46k▲ 4.4%€52k▲ 12.4%€50k▼ 3.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €377k
Equity
€367k ▲ 15.6%
Debt
€10k ▼ 35.6%
Debt's share of the balance-sheet total falls from 4.7% to 2.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€84k▼
2024 · €88k
Cash flow
€60k▼
2024 · €62k
Current ratio
37.48▲
2024 · 20.66
Debt to equity
0.03▼
2024 · 0.05
ROE
13.5%▼
2024 · 16.3%
ROA
13.2%▼
2024 · 15.5%
Interest coverage
299.26▼
2024 · 375.18
Debt ≤ 1 year
€10k▼
2024 · €16k
Income taxes
€24k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€333k€377k▲
Fixed assets21/28€10k-
Tangible fixed assets22/27€10k-
Furniture and vehicles24€10k-
Current assets29/58€323k€377k▲
Amounts receivable within one year40/41€81€780▲
Other amounts receivable41€81€780▲
Cash at bank and in hand54/58€320k€373k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€333k€377k▲
Equity10/15€317k€367k▲
Contributions10/11€12k€12k=
Reserves13€248k€298k▲
Distributable reserves133€248k€298k▲
Profit (loss) carried forward14€57k€57k=
Amounts payable17/49€16k€10k▼
Amounts payable within one year42/48€16k€10k▼
Current portion of amounts payable after more than one year42€6k-
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€5k▲
Other amounts payable47/48€5k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€10k▼
Other operating charges640/8€346€485▲
Gross operating margin9900€88k€85k▼
Operating profit (loss)9901€77k€74k▼
Financial income75/76B€7-
Recurring financial income75€7-
Financial charges65/66B€233€282▲
Recurring financial charges65€233€282▲
Profit (loss) for the period before taxes9903€77k€74k▼
Income taxes67/77€25k€24k▼
Profit (loss) for the period9904€52k€50k▼
Profit (loss) for the period to be appropriated9905€52k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€108k€106k▼
Profit (loss) brought forward from the previous period14P€57k€57k=
Transfer to equity691/2€52k€50k▼
To other reserves6921€52k€50k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €52k ▲12.4%
Operating result €77k, net result €52k, both a record.
04-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €220k ▲25%
5 profitable years in a row build equity to €220k.
08-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €2k ▼56.4%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
09-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gerpinnes
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Charon(LOV) 426280 GerpinnesGround area
156 m²
Building footprint
124 m²
Volume, LiDAR
696 m³
Parcel 52041A0258/00X003, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52041A0258/00X003 | Wallonia | 156 m² | 1 · 123 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BENOIT PHILIPPART de FOY
BE 0479.794.761
Watermaal-Bosvoorde · Eq €366,613
CHANTAL LEKEU
BE 0872.948.728
Grimbergen · Eq €366,576
JULIEN MOTLLO
BE 0644.964.678
Ukkel · Eq €367,040
Advocaat Filip De Preter
BE 0507.834.194
Leuven · Eq €367,096
BAAKN
BE 0777.447.872
Antwerpen · Eq €367,101
Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 6,435 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-01-2009
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.