C3CO
ActiveSummary
C3CO has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64,322 and a net result of €336. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 1538 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-31
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 13.84 against 7.88 in 2024; short-term debt: 5.2% and cash: 34.6% of total assets), and 5.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.1%
Return on assets
0.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
22 d early
2023
40 d early
2022
32 d early
2021
47 d early
2020
136 d early
2019
25 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€64,322▲ 0.5%
2024 · €63,986
Total assets
€68,364▼ 1.9%
2024 · €69,676
Net result
€336▼ 98.8%
2024 · €28,055
Working capital
€45,471▲ 27.3%
2024 · €35,716
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€44,682▼ 12.3%€38,285▼ 14.3%€43,046▲ 12.4%€38,090▼ 11.5%€402▼ 98.9%
Net result€44,627above the sector's middle half▼ 12.3%€38,276above the sector's middle half▼ 14.2%€42,360above the sector's middle half▲ 10.7%€28,055above the sector's middle half▼ 33.8%€336within the sector's middle half▼ 98.8%
Equity€98,296within the sector's middle half▲ 83.2%€33,572within the sector's middle half▼ 65.8%€75,932within the sector's middle half▲ 126%€63,986within the sector's middle half▼ 15.7%€64,322within the sector's middle half▲ 0.5%
Total assets€102,089within the sector's middle half▲ 76.8%€140,789within the sector's middle half▲ 37.9%€84,914within the sector's middle half▼ 39.7%€69,676within the sector's middle half▼ 17.9%€68,364below the sector's middle half▼ 1.9%
Debt€3,794▼ 7.0%€107,218▲ 2,726%€8,982▼ 91.6%€5,690▼ 36.7%€4,041▼ 29.0%
Working capital€87,773above the sector's middle half▲ 76.9%€19,958within the sector's middle half▼ 77.3%€37,400within the sector's middle half▲ 87.4%€35,716within the sector's middle half▼ 4.5%€45,471within the sector's middle half▲ 27.3%
Solvency96.3%above the sector's middle half▲ 3.3pp23.8%within the sector's middle half▼ 72.4pp89.4%above the sector's middle half▲ 65.6pp91.8%above the sector's middle half▲ 2.4pp94.1%above the sector's middle half▲ 2.3pp
Current ratio32.42above the sector's middle half▲ 15.301.19within the sector's middle half▼ 31.235.69above the sector's middle half▲ 4.507.88above the sector's middle half▲ 2.2013.84above the sector's middle half▲ 5.96
Return on assets (ROA)43.7%above the sector's middle half▼ 44.4pp27.2%above the sector's middle half▼ 16.5pp49.9%above the sector's middle half▲ 22.7pp40.3%above the sector's middle half▼ 9.6pp0.5%within the sector's middle half▼ 39.8pp
above
within
below
the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 99% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68,364
Fixed assets
€19,351 ▼ 32.7%
Current assets
€49,012 ▲ 19.8%
Equity and liabilities €68,364
Equity
€64,322 ▲ 0.5%
Debt
€4,041 ▼ 29.0%
Debt's share of the balance-sheet total falls from 8.2% to 5.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€11,584▼
2024 · €50,008
Cash flow
€11,518▼
2024 · €39,972
Quick ratio
10.91▲
2024 · 5.88
Debt to equity
0.06▼
2024 · 0.09
ROE
0.5%▼
2024 · 43.8%
Interest coverage
322.24▼
2024 · 1414.25
Debt ≤ 1 year
€3,541▼
2024 · €5,190
Income taxes
€157▼
2024 · €10,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,040 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,375 | €7,909 | €6,470 | €11,917 | €11,182 | ▼ 6.2% |
| Other operating charges640/8 | €1,026 | €1,253 | €1,099 | €1,056 | €848 | ▼ 19.7% |
| Non-recurring operating charges66A | - | - | €5,144 | €0 | - | - |
| Gross operating margin9900 | €48,083 | €47,447 | €55,760 | €51,063 | €12,432 | ▼ 75.7% |
| Operating profit (loss)9901 | €44,682 | €38,285 | €43,046 | €38,090 | €402 | ▼ 98.9% |
| Financial income75/76B | - | €55 | €0 | - | €126 | - |
| Recurring financial income75 | - | €55 | €0 | - | €126 | - |
| Financial charges65/66B | €55 | €64 | €36 | €35 | €36 | ▲ 1.7% |
| Recurring financial charges65 | €55 | €64 | €36 | €35 | €36 | ▲ 1.7% |
| Profit (loss) for the period before taxes9903 | €44,627 | €38,276 | €43,010 | €38,055 | €492 | ▼ 98.7% |
| Income taxes67/77 | - | - | €650 | €10,000 | €157 | ▼ 98.4% |
| Profit (loss) for the period9904 | €44,627 | €38,276 | €42,360 | €28,055 | €336 | ▼ 98.8% |
| Profit (loss) for the period to be appropriated9905 | €44,627 | €38,276 | €42,360 | €28,055 | €336 | ▼ 98.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €102,089 | €140,789 | €84,914 | €69,676 | €68,364 | ▼ 1.9% |
| Formation expenses20 | €544 | €272 | €0 | - | - | - |
| Fixed assets21/28 | €10,979 | €14,342 | €39,532 | €28,771 | €19,351 | ▼ 32.7% |
| Tangible fixed assets22/27 | €10,979 | €14,342 | €39,532 | €28,771 | €19,351 | ▼ 32.7% |
| Plant, machinery and equipment23 | - | €9,198 | €6,998 | €5,653 | €4,642 | ▼ 17.9% |
| Furniture and vehicles24 | €10,979 | €5,144 | €32,534 | €23,118 | €14,710 | ▼ 36.4% |
| Current assets29/58 | €90,566 | €126,175 | €45,383 | €40,906 | €49,012 | ▲ 19.8% |
| Stocks and contracts in progress3 | - | €27,168 | €8,800 | €10,391 | €10,391 | = |
| Stocks30/36 | - | €27,168 | €8,800 | €10,391 | €10,391 | = |
| Amounts receivable within one year40/41 | €15,642 | €0 | €28,053 | €0 | €15,000 | - |
| Trade receivables40 | €15,642 | €0 | €28,053 | €0 | €15,000 | - |
| Cash at bank and in hand54/58 | €74,925 | €99,008 | €8,530 | €30,515 | €23,621 | ▼ 22.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €102,089 | €140,789 | €84,914 | €69,676 | €68,364 | ▼ 1.9% |
| Equity10/15 | €98,296 | €33,572 | €75,932 | €63,986 | €64,322 | ▲ 0.5% |
| Contributions10/11 | €113,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Reserves13 | €51,723 | €51,723 | €65,932 | €53,986 | €54,322 | ▲ 0.6% |
| Distributable reserves133 | €51,723 | €51,723 | €65,932 | €53,986 | €54,322 | ▲ 0.6% |
| Profit (loss) carried forward14 | -€66,427 | -€28,151 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €3,794 | €107,218 | €8,982 | €5,690 | €4,041 | ▼ 29.0% |
| Amounts payable within one year42/48 | €2,794 | €106,218 | €7,982 | €5,190 | €3,541 | ▼ 31.8% |
| Trade debts44 | €201 | €339 | €1,114 | €528 | €165 | ▼ 68.8% |
| Suppliers440/4 | €201 | €339 | €1,114 | €528 | €165 | ▼ 68.8% |
| Taxes, remuneration and social security45 | €2,593 | €2,879 | €6,868 | €4,661 | €3,376 | ▼ 27.6% |
| Taxes450/3 | €2,593 | €2,879 | €6,868 | €4,661 | €3,376 | ▼ 27.6% |
| Other amounts payable47/48 | - | €103,000 | €0 | - | - | - |
| Accrued charges and deferred income492/3 | €1,000 | €1,000 | €1,000 | €500 | €500 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €44,627 | €38,276 | €42,360 | €28,055 | €336 | ▼ 98.8% |
| + Depreciation and write-downs630 | €2,375 | €7,909 | €6,470 | €11,917 | €11,182 | ▼ 6.2% |
| Operating cash flow (approximation) | €47,002 | €46,185 | €48,831 | €39,972 | €11,518 | ▼ 71.2% |
| Investment in fixed assets (approximation) | - | -€11,272 | -€31,660 | -€1,156 | -€1,763 | ▼ 52.5% |
| Change in cash | - | €24,083 | -€90,478 | €21,985 | -€6,893 | ▼ 131% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €336 ▼98.8%
Net result drops to €336, the lowest in the series.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 5current ratio 5.69
Current ratio from 1.19 to 5.69; short-term debt falls from €106,218 to €7,982.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €50,872 ▲13,399%
Operating result €50,927, net result €50,872, both a record.
31-12
Financial
Liquidity times 20current ratio 17.12
Current ratio from 0.87 to 17.12; short-term debt falls from €23,050 to €3,077.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 1992
Ground area
1,186 m²
Building footprint
428 m²
Volume, LiDAR
2,328 m³
Parcel 71442D0130/00K039, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
C3CO
since 19922.058.009.111
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71442D0130/00K039 | Flanders | 1,186 m² | 1 · 428 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,446 companies in sector 77110 we hold annual accounts for 729. 493 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-06-1992
Fiscal year end31-12
Activities, NACEBEL 2025
77110Renting and leasing of cars and light motor vehicles
77120Rental and leasing activities
77320Rental and leasing activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0447565126
Registered
04-08-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.