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C.&W. Gestion

Active
Private limited companyfounded 2015active for 10 yearsRue de Charleville 15, 5575 Gedinne, BelgiumKBO/BCE: BE 0644.664.176
Summary

C.&W. Gestion has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €302,911 and a net result of €60,764. Equity is growing by about 24% per year across the filed financial years. Its solvency ranks better than 46% of 851 sector peers (NACE 55, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Accommodation
NACE 55300Full-service restaurants NACE 56111
5th largest employer in Gedinne3 sites
Size
€0turnover 2025
Staff
20.4 FTE
Equity
€302,911
Profit
€60,764
Financial health
68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Accounts 35 days early0 of 3 deeds read
Why 68raises risk1 change of registered office in 24 monthsSize: turnover €0, 20.4 FTE, total assets €1.3mlowers riskFigures for financial year 2025 (filed 26-06-2026)Founded in 2015Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 58% of its sector peers (NACE 55, small)
Financial strength · tick = 2024
Average
Solvency 48-4
equity 22.8% of total assets
Liquidity 52-8
short-term debt 18.5% · cash 5.9%
Profitability 74+6
return on assets 4.6%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (579 companies, NACE 55, small)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.3 percentage points vs 06-2025 08-2025: 0.9%▲ +0.4 percentage points vs 07-2025 09-2025: 1.1%▲ +0.2 percentage points vs 08-2025 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.2%▲ +0.1 percentage points vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.3%▲ +0.1 percentage points vs 03-2026 05-2026: 1.6%▲ +0.3 percentage points vs 04-2026highest value 06-2026: 1.3%▼ -0.3 percentage points vs 05-2026 07-2026: 0.9%▼ -0.4 percentage points vs 06-2026 08-2026: 0.9%● unchanged vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026 10-2026: 0.9%● unchanged vs 09-2026
Credit of up to €20,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.28, compared with 2.07 in 2024, below the usual 1.5; short-term debt: 18.5% and cash: 5.9% of total assets), and 77.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, small): better than 44% on solvency, 63% on liquidity, 75% on profitability and 49% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Figures for financial year 2025 (filed 26-06-2026)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Size: turnover €0, 20.4 FTE, total assets €1.3m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2015
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
35 days early
2024
13 days late
2023
13 days late
2022
31 days late
2021
29 days late
2020
55 days late
2019
48 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days after the deadline; the sector median (NACE 55) for financial year 2024 is 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
12-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Positive: 5th largest employer in Gedinnein the Checked rankings No. 5 View
  • Positive: 8 profitable years in a rowprofit 2025: €60,764 8 years View
  • Total assets 20256 financial years filed €1.3m View

By topic

Financials

Financial year
2025
Turnover
€0
Profit
€60,764
Solvency
22.8%
Turnover
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 31-12-2023Weakest financial year
  2. 31-08-2023Annual accounts filed
  3. 31-12-2022Equity above €200,000
Go to Timeline

Company details

Sites
3
Legal form
Private limited company
Activity
AccommodationNACE 55300
Founded
18-12-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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