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C.V.M.

Active
Private limited companyfounded 200124 years activeRue du Quai (SL) S/N, 7730 Estaimpuis, BelgiumKBO/BCE: BE 0475.846.762
Summary

C.V.M. has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €525,721 and a net result of €1,918. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 53% of 16,777 sector peers (NACE 68, fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Development of residential building projects
NACE 68121Machining of metals NACE 25530
2 sites
Size
€1.6mtotal assets 2025
Staff
1 FTE
Equity
€525,721
Profit
€1,918
Turnover not published (abridged schema)
Financial health
84 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.3%
Structure
Board
1 member
Holdings
1
Accounts 14 days early1 of 5 deeds read
Why 84- Liquidity: current ratio 0.28, cash €1,881- 2 establishment units+ Size: total assets €1.6m+ Founded in 2001Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 35% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Weak
Solvency 58-3
equity 33.3% of total assets
Liquidity 19-2
short-term debt 60.0% · cash 0.1%
Profitability 28+1
return on assets 0.1%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,529 companies)
Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.3%▲ +0.1 percentage points vs 11-2024 01-2025: 0.6%▲ +0.3 percentage points vs 12-2024 02-2025: 0.5%▼ -0.1 percentage points vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.7%▲ +0.2 percentage points vs 11-2025highest value 01-2026: 0.2%▼ -0.5 percentage points vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026
Credit up to €40,000 at 30 days acceptable
Liquidity short (current ratio 0.28 against 0.31 in 2024; short-term debt: 60% and cash: 0.1% of total assets), and 66.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 52% on solvency, 15% on liquidity, 24% on profitability and 47% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.28, cash €1,881
NBB · annual accounts
lowers risk · Size: total assets €1.6m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · 2 establishment units
KBO · seat and establishments
lowers risk · Founded in 2001
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 17-12-2025, 14 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
14 days early
2024
6 days late
2023
11 days early
2022
9 days early
2021
10 days early
2020
18 days late
2019
25 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today. Usually files around 21 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-05-2026 close07-10-2026 today31-12-2026 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Appointment: AFC (director)Permanent representative: Marc Vereecke ·…
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Board changedlatest change 02-01-2026 · 1 in office 1 joined · 1 left View
  • Positive: Among the best 15% on equitysector median €73,677 · 16,793 companies €525,721 View
  • Positive: 5 profitable years in a rowprofit 2025: €1,918 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.6m
Profit
€1,918
Solvency
33.3%
Total assets▲ 9.5%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-12-2026
  1. 20-12-2023Annual accounts filed
  2. 22-12-2022Annual accounts filed
  3. 21-12-2021Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Development of residential building projectsNACE 68121
Founded
11-10-2001
Year ends
31-05
Peppol
Reachable for e-invoices
Go to Company details

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