C2MI
ActiveSummary
C2MI has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.66M and a net result of €397k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 91% of 3200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability98▲+29
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 17.18 against 8.35 in 2024; short-term debt: 3.8% and cash: 33.4% of total assets), and 3.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.2%
Return on assets
23%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.66M
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
7 d late
2022
26 d late
2021
2 d late
2020
on the day
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€397k▲ 4,169%
2024 · €9k
2018: €-55k
2019: €-57k▼ -3.0% vs 2018lowest in 8 years
2020: €-29k▲ +49.9% vs 2019
2021: €539k▲ +1981% vs 2020highest in 8 years
2022: €23k▼ -95.7% vs 2021
2023: €13k▼ -42.3% vs 2022
2024: €9k▼ -29.8% vs 2023
2025: €397k▲ +4169% vs 2024
2018 → 2025
Working capital
€1.05M▲ 102%
2024 · €521k
2018: €-235k
2019: €-235k▼ -0.2% vs 2018
2020: €-702k▼ -199% vs 2019lowest in 8 years
2021: €590k▲ +184% vs 2020
2022: €187k▼ -68.3% vs 2021
2023: €184k▼ -1.3% vs 2022
2024: €521k▲ +182% vs 2023
2025: €1.05M▲ +102% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.62M-€1.49M▼ 7.6%€1.47M▼ 1.6%€1.48M▲ 0.6%€1.66M▲ 12.0%
2021: €1.62M
2022: €1.49M▼ -7.6% vs 2021
2023: €1.47M▼ -1.6% vs 2022lowest in 5 years
2024: €1.48M▲ +0.6% vs 2023
2025: €1.66M▲ +12.0% vs 2024highest in 5 years
Operating result€686k-€24k▼ 96.5%€24k▼ 0.2%€17k▼ 29.6%€-3k
2021: €686khighest in 5 years
2022: €24k▼ -96.5% vs 2021
2023: €24k▼ -0.2% vs 2022
2024: €17k▼ -29.6% vs 2023
2025: €-3k▼ -120% vs 2024lowest in 5 years
Net result€539k-€23k▼ 95.7%€13k▼ 42.3%€9k▼ 29.8%€397k▲ 4,169%
2021: €539khighest in 5 years
2022: €23k▼ -95.7% vs 2021
2023: €13k▼ -42.3% vs 2022
2024: €9k▼ -29.8% vs 2023lowest in 5 years
2025: €397k▲ +4169% vs 2024
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €17k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.72M
Fixed assets
€606k ▼ 36.8%
Current assets
€1.12M ▲ 88.7%
Equity and liabilities €1.72M
Equity
€1.66M ▲ 12.0%
Debt
€65k ▼ 8.3%
Debt's share of the balance-sheet total falls from 4.6% to 3.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19k▼
2024 · €39k
Cash flow
€419k▲
2024 · €32k
Current ratio
17.18▲
2024 · 8.35
Debt to equity
0.04▼
2024 · 0.05
ROE
23.9%▲
2024 · 0.6%
ROA
23.0%▲
2024 · 0.6%
Interest coverage
13.95▲
2024 · 10.43
Debt ≤ 1 year
€65k▼
2024 · €71k
Income taxes
€118k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.55M€1.72M▲
Fixed assets21/28€959k€606k▼
Intangible fixed assets21€72k€72k=
Tangible fixed assets22/27€867k€514k▼
Land and buildings22€867k€514k▼
Financial fixed assets28€20k€20k=
Current assets29/58€592k€1.12M▲
Amounts receivable within one year40/41€15k€233k▲
Trade receivables40€15k€33k▲
Other amounts receivable41€653€200k▲
Current investments50/53€306k€309k▲
Cash at bank and in hand54/58€271k€575k▲
Equity and liabilities
Total equity and liabilities10/49€1.55M€1.72M▲
Equity10/15€1.48M€1.66M▲
Contributions10/11€301k€301k=
Capital10€300k€300k=
Issued capital100€300k€300k=
Outside capital11€1k€1k=
Share premium1100/10€1k€1k=
Revaluation surpluses12€219k-
Reserves13€619k€1.01M▲
Non-distributable reserves130/1€48k€48k=
Legal reserve130€48k€48k=
Distributable reserves133€572k€962k▲
Profit (loss) carried forward14€341k€348k▲
Amounts payable17/49€71k€65k▼
Amounts payable within one year42/48€71k€65k▼
Trade debts44€30€2k▲
Suppliers440/4€30€2k▲
Taxes, remuneration and social security45€16k€50k▲
Taxes450/3€16k€50k▲
Other amounts payable47/48€55k€13k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€23k=
Other operating charges640/8€7k€7k▼
Gross operating margin9900€47k€27k▼
Operating profit (loss)9901€17k€-3k▼
Financial income75/76B€916€519k▲
Recurring financial income75€916€205k▲
Non-recurring financial income76B-€314k
Financial charges65/66B€4k€1k▼
Recurring financial charges65€4k€1k▼
Profit (loss) for the period before taxes9903€14k€514k▲
Income taxes67/77€5k€118k▲
Profit (loss) for the period9904€9k€397k▲
Profit (loss) for the period to be appropriated9905€9k€397k▲
Appropriation of the result
Profit (loss) to be appropriated9906€350k€738k▲
Profit (loss) brought forward from the previous period14P€341k€341k▲
Transfer to equity691/2€9k€390k▲
To other reserves6921€9k€390k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €669k | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €35k | €23k | €23k | €23k | €23k | = |
| Other operating charges640/8 | €7k | €8k | €7k | €7k | €7k | ▼ 0.2% |
| Gross operating margin9900 | €728k | €54k | €53k | €47k | €27k | ▼ 43.1% |
| Operating profit (loss)9901 | €686k | €24k | €24k | €17k | €-3k | ▼ 120% |
| Financial income75/76B | €2k | €5k | €1k | €916 | €519k | ▲ 56,551% |
| Recurring financial income75 | €2k | €5k | €1k | €916 | €205k | ▲ 22,315% |
| Non-recurring financial income76B | - | - | - | - | €314k | - |
| Financial charges65/66B | €10k | €3k | €3k | €4k | €1k | ▼ 63.5% |
| Recurring financial charges65 | €10k | €3k | €3k | €4k | €1k | ▼ 63.5% |
| Profit (loss) for the period before taxes9903 | €678k | €25k | €22k | €14k | €514k | ▲ 3,605% |
| Income taxes67/77 | €139k | €2k | €8k | €5k | €118k | ▲ 2,462% |
| Profit (loss) for the period9904 | €539k | €23k | €13k | €9k | €397k | ▲ 4,169% |
| Profit (loss) for the period to be appropriated9905 | €539k | €23k | €13k | €9k | €397k | ▲ 4,169% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.85M | €1.70M | €1.65M | €1.55M | €1.72M | ▲ 11.1% |
| Fixed assets21/28 | €1.03M | €1.31M | €1.29M | €959k | €606k | ▼ 36.8% |
| Intangible fixed assets21 | €72k | €72k | €72k | €72k | €72k | = |
| Tangible fixed assets22/27 | €934k | €912k | €889k | €867k | €514k | ▼ 40.7% |
| Land and buildings22 | €934k | €912k | €889k | €867k | €514k | ▼ 40.7% |
| Financial fixed assets28 | €20k | €323k | €325k | €20k | €20k | = |
| Current assets29/58 | €828k | €396k | €359k | €592k | €1.12M | ▲ 88.7% |
| Amounts receivable within one year40/41 | €147k | €76k | €21k | €15k | €233k | ▲ 1,430% |
| Trade receivables40 | €126k | €48k | €21k | €15k | €33k | ▲ 125% |
| Other amounts receivable41 | €22k | €28k | - | €653 | €200k | ▲ 30,528% |
| Current investments50/53 | - | - | - | €306k | €309k | ▲ 1.0% |
| Cash at bank and in hand54/58 | €681k | €320k | €339k | €271k | €575k | ▲ 112% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.85M | €1.70M | €1.65M | €1.55M | €1.72M | ▲ 11.1% |
| Equity10/15 | €1.62M | €1.49M | €1.47M | €1.48M | €1.66M | ▲ 12.0% |
| Contributions10/11 | €301k | €301k | €301k | €301k | €301k | = |
| Capital10 | €300k | €300k | €300k | €300k | €300k | = |
| Issued capital100 | €300k | €300k | €300k | €300k | €300k | = |
| Outside capital11 | €1k | €1k | €1k | €1k | €1k | = |
| Share premium1100/10 | €1k | €1k | €1k | €1k | €1k | = |
| Revaluation surpluses12 | €219k | €219k | €219k | €219k | - | - |
| Reserves13 | €583k | €598k | €610k | €619k | €1.01M | ▲ 63.0% |
| Non-distributable reserves130/1 | €48k | €48k | €48k | €48k | €48k | = |
| Legal reserve130 | €48k | €48k | €48k | €48k | €48k | = |
| Distributable reserves133 | €535k | €550k | €563k | €572k | €962k | ▲ 68.2% |
| Profit (loss) carried forward14 | €514k | €377k | €341k | €341k | €348k | ▲ 1.9% |
| Amounts payable17/49 | €238k | €209k | €175k | €71k | €65k | ▼ 8.3% |
| Amounts payable within one year42/48 | €238k | €209k | €175k | €71k | €65k | ▼ 8.3% |
| Trade debts44 | €4k | €2k | €2k | €30 | €2k | ▲ 5,953% |
| Suppliers440/4 | €4k | €2k | €2k | €30 | €2k | ▲ 5,953% |
| Taxes, remuneration and social security45 | €151k | €23k | €62k | €16k | €50k | ▲ 209% |
| Taxes450/3 | €148k | €21k | €62k | €16k | €50k | ▲ 209% |
| Remuneration and social security454/9 | €2k | €2k | - | - | - | - |
| Other amounts payable47/48 | €83k | €184k | €111k | €55k | €13k | ▼ 76.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €539k | €23k | €13k | €9k | €397k | ▲ 4,169% |
| + Depreciation and write-downs630 | €35k | €23k | €23k | €23k | €23k | = |
| Operating cash flow (approximation) | €574k | €46k | €36k | €32k | €419k | ▲ 1,215% |
| Investment in fixed assets (approximation) | - | €-303k | €-1k | €305k | €330k | ▲ 8.4% |
| Change in cash | - | €-361k | €19k | €-68k | €304k | ▲ 550% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial
Liquidity doublescurrent ratio 17.18
Current ratio from 8.35 to 17.18; short-term debt falls from €71k to €65k.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
Financial
Liquidity quadruplescurrent ratio 8.35
Current ratio from 2.05 to 8.35; short-term debt falls from €175k to €71k.
07-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 7 days late
2023
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 26 days late
2022
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 2 days late
2021
30-09
Financial
Back to profitnet €539k
Net result €539k after 3 loss-making years.
30-09
Financial
Liquidity times 25current ratio 3.47
Current ratio from 0.14 to 3.47; short-term debt falls from €817k to €238k.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-09
Financial
Weakest financial yearnet €-57k
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
Show earlier events
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
02-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumes · 1 establishment unit since 2007
Ground area
2,046 m²
Building footprint
134 m²
Volume, LiDAR
674 m³
Parcel 57072A0902/00S000, Wallonia · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
C & M IMMOBILIER
since 20072.161.857.212
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57072A0902/00S000 | Wallonia | 2,046 m² | 1 · 134 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 22,316 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded13-04-2007
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.