C2O-ARCHITECTS
ActiveC2O-ARCHITECTS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €120k and a net result of €-12k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 46% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
70
/ 100
Healthy▼ -30 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-100
Solvency97▼-2
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.18 against 3.21 in 2023), and 46.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
53.7%
Return on assets
-5.3%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
70 d late
2023
36 d early
2022
26 d early
2021
24 d late
2020
20 d late
2019
20 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€120k▼ 9.0%
2023 · €132k
2018: €76k
2019: €59k
2020: €111k
2021: €125k
2022: €127k
2023: €132k
2018 → 2024
Total assets
€224k▲ 5.1%
2023 · €213k
2018: €97k
2019: €89k
2020: €160k
2021: €229k
2022: €214k
2023: €213k
2018 → 2024
Net result
€-12k
2023 · €30k
2018: €-884
2019: €-17k
2020: €52k
2021: €14k
2022: €2k
2023: €30k
2018 → 2024
Working capital
€82k▼ 0.4%
2023 · €82k
2018: €34k
2019: €32k
2020: €55k
2021: €50k
2022: €56k
2023: €82k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€111k-€125k▲ 12.7%€127k▲ 1.6%€132k▲ 4.2%€120k▼ 9.0%
Operating result€63k-€21k▼ 67.2%€7k▼ 67.1%€49k▲ 616%€-10k
Net result€52k-€14k▼ 72.6%€2k▼ 86.1%€30k▲ 1,444%€-12k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €10k after €49k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €224k
Fixed assets
€105k▲ 11.5%
Current assets
€119k▲ 0.1%
Equity and liabilities €224k
Equity
€120k▼ 9.0%
Debt
€104k▲ 28.2%
The debt ratio rises from 38.0% to 46.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€34k▼
2023 · €91k
Cash flow
€32k▼
2023 · €72k
Solvency
53.7%▼
2023 · 62.0%
Current ratio
3.18▼
2023 · 3.21
Quick ratio
3.18▼
2023 · 3.21
Debt / equity
0.86▲
2023 · 0.61
ROE
-9.9%▼
2023 · 22.9%
ROA
-5.3%▼
2023 · 14.2%
Interest coverage
27.00▼
2023 · 67.68
Debt
€104k▲
2023 · €81k
Debt ≤ 1 year
€37k▲
2023 · €37k
Debt > 1 year
€66k▲
2023 · €25k
Income taxes
€640▼
2023 · €18k
Staff costs
€58k▼
2023 · €71k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€213k€224k▲
Fixed assets21/28€94k€105k▲
Tangible fixed assets22/27€94k€105k▲
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€60k€77k▲
Other tangible fixed assets26€30k€26k▼
Financial fixed assets28€250€250=
Current assets29/58€119k€119k▲
Amounts receivable within one year40/41€6k€22k▲
Trade receivables40€6k€6k▲
Other amounts receivable41-€15k
Cash at bank and in hand54/58€102k€93k▼
Deferred charges and accrued income490/1€11k€4k▼
Equity and liabilities
Total equity and liabilities10/49€213k€224k▲
Equity10/15€132k€120k▼
Contributions10/11€6k€6k=
Outside capital11-€6k
Other1109/19-€6k
Reserves13€32k€32k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€94k€82k▼
Amounts payable17/49€81k€104k▲
Amounts payable after more than one year17€25k€66k▲
Financial debts170/4€25k€66k▲
Amounts payable within one year42/48€37k€37k▲
Current portion of amounts payable after more than one year42€19k€3k▼
Trade debts44€6k€1k▼
Suppliers440/4€6k€1k▼
Taxes, remuneration and social security45€12k€33k▲
Taxes450/3€9k€23k▲
Remuneration and social security454/9€3k€10k▲
Other amounts payable47/48€28-
Accrued charges and deferred income492/3€19k€291▼
Income statement
Code20232024
Remuneration, social security and pensions62€71k€58k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€44k▲
Other operating charges640/8€5k€818▼
Gross operating margin9900€167k€93k▼
Operating profit (loss)9901€49k€-10k▼
Financial income75/76B€748€410▼
Recurring financial income75€748€410▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€49k€-11k▼
Income taxes67/77€18k€640▼
Profit (loss) for the period9904€30k€-12k▼
Profit (loss) for the period to be appropriated9905€30k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€124k€82k▼
Profit (loss) brought forward from the previous period14P€94k€94k=
Transfer from equity791/2€25k-
Transfer to equity691/2€30k-
To other reserves6921€30k-
Profit to be distributed694/7€25k-
Return on contributions (dividend)694€25k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
2020
31-12
Financial
Back to profitnet €52k
Net result €52k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €111k ▲87.1%
Equity rises from €59k to €111k.
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstraat 261730 AsseGround area
178 m²
Building footprint
140 m²
Volume, LiDAR
983 m³
Parcel 23322L0321/00P009, Flanders · tallest building 12.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nieuwstraat 26, 1730 Asse
since 20002.100.940.618
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23322L0321/00P009 | Flanders | 178 m² | 1 · 140 m² | 12.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,031 EUR awarded · 2,031 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 1,675 EUR | 1,675 EUR |
| 2024 | 1 | 320 EUR | 320 EUR |
| 2022 | 1 | 36 EUR | 36 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Stella P.
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GP INDUSTRIES
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BATHUR
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F.INITIATIVES
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4C-ME
BE 1004.874.171
Laarne · Eq €120k
Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,705 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-2000
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
71111Activities of building architects
74142
18130Pre-press and pre-media services
22240
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.