C.W.A.
C.W.A. is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €669k and a net result of €68k. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 53% of 1206 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €669k |
| Net result | €68k |
| Better than sector | 53% |
| Active | 15 yrs |
Strong profile, led by stability.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 51.0% | 47.4% | |
| Net result | €68k | €43k | |
| Equity | €669k | €84k | |
| Gross operating margin | €135k | €70k | |
| Total assets | €1.31M | €211k |
| Fiscal year | 2025 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €68k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €26k |
| Dividends | - |
| Total assets | €1.31M |
| Equity | €669k |
| Debt | €642k |
| of which ≤ 1y | €172k |
| of which > 1y | €469k |
| Working capital | n/a |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 51.0% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 5.2% |
| ROE | 10.1% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.31M |
| Fixed assets | 21/28 | €927k |
| Tangible fixed assets | 22/27 | €568k |
| Financial fixed assets | 28 | €359k |
| Current assets | 29/58 | €384k |
| Amounts receivable within one year | 40/41 | €29k |
| Cash & bank | 54/58 | €9k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.31M |
| Equity | 10/15 | €669k |
| Contributions / capital | 10/11 | €250k |
| Reserves | 13 | €419k |
| Amounts payable | 17/49 | €642k |
| Amounts payable after one year | 17 | €469k |
| Amounts payable within one year | 42/48 | €172k |
| Trade debts payable within one year | 44 | €868 |
| Income statement | ||
| Gross operating margin | 9900 | €135k |
| Operating result | 9901 | €122k |
| Financial income | 75 | €4k |
| Financial charges | 65 | €33k |
| Result before taxes | 9903 | €93k |
| Income taxes | 67/77 | €26k |
| Net result for the period | 9904 | €68k |
| Result to be appropriated | 9905 | €68k |
-
Current03-03-2026 → present
Former directors (1)
-
Former03-03-2026 → 19-03-2026
2 events
- 19-03-2026 Resigned· Manager
- 03-03-2026 Appointed· Director
| NACE primary | Financial services(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 04-11-2010 |
| Status | Active |
| Postal code | 2440 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13373L0974/00A005 | Flanders | 9,249 m² | 1 · 1,572 m² | 10.8 m · 2 fl. |
| 13373L0974/00C005 | Flanders | 6,105 m² | 1 · 1,546 m² | 5.0 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
19-03-2026 2 directors appointed
- ARDIES Peter Jaak Frans, Bestuurder
- ARDIES Alessandro, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "ARDIES Peter Jaak Frans",
"address": "2260 Westerlo, Bellensbos 5",
"birth_date": "1963-12-04",
"profession": null,
"birth_place": "Herentals"
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": "statutair",
"compensated": true,
"effective_date": null,
"evidence_quote": "",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
"rep_rotation_new_rep": null,
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},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "ARDIES Alessandro",
"address": "2250 Olen, Ven 14",
"birth_date": "1997-03-07",
"profession": null,
"birth_place": "Geel"
},
"reason": null,
"subkind": null,
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"statutory": "statutair",
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{
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"evidence_quote": "De algemene vergadering zal op de volgende jaarvergadering beslissen over de kwijting aan de ontslagnemende bestuurders voor de uitoefening van hun opdracht.",
"decharge_status": "granted",
"mandate_duration": null,
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},
{
"kind": "substantive_delegation",
"role": null,
"person": null,
"reason": null,
"subkind": null,
"via_org": {
"kbo": "0893.818.970",
"name": "INACC BV",
"address": "Geel, Diestseweg 32",
"country": "BE",
"legal_form": "BV"
},
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "Volmacht wordt verleend aan INACC BV, te Geel, Diestseweg 32, ondernemingsnummer 0893.818.970, vertegenwoordigd door zijn medewerkers of bestuurders met macht van indeplaatsstelling, die elk afzonderlijk mogen handelen,",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "correction",
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"person": null,
"reason": null,
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"compensated": null,
"effective_date": null,
"evidence_quote": "",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": "Katrien EERENS",
"firm_city": null,
"firm_name": null,
"office_city": "Geel",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2026-03-19",
"filing_date": "2026-03-16",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "buitengewone_algemene_vergadering",
"date": "2026-03-03",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0830.975.640",
"name_full": "C.W.A.",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Katrien Eerens",
"org_rep_person_name": null,
"person_role_at_subject": "notaris"
},
"co_filed_documents": [
"afschrift akte",
"geco\u00F6rdineerde statuten"
],
"corrected_publication_numac": null
}12-01-2023 Registered office moved within Geel
- Antwerpseweg 38, 2440 Geel → Antwerpseweg 36, 2440 Geel
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Geel",
"region": null,
"street": "Antwerpseweg",
"country": "BE",
"postcode": "2440",
"box_number": null,
"street_number": "36"
},
"old_address": {
"city": "Geel",
"region": null,
"street": "Antwerpseweg",
"country": "BE",
"postcode": "2440",
"box_number": null,
"street_number": "38"
},
"effective_date": "2022-12-02",
"evidence_quote": "De zetel van de vennootschap wordt vanaf heden verplaatst naar: Antwerpseweg 36 -2440 Geel"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0830.975.640",
"name_full": "C.W.A.",
"legal_form": "BVBA"
}
}23-11-2010 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "Antwerpseweg 38, 2440 Geel",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "Peter Jaak Frans ARDIES",
"niss": null,
"address": "Mechelsestraat 92, 2260 Westerlo"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 160000,
"holder_person_name": "Peter Jaak Frans ARDIES",
"is_subscriber_only": false,
"n_shares_subscribed": 2000,
"amount_subscribed_eur": 200000,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "Philip Frans Lodewijk ARDIES",
"niss": null,
"address": "Nachtegalendreef 9, 2280 Grobbendonk"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 40000,
"holder_person_name": "Philip Frans Lodewijk ARDIES",
"is_subscriber_only": false,
"n_shares_subscribed": 500,
"amount_subscribed_eur": 50000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 250000,
"subject_company": {
"kbo": "0830.975.640",
"name_full": "C.W.A.",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2010-11-09",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | C.W.A. |