C W H EUROPE
ActiveSummary
C W H EUROPE has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €18k and a net result of €29k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability38▲+1
Solvency25=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.03 against 0.04 in 2023; short-term debt: 99.9% and cash: 0% of total assets), and 99.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
0.1%
Return on assets
0.1%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
78 d late
2022
36 d late
2021
74 d late
2020
59 d late
2019
62 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€18k
2023 · €-11k
2018: €779k
2019: €1.17M
2020: €58k
2021: €50k
2022: €-6k
2023: €-11k
2018 → 2024
Total assets
€20.73M▼ 0.1%
2023 · €20.74M
2018: €2.03M
2019: €3.08M
2020: €20.68M
2021: €20.74M
2022: €20.80M
2023: €20.74M
2018 → 2024
Net result
€29k
2023 · €-5k
2018: €-17k
2019: €388k
2020: €-9k
2021: €-8k
2022: €-56k
2023: €-5k
2018 → 2024
Working capital
€-19.99M▼ 0.1%
2023 · €-19.98M
2018: €-1.05M
2019: €-1.80M
2020: €-19.91M
2021: €-19.92M
2022: €-19.97M
2023: €-19.98M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€58k-€50k▼ 13.3%€-6k€-11k▼ 88.8%€18k
Operating result€-9k-€-8k▲ 13.5%€-49k▼ 534%€-5k▲ 89.3%€-118▲ 97.7%
Net result€-9k-€-8k▲ 14.0%€-56k▼ 629%€-5k▲ 90.6%€29k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €118 in 2024 against €5k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €20.73M
Fixed assets
€20.01M =
Current assets
€721k ▼ 1.6%
Equity and liabilities €20.73M
Equity
€18k
Debt
€20.71M
Debt finances 99.9% of the balance-sheet total.
Key figures and ratios
Current ratio
0.03▼
2023 · 0.04
ROE
162.5%
ROA
0.1%▲
2023 · 0.0%
Debt ≤ 1 year
€20.71M=
2023 · €20.71M
A ratio outside any meaningful range has been withheld (balance sheet total €20.73M, equity €18k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet
Code20232024
Assets
Total assets20/58€20.74M€20.73M▼
Fixed assets21/28€20.01M€20.01M=
Tangible fixed assets22/27€504k€504k=
Land and buildings22€183k€183k=
Other tangible fixed assets26€321k€321k=
Financial fixed assets28€19.51M€19.51M=
Current assets29/58€733k€721k▼
Amounts receivable within one year40/41€719k€721k▲
Other amounts receivable41€719k€721k▲
Cash at bank and in hand54/58€393€102▼
Deferred charges and accrued income490/1€13k-
Equity and liabilities
Total equity and liabilities10/49€20.74M€20.73M▼
Equity10/15€-11k€18k▲
Contributions10/11€539k€539k=
Capital10€539k€539k=
Issued capital100€539k€539k=
Reserves13€11k€11k=
Non-distributable reserves130/1€11k€11k=
Legal reserve130€11k€11k=
Profit (loss) carried forward14€-561k€-532k▲
Amounts payable17/49€20.76M€20.71M▼
Amounts payable within one year42/48€20.71M€20.71M=
Other amounts payable47/48€20.71M€20.71M=
Accrued charges and deferred income492/3€43k-
Income statement
Code20232024
Other operating charges640/8€2k€118▼
Gross operating margin9900€-3k-
Operating profit (loss)9901€-5k€-118▲
Financial income75/76B-€30k
Recurring financial income75-€30k
Financial charges65/66B€94€124▲
Recurring financial charges65€94€124▲
Profit (loss) for the period before taxes9903€-5k€29k▲
Profit (loss) for the period9904€-5k€29k▲
Profit (loss) for the period to be appropriated9905€-5k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-561k€-532k▲
Profit (loss) brought forward from the previous period14P€-556k€-561k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Back to profitnet €29k
Net result €29k after 4 loss-making years.
17-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 78 days late
2023
05-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 36 days late
2022
31-12
Financial
Weakest financial yearnet €-56k
Net result drops to €-56k, the lowest in the series; recovery starts the following year.
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 74 days late
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 59 days late
2020
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 62 days late
2019
31-12
Financial
Back to profitnet €388k
Net result €388k after one loss-making year.
31-12
Financial
Equity above €1MEq €1.17M ▲49.8%
Equity rises from €779k to €1.17M.
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 55 days late
2018
05-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 36 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
24-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bisschoppenhoflaan 3072100 AntwerpenGround area
7,155 m²
Building footprint
157 m²
Volume, LiDAR
2,510 m³
Parcel 11012A0176/00S000, Flanders · tallest building 18.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Bisschoppenhoflaan 307, 2100 Antwerpen
since 20142.241.798.474
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11012A0176/00S000 | Flanders | 7,155 m² | 1 · 157 m² | 18.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded14-09-1977
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 46 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.