Equity
-€65,253
Debts exceed assets in financial year 2025.
CA
Overview
Lifetime
4 annual accounts with figures on one time axispeak €76,493 (2023)
€11,015▼ 83.6%
lowest -€63,405 (2025)
-€63,405▼ €66,868
peak -€1,848 (2024)
-€65,253▼ €63,405
€169,760▲ 22.1%
Board2 names since 2021
1 director
Documentsfilings and deeds
15-07-202616 days before the deadline
2025micro format
Gross margin from €67,184 to €11,015Loss of €63,405Equity from -€1,848 to -€65,253Debts from €139,004 to €169,760Cash from €46,612 to €1,696
Key points
from the 2025 annual accountsTurnover
≈ €120,000 estimated
The micro format states no turnover.
Debts
€169,760 162% of the balance sheet
Financial debts 36%Suppliers 0%Taxes and wages 3%Other 60%
Of this, €76,477 falls due within a year.
Liquidity
0.36 was 0.88 in 2024
Short-term debts rose from €62,980 to €76,477.
Filings
4 annual accounts since 2022
The last four annual accounts were filed 6 to 125 days before the end of the period.
Position in the sector
-€63,405
Lower net result than 95% of companies in food and beverage service. Sector median €4,675 · 18,476 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 6,007 companies had the same profile as CA has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,007 companies, not a prediction for CA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered office moved within Oostkamp
New registered office: Wollestraat 28-8020 Oostkamp · Previous registered office: LOPPEMSESTRAAT 36-8020 OOSTKAMP · Resignation: (director) · General meeting of 01-04-2023 · Gazette deed
Incorporation
Founding capital of €25,000, 100 shares · Founder: · Appointment: (director) · published on 06-05-2021 · Gazette deed
First establishment
YUMM, Kortrijksestraat 74/000, Oostkamp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CA Oostkamp | €104,508 | €11,015 | -62.4% | - |
| BAR BAZAAR Lokeren | €99,806 | €12,131 | 72.4% | - |
| DOLMENS MAJESTHÉ Durbuy | €114,331 | €9,690 | 7.4% | - |
| BKS COMPANY Bilzen-Hoeselt | €101,094 | €13,385 | 31.9% | - |
| SCOTTINVEST Ixelles | €104,769 | €8,378 | 33.8% | - |
| MAPALA Liège | €131,744 | €10,674 | 42.3% | - |
| LES FRERES AFKIR Forest | €87,801 | €13,390 | 62.1% | - |
These companies have the same main activity as CA: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €87,800 and €132,000, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 04-05-2021Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Joint committee
- 302Hotels and catering · annual accounts 2025
- Establishment unit
- 2.316.816.8888020 Oostkamp, since 04-05-2021
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €11,015▼ 83.6%
- €63,405
- -€65,253▼ 3,431%
- €104,508▼ 23.8%
- 0.7 FTE▼ 81.6%
- Filing
- Filed on 15-07-2026, 16 days before the end of the filing period
Insights on CA
CA files the micro format. That format states no turnover. The gross margin fell from €61,931 in 2022 to €11,015 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 15-07-2026, 16 days before the deadline€11,015
▼ 83.6%
-€34,477
▼ €41,318
-€63,405
▼ €66,868
-€48,828
▼ €40,995
-62.4%
▼ 61.1 percentage points
0.36
▼ 0.51
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €120,000. Estimated: probably between €77,000 and €210,000.
Balance sheet
balance sheet total €104,508 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
-62.4%
Higher than 13% of 18,509 companies in 2025.
0.36
Higher than 18% of 17,864 companies in 2025.
-60.7%
Higher than 6% of 17,961 companies in 2025.
CA
Middle half of the sector
80% of the sector
Micro accounts in food and beverage service (NACE 56)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter
Staff
€43,088
Staff costs divided by the average number of full-time equivalents.
-1 person
people who joined
people who left
In 2025, 1 person joined and 2 left.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
104,508 | 137,156 | 112,529 | 125,852 | |
20 |
101 | 395 | 688 | 982 | |
21/28 |
76,757 | 81,614 | 95,762 | 109,199 | |
22/27 |
72,424 | 78,014 | 92,162 | 105,599 | |
23 |
28,007 | 24,315 | 29,181 | 34,047 | |
24 |
956 | 2,301 | 3,646 | 4,281 | |
26 |
43,461 | 51,398 | 59,335 | 67,271 | |
28 |
4,333 | 3,600 | 3,600 | 3,600 | |
29/58 |
27,650 | 55,148 | 16,079 | 15,671 | |
3 |
5,000 | 5,000 | 5,000 | 2,500 | |
30/36 |
5,000 | 5,000 | 5,000 | 2,500 | |
40/41 |
20,589 | 3,536 | 2,496 | 4,643 | |
40 |
19,878 | 3,418 | 1,938 | 3,964 | |
41 |
711 | 118 | 558 | 679 | |
54/58 |
1,696 | 46,612 | 8,583 | 5,043 | |
490/1 |
365 | - | - | 3,484 | |
| Balance sheet: equity and liabilities | |||||
10/49 |
104,508 | 137,156 | 112,529 | 125,852 | |
10/15 |
-65,253 | -1,848 | -5,311 | -15,330 | |
10/11 |
25,000 | 25,000 | 25,000 | 25,000 | |
14 |
-90,253 | -26,848 | -30,311 | -40,330 | |
17/49 |
169,760 | 139,004 | 117,839 | 141,182 | |
17 |
61,409 | 74,122 | 86,638 | 98,961 | |
170/4 |
61,409 | 74,122 | 86,638 | 98,961 | |
42/48 |
76,477 | 62,980 | 31,202 | 41,724 | |
42 |
12,713 | 12,516 | 12,323 | 12,132 | |
43 |
10 | - | - | - | |
430/8 |
10 | - | - | - | |
44 |
736 | 32,904 | 3,372 | 11,576 | |
440/4 |
736 | 32,904 | 3,372 | 11,576 | |
45 |
5,883 | 9,359 | 14,405 | 13,909 | |
450/3 |
5,592 | 5,894 | 5,749 | 6,879 | |
454/9 |
291 | 3,464 | 8,656 | 7,030 | |
47/48 |
57,135 | 8,201 | 1,101 | 4,107 | |
492/3 |
31,874 | 1,902 | - | 497 | |
| Income statement | |||||
9900 |
11,015 | 67,184 | 76,493 | 61,931 | |
62 |
30,162 | 43,735 | 48,192 | 75,479 | |
630 |
14,685 | 14,442 | 14,366 | 20,476 | |
640/8 |
646 | 2,167 | 382 | 936 | |
9901 |
-34,477 | 6,841 | 13,553 | -34,959 | |
75/76B |
2,492 | 9 | 52 | 72 | |
75 |
2,492 | 9 | 52 | 72 | |
65/66B |
31,278 | 3,387 | 3,585 | 5,443 | |
65 |
3,970 | 3,387 | 3,585 | 5,443 | |
66B |
27,308 | - | - | - | |
9903 |
-63,264 | 3,463 | 10,020 | -40,330 | |
67/77 |
141 | - | - | - | |
9904 |
-63,405 | 3,463 | 10,020 | -40,330 | |
9905 |
-63,405 | 3,463 | 10,020 | -40,330 | |
| Appropriation of the result | |||||
9906 |
-90,253 | -26,848 | -30,311 | -40,330 | |
14P |
-26,848 | -30,311 | -40,330 | - | |
| Social balance sheet | |||||
9087 |
0.7 | 3.8 | 3.8 | 3.7 | |
Hours worked1013 |
956 | 3,513 | 3,944 | 2,560 | |
| Document | |||||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 15-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankSubsidies and aid
Flemish government 2022, 1 entry, €1,080 awarded, €1,080 paid
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| -19,792 | 21,282 | 27,919 | -14,484 | ||
| -48,720 | 17,904 | 24,385 | -19,855 | ||
| 9,535 | 294 | 635 | 129,189 | ||
| -44,916 | 38,029 | 3,540 | - | ||
| -48,828 | -7,833 | -15,123 | -26,054 | ||
| -62.4% | -1.3% | -4.7% | -12.2% | ||
| 0.36 | 0.88 | 0.52 | 0.38 | ||
| 0.30 | 0.80 | 0.36 | 0.32 | ||
| -60.7% | 2.5% | 8.9% | -32.0% | ||
| -4.99 | 6.28 | 7.79 | -2.66 |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2025 | 31-12-2024 | 31-12-2023 | 31-12-2022 |
|---|---|---|---|---|
| Employees at the balance-sheet date | - | 2 | 2 | 2 |
| full-time | - | 2 | 2 | 1 |
| part-time | - | - | - | 1 |
| in full-time equivalents | - | 2 | 2 | 2 |
| 0.7 | 3 | 3 | 2.8 | |
| On a permanent contract | - | 2 | 2 | 1 |
| Joined | 1 | - | 56 | 39 |
| Left | 2 | - | 56 | 39 |
Source: social balance sheet in the 2022 to 2025 annual accounts
Securities and guarantees
on own assets and for others| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| - | - | - | €100,000 |
Source: notes to the 2022 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | €8,802 | - | €635 | €125,589 |
| Financial fixed assets | €733 | - | - | €3,600 |
| €14,685 | €14,442 | €14,366 | €20,476 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on CA
The operating result for 2025 is a loss of €34,477, after a profit of €6,841 in 2024. It is the lowest result since 2022.
Equity is negative. Debt (€169,760) exceeds the balance-sheet total (€104,508).
Board & ownership
Board
1 director, no change since 2023- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 06-05-2021
Mandates through the years
2 names, the dashed line is todayDirector
Director (not named in the articles)
BoardEarlier
Mandates as a list
-
- Director, from 01-04-2023 to date
-
- Director (not named in the articles), from 04-05-2021 to 01-04-2023
Control
Founder
This company
CA
Equity -€65,253
Loss €63,405 in 2025
Capital
- Contribution
- €25,000
- Shares
- 100
- Contribution per share
- €250
- Equity per share
- -€653 in 2025
- Source
- deed of 06-05-2021
Articles of association
deed of 06-05-2021 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Saturday of June at 10:00
Shareholders
At incorporation
deed of 06-05-2021 ↗
- 100 shares (100%) · €25,000
Network & group
No group
CA has no parent and no holdings in its annual accounts. is the only director. CA shares no director with another company.
Timeline
Timeline
9 events since 2021Board
Filings
Financial
Establishments
Address
202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 16 days before the deadline
2025
Weakest financial year net -€63,405 The net result drops to -€63,405, the lowest from 2022 to 2025.
Annual accounts 2024 filed PDFmicro format · 6 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 33 days before the deadline
2023
Back to profit net €10,020 The net result is €10,020, after one loss-making year.
Registered office moved within OostkampNew registered office: Wollestraat 28-8020 Oostkamp · Previous registered office: LOPPEMSESTRAAT 36-8020 OOSTKAMP · Resignation: (director) · General meeting of 01-04-20235 points ▸
- General meeting, 01-04-2023
- Director resignation,
- Director discharge,
- Director appointment,
- Registered-office move, Wollestraat 28-8020 Oostkamp
Annual accounts 2022 filed PDFmicro format · 125 days before the deadline
2021
IncorporationFounding capital of €25,000, 100 shares · Founder: · Appointment: (director) · published on 06-05-20214 points ▸
- Founder,
- Founding capital, €25,000, 100 shares
- Registered office clause, Loppemsestraat 36, 8020 Oostkamp
- Director appointment, (director (not named in the articles))
- The deed holds 4 more points.
First establishment YUMM, Kortrijksestraat 74/000, Oostkamp
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 4 May 2021, CA was incorporated as a private limited company by one natural person, with a starting capital of €25,000.12 In 2023 the registered office moved to Oostkamp.3 has served as director since 2023.4 Total assets went from €125,852 in 2022 to €104,508 in 2025 and headcount from 3.7 to 0.7 full-time equivalents.5
Company details
Identity
- Enterprise number
- 0767.826.561
- VAT number
- BE 0767.826.561
- Peppol ID
- 0208:0767826561
- Other Peppol ID
- 9925:BE0767826561
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 04-05-2021
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Saturday of June at 10:00deed of 06-05-2021 (in Dutch)
- Peppol
- Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- CA in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 06-05-2021 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 06-05-2021 (in Dutch)
Activities
NACEBEL 2025VAT activities
56112
Limited-service restaurants, excluding mobile food services main activity
Social security (RSZ) activities
56112
Limited-service restaurants, excluding mobile food services main activity
Joint committees annual accounts 2025
JC 302
Hotels and catering
Codes under NACEBEL 2008
VAT activities
56102
Limited-service restaurants main activity
Social security (RSZ) activities
56102
Limited-service restaurants main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Uitbating en inrichting van zaak met verkoop aan de toog van eetwaren en dranken die ter plaatse verbruikt worden of in take-away en/of in…”deed of 06-05-2021 (in Dutch)
22 activities
- Uitbating en inrichting van zaak met verkoop aan de toog van eetwaren en dranken die ter plaatse verbruikt worden of in take-away en/of in het algemeen in een wegwerpverpakking aangeboden kunnen worden
- Uitbating en inrichting van drankgelegenheden en cafés; de verkoop van dranken voor, in het algemeen, consumptie ter plaatse, eventueel in combinatie met enigerlei vorm van amusement door: cafés, bars, nachtclubs, bierhallen, enz.
- Uitbating en inrichting van discotheken, dancings en dergelijke; de regelmatige exploitatie van discotheken, dancings en privé-clubs, die hun omzet verwezenlijken door de verkoop van dranken, ook indien entreekaarten worden verkocht die recht geven op consumpties.
- Uitbating en inrichting van kantines. Het verzorgen van catering en uitzendkoks; het bereiden van maaltijden en spijzen in centrale keukens, voor rekening van derden, zoals voor: luchtvaartmaatschappijen, kantines, bedrijfsrestaurants; uitzendkoks en verzorgen van feesten en recepties; het klaarmaken, thuisbezorgen en eventueel serveren van maaltijden en bereide schotels; het organiseren en verzorgen van bruiloften, banketten, cocktails, lunches, recepties, enz.
- Uitbating en inrichting van restaurants; restaurants van het traditionele type; de verkoop van maaltijden aan boord van schepen en restauratiewagens, restaurants gespecialiseerd in de organisatie van gastronomische weekends, exotische eethuizen, restaurants met een beperkt aantal kamers (maximum vijf) ten behoeve van de eigen cliënteel; de cafés restaurants (tavernes).
- Uitbating en inrichting van fastfood-zaken, snackbars, frituren en dergelijke; verkoop aan de toog van eetwaren en dranken die ter plaatse verbruikt worden en, in het algemeen in een wegwerpverpakking aangeboden worden in snelbuffetten zoals snackbars, sandwichbars en hamburger-restaurants; verkoop aan de toog van eetwaren en dranken die ter plaatse verbruikt worden en, in het algemeen in een wegwerpverpakking aangeboden worden in frietkramen, hotdogstalletjes; verkoop aan de toog van eetwaren en dranken die ter plaatse verbruikt worden en, in het algemeen in een wegwerpverpakking aangeboden worden in croissanteries, crêperies en warmewafelkramen;
- De import en export, aan- en verkoop, fabricage van voedingswaren, grondstoffen en ingrediënten voor voedingswaren en alcoholische en niet-alcoholische dranken.
- Het verhuren van alle roerend materieel in de ruimste zin van het woord
- De organisatie en het geven van kookdemonstraties en het inrichten van kookinitiatielessen
- Het optreden van gérant voor derden
- Commercialiseren van evenementen
- Het organiseren en inrichten van evenementen, tevens in de ruimste zin van het woord en alle daarbij horende randactiviteiten als ticketverkoop, catering, veiligheidscoördinatie, marketing,… zonder dat deze lijst van beperkende aard is.
- Het uitoefenen van bestuursmandaten in vennootschappen, welk voorwerp deze ook mogen hebben
- Het uitoefenen van management-, consulting- en beheersactiviteiten waaronder begrepen, het uitoefenen van mandaten van dagelijks bestuur, het uitoefenen van managementfuncties in diverse ondernemingen, het sluiten van consulting-overeenkomsten en het uitoefenen van consulting functies op onafhankelijke wijze.
- Het uitoefenen van functie van vereffenaar in vennootschappen
- Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten rechtspersonen en vennootschappen, het stimuleren, het plannen, het coördineren, het ontwikkelen van en het investeren in rechtspersonen en ondernemingen waarin zij al dan niet een participatie aanhoudt;
- Het beleggen van eigen vermogen in onder meer onroerende goederen, effecten en geldleningen
- Het kopen, huren, pachten, verkopen, verhuren, verpachten of op andere wijze verkrijgen, vervreemden of exploiteren van onroerende goederen.
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren, onder om het even welke vorm; in dit kader kan zij zich ook borg stellen (zelfs hoofdelijk) of haar aval verlenen; in de meest ruime zin, alle handels- en financiële operaties verrichten, behalve die wettelijk voorbehouden zijn aan banken, depositobanken, houders van deposito's op korte termijn, spaarkassen, hypotheekmaatschappijen en kapitalisatieondernemingen; de vennootschap kan leningen verstrekken aan haar zaakvoerders en/of vennoten
- Het beheren van roerend patrimonium
- Het aanleggen, oordeelkundig uitbouwen en beheren van een onroerend vermogen, alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden, het aankopen, verkopen, ruilen, bouwen, verbouwen, onderhouden, verhuren, huren, verkavelen, prospecteren en uitbaten van onroerende goederen; de vennootschap mag tevens de bedrijvigheden coördineren die betrekking hebben op de gehele en gedeeltelijke uitvoering van voltooiingwerken door onderaannemers;
- Het aanleggen, oordeelkundig uitbouwen en beheren van een roerend vermogen, alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals het verwerven door inschrijving of aankoop en het beheren van aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse, bestaande of nog op te richten rechtspersonen en ondernemingen;
Registered office and establishments
1 establishment| Establishment | Since | Unit number | FASFC approval |
|---|---|---|---|
| Wollestraat 28 registered office 8020 Oostkamp | |||
| YUMM Kortrijksestraat 74/000, 8020 Oostkamp | 04-05-2021 | 2.316.816.888 | Restaurant |
Buildings and parcels at the addresses
- Ground area
- 2,372 m²
- Buildings
- 665 m²
- Volume, LiDAR
- 2,461 m³
- Tallest building
- 10.1 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 31403H0826/00G000 | 1,491 m² | 1 · 515 m² | 10.1 m · 1 |
| 31022C0969/00H000 | 881 m² | 1 · 150 m² | 9.8 m · 2 |
Recognitions
Food safety, FASFC
1 siteOostkampunit number 2.316.816.888