Active BE 0899.076.073Coöperatieve vennootschap met beperkte aansprakelijkheid

C.Y. INVEST

Rue Louis Bertrand(L.L) 32/B ·7100 La Louvière, Belgium· 18 yrs active

Sector: Handel in eigen onroerend goed (68110)

Conclusion Checked

The KBO register records legal situation 013 for C.Y. INVEST (Register: dissolution or liquidation); this is today's state according to the register itself, which carries no start date. The 2021 annual accounts show equity of €133k and a net result of €31k.

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€133k
Net result	€31k
Better than sector	48%
Active	18 yrs

Financial profile 5 of 5 axes measured · computed by Checked

45 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 0

Profitability 100

Solvency 28

Growth 58

Stability 40

Bankruptcy probability (12 mo) Checked model v1 · free

Dissolution or liquidation

The KBO register records that this company is being wound up. A twelve-month bankruptcy probability no longer says anything in that case, so we show no figure.

Risk Assessment rule-based

0 / 100

High riskRegister: dissolution or liquidation

This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 013 for this company; it does not feed the figure above.

Trust signals 1 signals

Register: dissolution or liquidation

The KBO register records legal situation 013 for this company. This is today's state according to the register itself; the register carries no start date.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2021 · computed

0 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2021 and the legal situation the KBO register itself records. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 29-09-2022 with the NBB · fiscal year 2021 · volledig

Operating resultNet result

Sector comparison

Fiscal year 2021 · NACE 68, Real estate activities · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	22.2%	24.8%	better than 48% of 368 sector peers
Net result	€31k	€1k	better than 63% of 367 sector peers
Equity	€133k	€299k	better than 41% of 368 sector peers
Gross operating margin	€89k	€53k	better than 58% of 262 sector peers
Total assets	€599k	€1.94M	better than 26% of 368 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€88k

+116.2% 18-21

Net profit

€31k

- 18-21

Cash flow

€53k

+804.7% 18-21

Total assets

€599k

-30.7% 18-21

Equity

€133k

-35.6% 18-21

Working capital

€-7k

- 18-21

Employees (FTE)

0

-50.0% 18-21

Income taxes

€5k

+144.2% 18-21

Show 10 other metrics

Debt

€466k

-29.1% 18-21

Debt ≤ 1y

€84k

-36.3% 18-21

Debt > 1y

€382k

-27.3% 18-21

Current ratio

0.91

-30.6% 18-21

Quick ratio

0.91

-30.6% 18-21

Solvency

22.2%

-7.1% 18-21

Debt / equity

3.50

+37.7% 18-21

ROE

23.1%

- 18-21

ROA

5.1%

- 18-21

Interest coverage

3.01

- 18-21

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2021
Deposit	volledig
Revenue	-
EBITDA	€88k
Net profit	€31k
Cash flow	€53k
Staff costs	-
Income taxes	€5k
Dividends	-
Total assets	€599k
Equity	€133k
Debt	€466k
of which ≤ 1y	€84k
of which > 1y	€382k
Working capital	€-7k
Employees (FTE)	-

Ratios (computed)

	2021
Current ratio	0.91
Quick ratio	0.91
Working capital ratio	-1.2%
Solvency	22.2%
Debt / equity	3.50
Long-term debt ratio	2.87
Interest coverage	3.01
Gross margin	-
Net margin	-
ROA	5.1%
ROE	23.1%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2021

Assets

Fixed assets €523k · 87.2% Current assets €77k · 12.8%

Equity & liabilities

Equity €133k · 22.2% Debt €466k · 77.8%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2021
Balance sheet, Assets
TOTAL ASSETS	20/58	€599k
Fixed assets	21/28	€523k
Tangible fixed assets	22/27	€519k
Financial fixed assets	28	€4k
Current assets	29/58	€77k
Amounts receivable within one year	40/41	€74k
Cash & bank	54/58	€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€599k
Equity	10/15	€133k
Contributions / capital	10/11	€50k
Accumulated profits (losses)	14	€362
Amounts payable	17/49	€466k
Amounts payable after one year	17	€382k
Amounts payable within one year	42/48	€84k
Trade debts payable within one year	44	€40k
Income statement
Gross operating margin	9900	€89k
Operating result	9901	€65k
Financial charges	65	€29k
Result before taxes	9903	€36k
Income taxes	67/77	€5k
Net result for the period	9904	€31k
Result to be appropriated	9905	€31k

This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Handel in eigen onroerend goed(68110)
Legal form	Coöperatieve vennootschap met beperkte aansprakelijkheid(008)
Incorporation	07-07-2008
Status	Active
Postal code	7100

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
55372C0067/00D012	Wallonia	79 m²	1 · 48 m²	10.7 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2022

29-09-2022