GC CONCEPT
ActiveGC CONCEPT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €943k and a net result of €39k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 57% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+18
Solvency85▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 5.99 against 2.47 in 2024; short-term debt: 0.6% and cash: 0.3% of total assets), and 39.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.3%
Return on assets
2.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
14 d early
2023
14 d early
2022
on the day
2021
3 d early
2020
23 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€39k▲ 217%
2024 · €12k
2018: €-14k
2019: €-7k
2020: €208k
2021: €57k
2022: €21k
2023: €11k
2024: €12k
2018 → 2025
Working capital
€43k▼ 21.1%
2024 · €55k
2018: €-184k
2019: €-179k
2020: €22k
2021: €69k
2022: €59k
2023: €52k
2024: €55k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€860k-€881k▲ 2.4%€892k▲ 1.3%€904k▲ 1.4%€943k▲ 4.3%
Operating result€80k-€31k▼ 60.5%€21k▼ 33.6%€23k▲ 12.6%€27k▲ 13.8%
Net result€57k-€21k▼ 64.0%€11k▼ 45.7%€12k▲ 8.6%€39k▲ 217%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.56M
Fixed assets
€1.51M=
Current assets
€52k▼ 43.7%
Equity and liabilities €1.56M
Equity
€943k▲ 4.3%
Debt
€619k▼ 11.3%
The debt ratio falls from 43.6% to 39.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▲
2024 · €24k
Cash flow
€39k▲
2024 · €13k
Solvency
60.3%▲
2024 · 56.4%
Current ratio
5.99▲
2024 · 2.47
Quick ratio
5.99▲
2024 · 2.47
Debt / equity
0.66▼
2024 · 0.77
ROE
4.1%▲
2024 · 1.3%
ROA
2.5%▲
2024 · 0.8%
Interest coverage
5.92▲
2024 · 4.03
Debt
€619k▼
2024 · €698k
Debt ≤ 1 year
€9k▼
2024 · €37k
Debt > 1 year
€611k▼
2024 · €661k
Income taxes
€9k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.60M€1.56M▼
Fixed assets21/28€1.51M€1.51M=
Tangible fixed assets22/27€613€284▼
Furniture and vehicles24€613€284▼
Financial fixed assets28€1.51M€1.51M=
Current assets29/58€92k€52k▼
Amounts receivable within one year40/41€65k€37k▼
Trade receivables40€28k€19k▼
Other amounts receivable41€38k€18k▼
Cash at bank and in hand54/58€27k€5k▼
Deferred charges and accrued income490/1€0€9k▲
Equity and liabilities
Total equity and liabilities10/49€1.60M€1.56M▼
Equity10/15€904k€943k▲
Contributions10/11€325k€325k=
Reserves13€579k€618k▲
Non-distributable reserves130/1€33k€33k=
Reserves not available under the articles1311€33k€33k=
Distributable reserves133€546k€585k▲
Amounts payable17/49€698k€619k▼
Amounts payable after more than one year17€661k€611k▼
Financial debts170/4€0-
Other amounts payable178/9€661k€611k▼
Amounts payable within one year42/48€37k€9k▼
Current portion of amounts payable after more than one year42€0-
Financial debts43€25k€0▼
Other loans439€25k€0▼
Trade debts44€9k€4k▼
Suppliers440/4€9k€4k▼
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€438€329▼
Other operating charges640/8€7k€1k▼
Gross operating margin9900€31k€28k▼
Operating profit (loss)9901€23k€27k▲
Financial income75/76B€9€25k▲
Recurring financial income75€9€25k▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€18k€47k▲
Income taxes67/77€5k€9k▲
Profit (loss) for the period9904€12k€39k▲
Profit (loss) for the period to be appropriated9905€12k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€39k▲
Transfer to equity691/2€12k€39k▲
To other reserves6921€12k€39k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity doublescurrent ratio 5.99
Current ratio from 2.47 to 5.99; short-term debt falls from €37k to €9k.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity doublescurrent ratio 2.29
Current ratio from 1.09 to 2.29; short-term debt falls from €262k to €54k.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Back to profitnet €208k
Net result €208k after 2 loss-making years.
31-12
Financial
Liquidity times 42current ratio 1.09
Current ratio from 0.03 to 1.09.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 80 days late
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Marche-en-Famenne · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marche, Vieille Route de Liège 416900 Marche-en-FamenneGround area
5,209 m²
Building footprint
365 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Chemin des Ecureuils, Hogne 262, 5377 Somme-Leuze
since 20082.176.031.286
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91067B0024/00W028 | Wallonia | 3,688 m² | 1 · 135 m² | - |
| 83034A1113/00G000 | Wallonia | 1,521 m² | 1 · 230 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MARLIND VERPAKKINGEN
BE 0432.169.543
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SQUARIS
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BPM & C
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 28,479 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-12-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:084/32.16.33